Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 20.84% is 13% below its 5-year average of 23.99%, near the low end of its 5-year range (11.47%–42.82%).
0.98% above its 12-month average of 20.64%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 22.33%.
NET PROFIT MARGIN
20.84%
NET PROFIT MARGIN AVG TTM
20.64%
NET PROFIT MARGIN AVG 3Y
19.85%
NET PROFIT MARGIN AVG 5Y
23.99%
NET PROFIT MARGIN AVG 10Y
24.17%
NET PROFIT MARGIN AVG 15Y
21.55%
NET PROFIT MARGIN AVG 20Y
18.68%
CURRENT VS TTM AVG
+0.98%
CURRENT VS 3Y AVG
+4.97%
CURRENT VS 5Y AVG
-13.12%
CURRENT VS 10Y AVG
-13.78%
CURRENT VS 15Y AVG
-3.29%
CURRENT VS 20Y AVG
+11.56%
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+57.82%
vs the sector median at left
Farmers National Banc Corp.
Market Cap
$678.90M
Net Profit Margin
20.84%
TTM Avg
20.64%
3Y Avg
19.85%
5Y Avg
23.99%
Market Cap
$680.68M
Net Profit Margin
9.71%
TTM Avg
-9.80%
3Y Avg
3.85%
5Y Avg
8.08%
Market Cap
$682.42M
Net Profit Margin
26.30%
TTM Avg
23.51%
3Y Avg
26.25%
5Y Avg
27.66%
Market Cap
$674.24M
Net Profit Margin
36.89%
TTM Avg
11.28%
3Y Avg
15.39%
5Y Avg
8.96%
Market Cap
$683.83M
Net Profit Margin
-169.25%
TTM Avg
27.97%
3Y Avg
-0.50%
5Y Avg
51.86%
Market Cap
$671.43M
Net Profit Margin
155.95%
TTM Avg
165.56%
3Y Avg
121.76%
5Y Avg
109.68%
Market Cap
$670.77M
Net Profit Margin
7.38%
TTM Avg
6.63%
3Y Avg
3.38%
5Y Avg
3.90%
Market Cap
$692.48M
Net Profit Margin
25.81%
TTM Avg
20.02%
3Y Avg
30.70%
5Y Avg
35.65%
Market Cap
$695.31M
Net Profit Margin
19.74%
TTM Avg
12.38%
3Y Avg
18.07%
5Y Avg
23.19%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Farmers National Banc Corp. (FMNB) | $678.90M | 20.84% | 20.64% | 19.85% | 23.99% |
| Midland States Bancorp, Inc. (MSBI)vs › | $680.68M | 9.71% | -9.80% | 3.85% | 8.08% |
| Red River Bancshares, Inc. (RRBI)vs › | $682.42M | 26.30% | 23.51% | 26.25% | 27.66% |
| Carter Bankshares, Inc. (CARE)vs › | $674.24M | 36.89% | 11.28% | 15.39% | 8.96% |
| OFS Credit Company, Inc. (OCCIN)vs › | $683.83M | -169.25% | 27.97% | -0.50% | 51.86% |
| Gladstone Investment Corporation (GAINI)vs › | $671.43M | 155.95% | 165.56% | 121.76% | 109.68% |
| Donegal Group Inc. (DGICA)vs › | $670.77M | 7.38% | 6.63% | 3.38% | 3.90% |
| Vinci Compass Investments Ltd. (VINP)vs › | $692.48M | 25.81% | 20.02% | 30.70% | 35.65% |
| Peoples Financial Services Corp. (PFIS)vs › | $695.31M | 19.74% | 12.38% | 18.07% | 23.19% |
