Which has the lower trailing P/E, DGICA or ROOT?

DGICA has the lower trailing P/E: DGICA trades at 9.19 and ROOT at 14.05. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, DGICA or ROOT?

Over the past five years, ROOT grew revenue faster — DGICA at a 3.86% CAGR versus ROOT at 43.26%.

Does DGICA or ROOT pay a bigger dividend?

DGICA pays a dividend (4.11% yield), while ROOT has no payments in the available dividend history.

Is DGICA or ROOT more profitable?

DGICA runs the higher net margin — DGICA at 7.38% versus ROOT at 3.90%.

How have DGICA and ROOT total returns compared?

Over the past 5 years, DGICA delivered 9.25% and ROOT delivered -11.85% annualized total return. Past performance doesn't predict future results.

Donegal Group Inc. (DGICA) vs Root, Inc. (ROOT)

A side-by-side comparison of Donegal Group Inc. and Root, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

DGICA

Donegal Group Inc.

$670M

$18.20Financial ServicesDelayed quote: Oct 6, 2026, 3:20 PM EDT

ROOT

Root, Inc.

$664M

$47.35Financial ServicesDelayed quote: Oct 6, 2026, 3:20 PM EDT

Total return — DGICA vs ROOT

growth of $100 · dividends reinvested · last 6y

DGICA +61.2% (+8.3%/yr)ROOT -90.2% (-32.1%/yr)DGICA compounded faster over this window

Log scale — wide-divergence pair

DGICA ROOT

DGICA vs ROOT: by the numbers

•DGICA is the larger company ($670M vs $664M market cap).
•DGICA trades at the lower trailing earnings multiple (9.19 vs 14.05 P/E), one valuation lens rather than an overall verdict.
•DGICA converts more revenue to profit (7.38% vs 3.90% net margin).
•ROOT grew revenue faster over the past five years (43.26% vs 3.86% CAGR).
•DGICA pays a dividend (4.11% yield), while ROOT has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	DGICA	ROOT
P/E ratio	9.19	14.05
Forward P/E	10.11	10.57
PEG ratio	2.58	N/A
P/S ratio	0.70	0.42
P/B ratio	1.01	2.02

Profitability

Metric	DGICA	ROOT
Operating margin	9.10%	3.96%
Net margin	7.38%	3.90%
ROE	10.67%	18.66%

Donegal Group Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Root, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	DGICA	ROOT
Dividend yield	4.11%	N/A
Payout ratio	37.88%	N/A

Growth (annualized)

Metric	DGICA	ROOT
Revenue CAGR (5Y)	3.86%	43.26%
EPS CAGR (5Y)	4.28%	N/A
Total return CAGR (5Y)	9.25%	-11.85%

Frequently asked

Which has the lower trailing P/E, DGICA or ROOT?: DGICA has the lower trailing P/E: DGICA trades at 9.19 and ROOT at 14.05. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, DGICA or ROOT?: Over the past five years, ROOT grew revenue faster — DGICA at a 3.86% CAGR versus ROOT at 43.26%.
Does DGICA or ROOT pay a bigger dividend?: DGICA pays a dividend (4.11% yield), while ROOT has no payments in the available dividend history.
Is DGICA or ROOT more profitable?: DGICA runs the higher net margin — DGICA at 7.38% versus ROOT at 3.90%.
How have DGICA and ROOT total returns compared?: Over the past 5 years, DGICA delivered 9.25% and ROOT delivered -11.85% annualized total return. Past performance doesn't predict future results.

Go deeper

Full DGICA analysis Full ROOT analysis Interactive comparison tool

Dig into the metrics

Donegal P/E ratio Root P/E ratio Donegal dividend yield Donegal ROE Root ROE Donegal operating margin Root operating margin Donegal revenue growth Root revenue growth

Donegal & Root appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.