Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 9.71% is 43% below its 5-year average of 17.14%, near the high end of its 5-year range (-122.55%–27.52%).
0.66% below its 12-month average of 9.77%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 17.77%.
NET PROFIT MARGIN
9.71%
NET PROFIT MARGIN AVG TTM
9.77%
NET PROFIT MARGIN AVG 3Y
11.57%
NET PROFIT MARGIN AVG 5Y
17.14%
NET PROFIT MARGIN AVG 10Y
14.99%
NET PROFIT MARGIN AVG 15Y
14.57%
NET PROFIT MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-0.66%
CURRENT VS 3Y AVG
-16.11%
CURRENT VS 5Y AVG
-43.34%
CURRENT VS 10Y AVG
-35.24%
CURRENT VS 15Y AVG
-33.36%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
-26.47%
vs the sector median at left
Midland States Bancorp, Inc.
Market Cap
$680.25M
Net Profit Margin
9.71%
TTM Avg
9.77%
3Y Avg
11.57%
5Y Avg
17.14%
Market Cap
$677.50M
Net Profit Margin
26.30%
TTM Avg
23.51%
3Y Avg
26.25%
5Y Avg
27.66%
Market Cap
$677.47M
Net Profit Margin
20.84%
TTM Avg
18.56%
3Y Avg
22.69%
5Y Avg
25.41%
Market Cap
$683.83M
Net Profit Margin
-169.25%
TTM Avg
27.97%
3Y Avg
-0.50%
5Y Avg
51.86%
Market Cap
$675.06M
Net Profit Margin
36.89%
TTM Avg
11.28%
3Y Avg
15.39%
5Y Avg
8.96%
Market Cap
$686.10M
Net Profit Margin
25.81%
TTM Avg
20.02%
3Y Avg
30.70%
5Y Avg
35.65%
Market Cap
$670.22M
Net Profit Margin
7.38%
TTM Avg
6.63%
3Y Avg
3.38%
5Y Avg
3.90%
Market Cap
$669.05M
Net Profit Margin
155.95%
TTM Avg
165.56%
3Y Avg
121.76%
5Y Avg
109.68%
Market Cap
$693.35M
Net Profit Margin
19.74%
TTM Avg
12.38%
3Y Avg
18.07%
5Y Avg
23.19%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Midland States Bancorp, Inc. (MSBI) | $680.25M | 9.71% | 9.77% | 11.57% | 17.14% |
| Red River Bancshares, Inc. (RRBI)vs › | $677.50M | 26.30% | 23.51% | 26.25% | 27.66% |
| Farmers National Banc Corp. (FMNB)vs › | $677.47M | 20.84% | 18.56% | 22.69% | 25.41% |
| OFS Credit Company, Inc. (OCCIN)vs › | $683.83M | -169.25% | 27.97% | -0.50% | 51.86% |
| Carter Bankshares, Inc. (CARE)vs › | $675.06M | 36.89% | 11.28% | 15.39% | 8.96% |
| Vinci Compass Investments Ltd. (VINP)vs › | $686.10M | 25.81% | 20.02% | 30.70% | 35.65% |
| Donegal Group Inc. (DGICA)vs › | $670.22M | 7.38% | 6.63% | 3.38% | 3.90% |
| Gladstone Investment Corporation (GAINI)vs › | $669.05M | 155.95% | 165.56% | 121.76% | 109.68% |
| Peoples Financial Services Corp. (PFIS)vs › | $693.35M | 19.74% | 12.38% | 18.07% | 23.19% |
| California BanCorp (BCAL)vs › | $696.69M | 26.02% | 14.77% | 16.60% | 15.01% |
Operating Margin
-22.1%
Net Profit Margin
9.7%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 17.77% |
| 2026-03-31 | 17.07% |
| 2025-12-31 | -2.69% |
| 2025-09-30 | 6.54% |
| 2025-06-30 | 10.18% |
| 2025-03-31 | -122.55% |
| 2024-12-31 | -0.58% |
| 2024-09-30 | 14.85% |
| 2024-06-30 | 19.11% |
| 2024-03-31 | 16.38% |
| 2023-12-31 | 11.98% |
| 2023-09-30 | 9.98% |
| 2023-06-30 | 18.31% |
| 2023-03-31 | 19.70% |
| 2022-12-31 | 27.52% |
| 2022-09-30 | 24.96% |
| 2022-06-30 | 26.18% |
| 2022-03-31 | 26.67% |
| 2021-12-31 | 27.18% |
| 2021-09-30 | 25.50% |
| 2021-06-30 | 26.15% |
| 2021-03-31 | 24.20% |
| 2020-12-31 | 10.25% |
| 2020-09-30 | 0.11% |
| 2020-06-30 | 15.70% |
| 2020-03-31 | 1.98% |
| 2019-12-31 | 15.43% |
| 2019-09-30 | 14.89% |
| 2019-06-30 | 20.69% |
| 2019-03-31 | 18.36% |
| 2018-12-31 | 19.91% |
| 2018-09-30 | 11.28% |
| 2018-06-30 | 17.37% |
| 2018-03-31 | 2.89% |
| 2017-12-31 | 3.49% |
| 2017-09-30 | 3.51% |
| 2017-06-30 | 7.42% |
| 2017-03-31 | 17.78% |
| 2016-12-31 | 19.35% |
| 2016-09-30 | 17.49% |
| 2016-06-30 | 14.90% |
| 2016-03-31 | 12.77% |
| 2015-12-31 | 17.94% |
| 2015-09-30 | 8.08% |
| 2015-06-30 | 14.96% |
| 2015-03-31 | 14.60% |
| 2014-12-31 | -26.71% |
| 2014-09-30 | 17.39% |
| 2014-06-30 | 5.92% |
| 2014-03-31 | 16.02% |
| 2013-12-31 | 8.17% |
| 2013-09-30 | 11.04% |
| 2013-06-30 | 15.66% |
| 2013-03-31 | 14.13% |
| 2012-12-31 | 15.85% |
| 2011-03-31 | 13.17% |
| 2010-03-31 | 19.95% |
