Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 3.67% is 120% above its 5-year average of -17.95%, near the high end of its 5-year range (-49.00%–3.67%).
47.98% above its 12-month average of 2.48%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 1.52%.
RETURN ON ASSETS (ROA)
3.67%
RETURN ON ASSETS (ROA) AVG TTM
2.48%
RETURN ON ASSETS (ROA) AVG 3Y
-8.72%
RETURN ON ASSETS (ROA) AVG 5Y
-17.95%
RETURN ON ASSETS (ROA) AVG 10Y
N/A
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+47.98%
CURRENT VS 3Y AVG
+142.06%
CURRENT VS 5Y AVG
+120.44%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
+197.17%
vs the sector median at left
Root, Inc.
Market Cap
$664.91M
Return on Assets (ROA)
3.67%
TTM Avg
2.48%
3Y Avg
-8.72%
5Y Avg
-17.95%
Market Cap
$660.97M
Return on Assets (ROA)
N/A
TTM Avg
-11.82%
3Y Avg
-21.06%
5Y Avg
-52.88%
Market Cap
$669.38M
Return on Assets (ROA)
12.67%
TTM Avg
10.23%
3Y Avg
8.55%
5Y Avg
9.10%
Market Cap
$673.35M
Return on Assets (ROA)
2.86%
TTM Avg
2.75%
3Y Avg
1.40%
5Y Avg
1.53%
Market Cap
$674.83M
Return on Assets (ROA)
2.68%
TTM Avg
0.59%
3Y Avg
0.72%
5Y Avg
0.42%
Market Cap
$654.95M
Return on Assets (ROA)
1.64%
TTM Avg
2.27%
3Y Avg
14.29%
5Y Avg
-0.62%
Market Cap
$677.47M
Return on Assets (ROA)
0.84%
TTM Avg
0.97%
3Y Avg
1.10%
5Y Avg
1.17%
Market Cap
$651.83M
Return on Assets (ROA)
1.64%
TTM Avg
1.24%
3Y Avg
1.30%
5Y Avg
1.16%
Market Cap
$679.82M
Return on Assets (ROA)
0.64%
TTM Avg
-0.70%
3Y Avg
0.17%
5Y Avg
0.35%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Root, Inc. (ROOT) | $664.91M | 3.67% | 2.48% | -8.72% | -17.95% |
| Chaince Digital Holdings Inc. (CD)vs › | $660.97M | N/A | -11.82% | -21.06% | -52.88% |
| Gladstone Investment Corporation (GAINI)vs › | $669.38M | 12.67% | 10.23% | 8.55% | 9.10% |
| Donegal Group Inc. (DGICA)vs › | $673.35M | 2.86% | 2.75% | 1.40% | 1.53% |
| Carter Bankshares, Inc. (CARE)vs › | $674.83M | 2.68% | 0.59% | 0.72% | 0.42% |
| CoinShares PLC Ordinary Shares (CSHR)vs › | $654.95M | 1.64% | 2.27% | 14.29% | -0.62% |
| Farmers National Banc Corp. (FMNB)vs › | $677.47M | 0.84% | 0.97% | 1.10% | 1.17% |
| ACNB Corporation (ACNB)vs › | $651.83M | 1.64% | 1.24% | 1.30% | 1.16% |
| Midland States Bancorp, Inc. (MSBI)vs › | $679.82M | 0.64% | -0.70% | 0.17% | 0.35% |
| Tiptree Inc. (TIPT)vs › | $649.14M | 36.49% | 0.72% | 0.38% | 0.27% |
ROA
3.7%
ROE
18.7%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 2.62% |
| 2024-12-31 | 2.34% |
| 2023-12-31 | -12.55% |
| 2022-12-31 | -27.31% |
| 2021-12-31 | -49.00% |
| 2020-12-31 | -23.81% |
| 2019-12-31 | -41.17% |
| 2018-12-31 | -36.93% |
