Which has the lower trailing P/E, ROOT or TIPT?

TIPT has the lower trailing P/E: ROOT trades at 14.07 and TIPT at 1.64. P/E is one valuation measure and does not by itself establish which business is cheaper.

Does ROOT or TIPT pay a bigger dividend?

TIPT pays a dividend (1.38% yield), while ROOT has no payments in the available dividend history.

Is ROOT or TIPT more profitable?

TIPT runs the higher net margin — ROOT at 3.90% versus TIPT at 7157.17%.

How have ROOT and TIPT total returns compared?

Over the past 5 years, ROOT delivered -11.85% and TIPT delivered 12.25% annualized total return. Past performance doesn't predict future results.

Root, Inc. (ROOT) vs Tiptree Inc. (TIPT)

A side-by-side comparison of Root, Inc. and Tiptree Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

ROOT

Root, Inc.

$665M

$47.42Financial ServicesDelayed quote: Oct 6, 2026, 3:15 PM EDT

TIPT

Tiptree Inc.

$644M

$17.30Financial ServicesDelayed quote: Oct 6, 2026, 3:15 PM EDT

Total return — ROOT vs TIPT

growth of $100 · dividends reinvested · last 6y

ROOT -90.2% (-32.1%/yr)TIPT +266.7% (+24.2%/yr)TIPT compounded faster over this window

Log scale — wide-divergence pair

ROOT TIPT

ROOT vs TIPT: by the numbers

•ROOT is the larger company ($665M vs $644M market cap).
•TIPT trades at the lower trailing earnings multiple (1.64 vs 14.07 P/E), one valuation lens rather than an overall verdict.
•TIPT converts more revenue to profit (7157.17% vs 3.90% net margin).
•TIPT pays a dividend (1.38% yield), while ROOT has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	ROOT	TIPT
P/E ratio	14.07	1.64
Forward P/E	10.58	N/A
P/S ratio	0.42	N/A
P/B ratio	2.03	0.71

Profitability

Metric	ROOT	TIPT
Operating margin	3.96%	-9574.59%
Net margin	3.90%	7157.17%
ROE	18.66%	45.62%

Root, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Tiptree Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	ROOT	TIPT
Dividend yield	N/A	1.38%
Payout ratio	N/A	2.28%

Growth (annualized)

Metric	ROOT	TIPT
Revenue CAGR (5Y)	43.26%	N/A
Total return CAGR (5Y)	-11.85%	12.25%

Frequently asked

Which has the lower trailing P/E, ROOT or TIPT?: TIPT has the lower trailing P/E: ROOT trades at 14.07 and TIPT at 1.64. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does ROOT or TIPT pay a bigger dividend?: TIPT pays a dividend (1.38% yield), while ROOT has no payments in the available dividend history.
Is ROOT or TIPT more profitable?: TIPT runs the higher net margin — ROOT at 3.90% versus TIPT at 7157.17%.
How have ROOT and TIPT total returns compared?: Over the past 5 years, ROOT delivered -11.85% and TIPT delivered 12.25% annualized total return. Past performance doesn't predict future results.

Go deeper

Full ROOT analysis Full TIPT analysis Interactive comparison tool

Dig into the metrics

Root P/E ratio Tiptree P/E ratio Tiptree dividend yield Root ROE Tiptree ROE Root operating margin Tiptree operating margin Root revenue growth Tiptree revenue growth

Root & Tiptree appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.