Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 34.31% is in line with its 5-year average of 34.55%, near the high end of its 5-year range (-1.26%–44.64%).
3.16% above its 12-month average of 33.26%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 36.66%.
OPERATING MARGIN
34.31%
OPERATING MARGIN AVG TTM
33.26%
OPERATING MARGIN AVG 3Y
32.17%
OPERATING MARGIN AVG 5Y
34.55%
OPERATING MARGIN AVG 10Y
32.58%
OPERATING MARGIN AVG 15Y
29.77%
OPERATING MARGIN AVG 20Y
26.00%
CURRENT VS TTM AVG
+3.16%
CURRENT VS 3Y AVG
+6.64%
CURRENT VS 5Y AVG
-0.71%
CURRENT VS 10Y AVG
+5.30%
CURRENT VS 15Y AVG
+15.25%
CURRENT VS 20Y AVG
+31.94%
SECTOR MEDIAN · FINANCIAL SERVICES
17.91%
median of 411 covered companies
CURRENT VS SECTOR MEDIAN
+91.57%
vs the sector median at left
ACNB Corporation
Market Cap
$651.32M
Operating Margin
34.31%
TTM Avg
33.26%
3Y Avg
32.17%
5Y Avg
34.55%
Market Cap
$651.85M
Operating Margin
15.76%
TTM Avg
20.27%
3Y Avg
23.26%
5Y Avg
24.64%
Market Cap
$649.10M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$637.82M
Operating Margin
0.00%
TTM Avg
56.62%
3Y Avg
1053.89%
5Y Avg
243.66%
Market Cap
$635.10M
Operating Margin
-123.13%
TTM Avg
276.79%
3Y Avg
108.67%
5Y Avg
38.79%
Market Cap
$633.40M
Operating Margin
108.91%
TTM Avg
111.19%
3Y Avg
116.54%
5Y Avg
65.65%
Market Cap
$669.58M
Operating Margin
315.85%
TTM Avg
194.26%
3Y Avg
136.11%
5Y Avg
119.24%
Market Cap
$672.06M
Operating Margin
9.10%
TTM Avg
8.14%
3Y Avg
4.10%
5Y Avg
4.71%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| ACNB Corporation (ACNB) | $651.32M | 34.31% | 33.26% | 32.17% | 34.55% |
| Capital Bancorp, Inc. (CBNK)vs › | $651.85M | 15.76% | 20.27% | 23.26% | 24.64% |
| Drugs Made In America Acquisition II Corp. Ordinary Shares (DMII)vs › | $649.10M | 0.00% | 0.00% | 0.00% | 0.00% |
| CoinShares PLC Ordinary Shares (CSHR)vs › | $637.82M | 0.00% | 56.62% | 1053.89% | 243.66% |
| American Bitcoin Corp (ABTC)vs › | $635.10M | -123.13% | 276.79% | 108.67% | 38.79% |
| BlackRock Multi-Sector Income Trust (BIT)vs › | $633.40M | 108.91% | 111.19% | 116.54% | 65.65% |
| Gladstone Investment Corporation (GAINI)vs › | $669.58M | 315.85% | 194.26% | 136.11% | 119.24% |
| Hypoport SE (HYPOF)vs › | $630.67M | 4.49% | 3.18% | 3.44% | 5.62% |
| Donegal Group Inc. (DGICA)vs › | $672.06M | 9.10% | 8.14% | 4.10% | 4.71% |
| Carter Bankshares, Inc. (CARE)vs › | $677.06M | 15.71% | 14.30% | 19.15% | 11.98% |
Operating Margin
34.3%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 36.66% |
| 2026-03-31 | 34.18% |
| 2025-12-31 | 28.62% |
| 2025-09-30 | 37.16% |
| 2025-06-30 | 29.67% |
| 2025-03-31 | -1.26% |
| 2024-12-31 | 24.81% |
| 2024-09-30 | 27.62% |
| 2024-06-30 | 42.79% |
| 2024-03-31 | 26.95% |
| 2023-12-31 | 18.08% |
| 2023-09-30 | 38.10% |
| 2023-06-30 | 41.45% |
| 2023-03-31 | 39.53% |
| 2022-12-31 | 42.81% |
| 2022-09-30 | 44.64% |
| 2022-06-30 | 40.62% |
| 2022-03-31 | 36.52% |
| 2021-12-31 | 22.73% |
| 2021-09-30 | 37.56% |
| 2021-06-30 | 40.60% |
| 2021-03-31 | 37.18% |
| 2020-12-31 | 32.15% |
| 2020-09-30 | 32.34% |
| 2020-06-30 | 27.32% |
| 2020-03-31 | -7.32% |
| 2019-12-31 | 28.79% |
| 2019-09-30 | 34.73% |
| 2019-06-30 | 35.82% |
| 2019-03-31 | 34.55% |
| 2018-12-31 | 30.46% |
| 2018-09-30 | 36.66% |
| 2018-06-30 | 33.88% |
| 2018-03-31 | 31.83% |
| 2017-12-31 | 34.72% |
| 2017-09-30 | 13.79% |
| 2017-06-30 | 25.71% |
| 2017-03-31 | 26.06% |
| 2016-12-31 | 26.03% |
| 2016-09-30 | 27.49% |
| 2016-06-30 | 30.13% |
| 2016-03-31 | 26.25% |
| 2015-12-31 | 29.49% |
| 2015-09-30 | 29.12% |
| 2015-06-03 | 28.26% |
| 2015-03-31 | 27.05% |
| 2014-12-31 | 25.43% |
| 2014-09-30 | 27.76% |
| 2014-06-30 | 28.25% |
| 2014-03-31 | 26.73% |
| 2013-12-31 | 23.75% |
| 2013-09-30 | 24.32% |
| 2013-06-30 | 23.70% |
| 2013-03-31 | 24.37% |
| 2012-12-31 | 20.82% |
| 2012-09-30 | 22.21% |
| 2012-06-30 | 20.17% |
| 2012-03-31 | 21.33% |
| 2011-12-31 | 15.83% |
| 2011-09-30 | 21.00% |
| 2011-06-30 | 19.92% |
| 2011-03-31 | 24.26% |
| 2010-12-31 | 13.95% |
| 2010-09-30 | 21.29% |
| 2010-06-30 | 17.32% |
| 2010-03-31 | 22.60% |
| 2009-12-31 | 15.15% |
| 2009-09-30 | 15.70% |
| 2009-06-30 | 11.15% |
| 2009-03-31 | 18.06% |
| 2008-12-31 | 14.12% |
| 2008-09-30 | 0.72% |
| 2008-06-30 | 20.33% |
| 2008-03-31 | 18.81% |
| 2007-12-31 | 16.73% |
| 2007-09-30 | 16.46% |
| 2007-06-30 | 15.23% |
| 2007-03-31 | 15.16% |
| 2006-12-31 | 14.72% |
| 2006-09-30 | 16.71% |
| 2006-06-30 | 16.61% |
| 2006-03-31 | 15.30% |
| 2005-12-31 | 15.65% |
| 2005-09-30 | 16.63% |
| 2005-06-30 | 16.61% |
| 2005-03-31 | 19.93% |
| 2004-12-31 | 26.30% |
| 2004-09-30 | 28.76% |
| 2004-06-30 | 23.97% |
| 2004-03-31 | 26.75% |
| 2003-12-31 | 32.48% |
| 2003-09-30 | 34.42% |
| 2003-06-30 | 23.16% |
| 2003-03-31 | 29.95% |
| 2002-12-31 | 22.21% |
| 2002-09-30 | 28.97% |
