Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 12.26 is 16% above its 5-year average of 10.56, near the low end of its 5-year range (6.79–57.05).
As of 2026-10-06T18:27:57.634Z. 12.71% above its 12-month average of 10.88.
Calculation as of: 2026-10-06T18:27:57.634Z.
Quote observation: 2026-10-06T18:23:02.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 17c80652fd9789464a45275cc892e12ad8e011f4540a4d2f55e7108985875c39
PE Ratio (12.26) = Close Price ($69.28) / Diluted TTM EPS ($5.65)
PE RATIO
12.26
PE RATIO AVG TTM
10.88
PE RATIO AVG 3Y
13.48
PE RATIO AVG 5Y
10.56
PE RATIO AVG 10Y
12.60
PE RATIO AVG 15Y
12.85
PE RATIO AVG 20Y
13.69
CURRENT VS TTM AVG
+12.71%
CURRENT VS 3Y AVG
-9.05%
CURRENT VS 5Y AVG
+16.11%
CURRENT VS 10Y AVG
-2.66%
CURRENT VS 15Y AVG
-4.61%
CURRENT VS 20Y AVG
-10.45%
SECTOR MEDIAN · FINANCIAL SERVICES
13.80
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
-11.19%
vs the sector median at left
Peoples Financial Services Corp.
Market Cap
$693.55M
PE Ratio
12.26
TTM Avg
10.88
3Y Avg
13.48
5Y Avg
10.56
Market Cap
$687.38M
PE Ratio
N/A
TTM Avg
20.01
3Y Avg
17.47
5Y Avg
17.25
Market Cap
$701.29M
PE Ratio
15.86
TTM Avg
18.75
3Y Avg
10.69
5Y Avg
9.15
Market Cap
$701.77M
PE Ratio
N/A
TTM Avg
71.93
3Y Avg
30.24
5Y Avg
23.04
Market Cap
$681.69M
PE Ratio
14.90
TTM Avg
13.56
3Y Avg
11.68
5Y Avg
11.37
Market Cap
$678.80M
PE Ratio
20.44
TTM Avg
22.78
3Y Avg
10.75
5Y Avg
9.01
Market Cap
$677.02M
PE Ratio
10.57
TTM Avg
9.83
3Y Avg
10.19
5Y Avg
9.55
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Peoples Financial Services Corp. (PFIS) | $693.55M | 12.26 | 10.88 | 13.48 | 10.56 |
| Vinci Compass Investments Ltd. (VINP)vs › | $687.38M | N/A | 20.01 | 17.47 | 17.25 |
| California BanCorp (BCAL)vs › | $695.40M | 11.75 | 11.33 | 16.63 | 19.85 |
| Midland States Bancorp, Inc. (MSBIP)vs › | $701.29M | 15.86 | 18.75 | 10.69 | 9.15 |
| OFS Credit Company, Inc. (OCCIN)vs › | $683.83M | N/A | 80.20 | 65.41 | 52.00 |
| MidCap Financial Investment Corporation (MFIC)vs › | $701.77M | N/A | 71.93 | 30.24 | 23.04 |
| Red River Bancshares, Inc. (RRBI)vs › | $681.69M | 14.90 | 13.56 | 11.68 | 11.37 |
| Midland States Bancorp, Inc. (MSBI)vs › | $678.80M | 20.44 | 22.78 | 10.75 | 9.01 |
| Farmers National Banc Corp. (FMNB)vs › | $677.02M | 10.57 | 9.83 | 10.19 | 9.55 |
| Carter Bankshares, Inc. (CARE)vs › | $674.07M | 5.17 | 11.27 | 16.26 | 14.06 |
At 12.3, P/E is near its 20-year median — higher than 37% of readings in its 20-year history.
20-year low
6.8
median
13.7
20-year high
57.0
Trailing P/E
12.3
Forward P/E
11.0
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$69.28
Forward EPS (Est.)
