Root (ROOT) Financials: History & Chart

Root, Inc.(ROOT)

Insurance - Property & Casualty · Columbus, OH

$47.32-0.10 (-0.22%)

Delayed quote: Oct 6, 2026, 2:49 PM EDT

About Root, Inc.

Root, Inc. operates within the United States, concentrating on delivering a range of insurance solutions, including policies for automobiles, residential properties, and rental occupancy. The company employs a direct-to-consumer business model, primarily connecting with its customers via user-friendly mobile applications and its official website. Its comprehensive distribution network also incorporates various other digital platforms, media campaigns, referral initiatives, and collaborations with external partners and independent agencies. Established in 2015, the firm's corporate headquarters are situated in Columbus, Ohio.

Columbus, OH

1,256 employees

joinroot.com

Financial Services / Insurance - Property & Casualty

Sector: Financial Services
Industry: Insurance - Property & Casualty
CEO: Alexander Edward Timm

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Financials

SEC Filings

Quarterly Income Statement (USD)

Swipe horizontally to review earlier periods. The line-item column stays pinned.

Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	1.57B	389.20M	393.50M	397.00M	387.80M	382.90M	349.40M	326.70M	305.70M
Cost of Goods Sold	1.07B	239.90M	226.20M	300.60M	306.40M	281.20M	242.30M	223.10M	206.90M
Gross Profit	494.40M	149.30M	167.30M	96.40M	81.40M	101.70M	107.10M	103.60M	98.80M
Gross Profit Margin	31.5%	38.4%	42.5%	24.3%	21.0%	26.6%	30.7%	31.7%	32.3%
Total Operating Expenses	432.30M	123.70M	131.20M	91.00M	86.40M	79.70M	88.70M	81.50M	76.00M
Research & Development	15.50M	15.50M	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	231.60M	40.80M	51.80M	72.60M	66.40M	60.70M	72.00M	54.00M	51.50M
Operating Income (EBIT)	62.10M	25.60M	36.10M	5.40M	-5.00M	22.00M	18.40M	22.10M	22.80M
Operating Margin	4.0%	6.6%	9.2%	1.4%	-1.3%	5.7%	5.3%	6.8%	7.5%
Income Before Tax (EBT)	62.10M	25.60M	36.10M	5.40M	-5.00M	22.00M	18.40M	22.10M	22.80M
Interest Income	40.90M	10.10M	10.00M	10.30M	10.50M	9.90M	9.40M	9.90M	11.30M
Interest Expense	19.30M	4.10M	4.80M	5.10M	5.30M	5.30M	5.30M	7.40M	11.60M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	61.20M	25.40M	35.90M	5.30M	-5.40M	22.00M	18.40M	22.10M	22.80M
Income Tax Expense	-100K	200K	200K	-900K	400K	0.00	0.00	0.00	0.00
Net Profit Margin	3.9%	6.5%	9.1%	1.3%	-1.4%	5.7%	5.3%	6.8%	7.5%
EBITDA	75.70M	28.30M	39.20M	8.50M	-300K	24.00M	20.40M	24.90M	28.00M
EBITDA Margin	4.8%	7.3%	10.0%	2.1%	-0.1%	6.3%	5.8%	7.6%	9.2%
Depreciation & Amortization	13.60M	2.70M	3.10M	3.10M	4.70M	2.00M	2.00M	2.80M	5.20M
EPS Basic	3.71	1.54	2.19	0.33	-0.35	1.36	1.15	1.38	1.45
EPS Diluted	3.37	1.42	1.99	0.31	-0.35	1.29	1.07	1.30	1.35
Weighted Average Basic Shares	15.70M	15.70M	15.60M	15.50M	15.40M	15.40M	15.20M	15.10M	15.00M
Weighted Average Diluted Shares	17.00M	17.00M	17.20M	17.20M	15.40M	17.10M	17.20M	17.00M	16.90M

Annual Income Statement (USD)

Swipe horizontally to review earlier years. The line-item column stays pinned.

Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Revenue	1.52B	1.18B	455.00M	310.80M	345.40M	346.80M	290.20M	43.30M
Cost of Goods Sold	1.13B	839.40M	378.90M	343.00M	397.30M	361.00M	373.70M	53.70M
Gross Profit	386.60M	337.10M	76.10M	-32.20M	-51.90M	-14.20M	-83.50M	-10.40M
Gross Profit Margin	25.5%	28.7%	16.7%	-10.4%	-15.0%	-4.1%	-28.8%	-24.0%
Total Operating Expenses	345.80M	306.20M	223.50M	265.50M	469.20M	348.80M	198.90M	58.70M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	271.70M	205.30M	132.60M	175.40M	367.80M	218.20M	152.60M	49.60M
Operating Income (EBIT)	40.80M	30.90M	-147.40M	-297.70M	-521.10M	-363.00M	-282.40M	-69.10M
Operating Margin	2.7%	2.6%	-32.4%	-95.8%	-150.9%	-104.7%	-97.3%	-159.6%
Income Before Tax (EBT)	40.80M	30.90M	-147.40M	-297.70M	-521.10M	-363.00M	-282.40M	-69.10M
Interest Income	40.10M	41.50M	32.80M	8.10M	3.50M	5.90M	N/A	1.30M
Interest Expense	21.00M	42.20M	46.10M	34.60M	20.00M	77.70M	22.30M	900K
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	40.30M	30.90M	-147.40M	-297.70M	-521.10M	-363.00M	-282.40M	-69.10M
Income Tax Expense	-500K	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Profit Margin	2.7%	2.6%	-32.4%	-95.8%	-150.9%	-104.7%	-97.3%	-159.6%
EBITDA	52.60M	45.80M	-134.80M	-283.90M	-504.50M	-347.40M	-277.50M	-68.50M
EBITDA Margin	3.5%	3.9%	-29.6%	-91.3%	-146.1%	-100.2%	-95.6%	-158.2%
Depreciation & Amortization	11.80M	14.90M	12.60M	13.80M	16.60M	15.60M	4.90M	600K
EPS Basic	2.49	1.96	-10.24	-21.11	-37.62	N/A	-24.83	N/A
EPS Diluted	2.24	1.83	-10.24	-21.11	-37.62	N/A	-24.83	N/A
Weighted Average Basic Shares	15.50M	14.90M	14.40M	14.10M	13.84M	13.88M	14.08M	1.77M
Weighted Average Diluted Shares	17.20M	16.90M	14.40M	14.10M	13.84M	13.88M	14.08M	1.77M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.