| Root, Inc. (ROOT)vs › | $660.77M | 3.90% | 2.65% | -30.73% | -63.07% |
Operating Margin
25.3%
Net Profit Margin
20.8%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 22.33% |
| 2026-03-31 | 22.33% |
| 2025-12-31 | 21.01% |
| 2025-09-30 | 17.60% |
| 2025-06-30 | 19.92% |
| 2025-03-31 | 20.03% |
| 2024-12-31 | 20.76% |
| 2024-09-30 | 12.15% |
| 2024-06-30 | 17.73% |
| 2024-03-31 | 17.73% |
| 2023-12-31 | 21.68% |
| 2023-09-30 | 20.78% |
| 2023-06-30 | 24.04% |
| 2023-03-31 | 11.47% |
| 2022-12-31 | 28.84% |
| 2022-09-30 | 34.14% |
| 2022-06-30 | 36.45% |
| 2022-03-31 | 37.21% |
| 2021-12-31 | 13.85% |
| 2021-09-30 | 42.82% |
| 2021-06-30 | 40.86% |
| 2021-03-31 | 38.38% |
| 2020-12-31 | 28.74% |
| 2020-09-30 | 29.49% |
| 2020-06-30 | 29.54% |
| 2020-03-31 | 24.28% |
| 2019-12-31 | 28.89% |
| 2019-09-30 | 27.32% |
| 2019-06-30 | 26.16% |
| 2019-03-31 | 26.89% |
| 2018-12-31 | 27.88% |
| 2018-09-30 | 26.91% |
| 2018-06-30 | 28.05% |
| 2018-03-31 | 28.31% |
| 2017-12-31 | 19.29% |
| 2017-09-30 | 22.48% |
| 2017-06-30 | 21.88% |
| 2017-03-31 | 23.38% |
| 2016-12-31 | 21.85% |
| 2016-09-30 | 21.66% |
| 2016-06-30 | 21.19% |
| 2016-03-31 | 21.14% |
| 2015-12-31 | 14.01% |
| 2015-09-30 | 9.16% |
| 2015-06-30 | 5.36% |
| 2015-03-31 | 15.75% |
| 2014-12-31 | 14.79% |
| 2014-09-30 | 15.92% |
| 2014-06-30 | 16.90% |
| 2014-03-31 | 16.23% |
| 2013-12-31 | 16.46% |
| 2013-09-30 | 11.28% |
| 2013-06-30 | 13.84% |
| 2013-03-31 | 15.26% |
| 2012-12-31 | 18.42% |
| 2012-09-30 | 17.78% |
| 2012-06-30 | 16.66% |
| 2012-03-31 | 18.52% |
| 2011-12-31 | 19.71% |
| 2011-09-30 | 17.03% |
| 2011-06-30 | 15.24% |
| 2011-03-31 | 12.29% |
| 2010-12-31 | 19.81% |
| 2010-09-30 | 18.00% |
| 2010-06-30 | 13.72% |
| 2010-03-31 | 5.86% |
| 2009-12-31 | 5.97% |
| 2009-09-30 | 10.20% |
| 2009-06-30 | 11.01% |
| 2009-03-31 | 12.84% |
| 2008-12-31 | 10.66% |
| 2008-09-30 | 7.45% |
| 2008-06-30 | 12.79% |
| 2008-03-31 | 13.69% |
| 2007-12-31 | 7.42% |
| 2007-09-30 | 12.86% |
| 2007-06-30 | 12.19% |
| 2007-03-31 | 14.28% |
| 2006-12-31 | 12.98% |
| 2006-09-30 | 14.00% |
| 2006-06-30 | 15.28% |
| 2006-03-31 | 16.45% |
| 2005-12-31 | 15.64% |
| 2005-09-30 | 16.89% |
| 2005-06-30 | 17.38% |
| 2005-03-31 | 18.95% |
| 2004-12-31 | 1.64% |
| 2004-09-30 | 20.99% |
| 2004-06-30 | 20.46% |
| 2004-03-31 | 20.46% |
| 2003-12-31 | 21.11% |
| 2003-09-30 | 21.04% |
| 2003-06-30 | 20.47% |
| 2003-03-31 | 18.97% |
| 2002-12-31 | 19.01% |
| 2002-09-30 | 18.61% |