$6.31
Forward P/E
10.99
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 12.23 |
| 2026-10-02 | 12.26 |
| 2026-10-01 | 12.07 |
| 2026-09-30 | 11.92 |
| 2026-09-29 | 12.17 |
| 2026-09-28 | 12.28 |
| 2026-09-25 | 12.35 |
| 2026-09-24 | 12.27 |
| 2026-09-23 | 12.13 |
| 2026-09-22 | 12.34 |
| 2026-09-21 | 12.38 |
| 2026-09-18 | 12.48 |
| 2026-09-17 | 12.53 |
| 2026-09-16 | 12.55 |
| 2026-09-15 | 12.75 |
| 2026-09-14 | 12.73 |
| 2026-09-11 | 12.74 |
| 2026-09-10 | 12.69 |
| 2026-09-09 | 12.55 |
| 2026-09-08 | 12.58 |
| 2026-09-04 | 12.71 |
| 2026-09-03 | 12.55 |
| 2026-09-02 | 12.47 |
| 2026-09-01 | 12.16 |
| 2026-08-31 | 12.15 |
| 2026-08-28 | 12.32 |
| 2026-08-27 | 12.30 |
| 2026-08-26 | 12.37 |
| 2026-08-25 | 12.37 |
| 2026-08-24 | 12.50 |
| 2026-08-21 | 12.41 |
| 2026-08-20 | 12.43 |
| 2026-08-19 | 12.33 |
| 2026-08-18 | 12.62 |
| 2026-08-17 | 12.64 |
| 2026-08-14 | 12.63 |
| 2026-08-13 | 12.67 |
| 2026-08-12 | 12.62 |
| 2026-08-11 | 12.42 |
| 2026-08-10 | 12.29 |
| 2026-08-07 | 12.08 |
| 2026-08-06 | 12.23 |
| 2026-08-05 | 12.22 |
| 2026-08-04 | 12.30 |
| 2026-08-03 | 12.01 |
| 2026-07-31 | 12.03 |
| 2026-07-30 | 12.16 |
| 2026-07-29 | 12.26 |
| 2026-07-28 | 12.30 |
| 2026-07-27 | 12.01 |
| 2026-07-24 | 11.87 |
| 2026-07-23 | 11.63 |
| 2026-07-22 | 11.57 |
| 2026-07-21 | 11.81 |
| 2026-07-20 | 11.71 |
| 2026-07-17 | 11.75 |
| 2026-07-16 | 11.98 |
| 2026-07-15 | 11.58 |
| 2026-07-14 | 11.40 |
| 2026-07-13 | 11.40 |
| 2026-07-10 | 11.37 |
| 2026-07-09 | 11.26 |
| 2026-07-08 | 11.15 |
| 2026-07-07 | 11.46 |
| 2026-07-06 | 11.52 |
| 2026-07-02 | 11.47 |
| 2026-07-01 | 11.63 |
| 2026-06-30 | 11.35 |
| 2026-06-29 | 11.33 |
| 2026-06-26 | 11.46 |
| 2026-06-25 | 11.14 |
| 2026-06-24 | 11.11 |
| 2026-06-23 | 10.98 |
| 2026-06-22 | 10.72 |
| 2026-06-18 | 10.64 |
| 2026-06-17 | 10.56 |
| 2026-06-16 | 10.66 |
| 2026-06-15 | 10.67 |
| 2026-06-12 | 10.86 |
| 2026-06-11 | 10.73 |
| 2026-06-10 | 10.75 |
| 2026-06-09 | 10.57 |
| 2026-06-08 | 10.40 |
| 2026-06-05 | 10.28 |
| 2026-06-04 | 10.17 |
| 2026-06-03 | 9.82 |
| 2026-06-02 | 10.13 |
| 2026-06-01 | 9.92 |
| 2026-05-29 | 10.16 |
| 2026-05-28 | 10.26 |
| 2026-05-27 | 10.25 |
| 2026-05-26 | 10.27 |
| 2026-05-22 | 10.13 |
| 2026-05-21 | 10.18 |
| 2026-05-20 | 10.03 |
| 2026-05-19 | 9.87 |
| 2026-05-18 | 9.88 |
| 2026-05-15 | 9.63 |
| 2026-05-14 | 9.87 |
| 2026-05-13 | 9.83 |
| 2026-05-12 | 9.82 |
| 2026-05-11 | 9.81 |
| 2026-05-08 | 10.11 |
| 2026-05-07 | 10.05 |
| 2026-05-06 | 10.03 |
| 2026-05-05 | 9.70 |
| 2026-05-04 | 9.55 |
| 2026-05-01 | 9.66 |
| 2026-04-30 | 9.70 |
| 2026-04-29 | 9.64 |
| 2026-04-28 | 10.04 |
| 2026-04-27 | 9.78 |
| 2026-04-24 | 9.62 |
| 2026-04-23 | 9.76 |
| 2026-04-22 | 9.69 |
| 2026-04-21 | 9.70 |
| 2026-04-20 | 9.92 |
| 2026-04-17 | 9.96 |
| 2026-04-16 | 9.66 |
| 2026-04-15 | 9.76 |
| 2026-04-14 | 9.88 |
| 2026-04-13 | 9.83 |
| 2026-04-10 | 9.84 |
| 2026-04-09 | 9.92 |
| 2026-04-08 | 9.71 |
| 2026-04-07 | 9.54 |
| 2026-04-06 | 9.36 |
| 2026-04-02 | 9.30 |
| 2026-04-01 | 9.24 |
| 2026-03-31 | 9.09 |
| 2026-03-30 | 9.07 |
| 2026-03-27 | 9.01 |
| 2026-03-26 | 8.99 |
| 2026-03-25 | 8.96 |
| 2026-03-24 | 9.08 |
| 2026-03-23 | 8.99 |
| 2026-03-20 | 8.78 |
| 2026-03-19 | 8.78 |
| 2026-03-18 | 8.63 |
| 2026-03-17 | 8.83 |
| 2026-03-16 | 9.93 |
| 2026-03-13 | 9.87 |
| 2026-03-12 | 9.83 |
| 2026-03-11 | 9.79 |
| 2026-03-10 | 9.98 |
| 2026-03-09 | 9.91 |
| 2026-03-06 | 9.95 |
| 2026-03-05 | 10.12 |
| 2026-03-04 | 10.33 |
| 2026-03-03 | 10.28 |
| 2026-03-02 | 10.27 |
| 2026-02-27 | 10.13 |
| 2026-02-26 | 10.63 |
| 2026-02-25 | 10.52 |
| 2026-02-24 | 10.36 |
| 2026-02-23 | 10.28 |
| 2026-02-20 | 10.67 |
| 2026-02-19 | 10.58 |
| 2026-02-18 | 10.53 |
| 2026-02-17 | 10.81 |
| 2026-02-13 | 10.75 |
| 2026-02-12 | 10.70 |
| 2026-02-11 | 10.57 |
| 2026-02-10 | 10.45 |
| 2026-02-09 | 10.44 |
| 2026-02-06 | 10.61 |
| 2026-02-05 | 10.53 |
| 2026-02-04 | 10.55 |
| 2026-02-03 | 10.39 |
| 2026-02-02 | 10.18 |
| 2026-01-30 | 9.85 |
| 2026-01-29 | 9.69 |
| 2026-01-28 | 9.44 |
| 2026-01-27 | 9.57 |
| 2026-01-26 | 9.59 |
| 2026-01-23 | 9.58 |
| 2026-01-22 | 9.98 |
| 2026-01-21 | 9.92 |
| 2026-01-20 | 9.47 |
| 2026-01-16 | 9.45 |
| 2026-01-15 | 9.51 |
| 2026-01-14 | 9.41 |
| 2026-01-13 | 9.30 |
| 2026-01-12 | 9.30 |
| 2026-01-09 | 9.17 |
| 2026-01-08 | 9.28 |
| 2026-01-07 | 9.04 |
| 2026-01-06 | 9.21 |
| 2026-01-05 | 9.22 |
| 2026-01-02 | 9.11 |
| 2025-12-31 | 9.21 |
| 2025-12-30 | 9.26 |
| 2025-12-29 | 9.39 |
| 2025-12-26 | 9.37 |
| 2025-12-24 | 9.45 |
| 2025-12-23 | 9.39 |
| 2025-12-22 | 9.53 |
| 2025-12-19 | 9.67 |
| 2025-12-18 | 9.90 |
| 2025-12-17 | 9.89 |
| 2025-12-16 | 9.93 |
| 2025-12-15 | 10.06 |
| 2025-12-12 | 9.95 |
| 2025-12-11 | 9.89 |
| 2025-12-10 | 9.78 |
| 2025-12-09 | 9.48 |
| 2025-12-08 | 9.33 |
| 2025-12-05 | 9.40 |
| 2025-12-04 | 9.46 |
| 2025-12-03 | 9.57 |
| 2025-12-02 | 9.27 |
| 2025-12-01 | 9.33 |
| 2025-11-28 | 9.22 |
| 2025-11-26 | 9.36 |
| 2025-11-25 | 9.33 |
| 2025-11-24 | 9.16 |
| 2025-11-21 | 9.15 |
| 2025-11-20 | 8.88 |
| 2025-11-19 | 8.97 |
| 2025-11-18 | 8.86 |
| 2025-11-17 | 8.72 |
| 2025-11-14 | 8.96 |
| 2025-11-13 | 8.90 |
| 2025-11-12 | 8.90 |
| 2025-11-11 | 8.91 |
| 2025-11-10 | 13.95 |
| 2025-11-07 | 13.87 |
| 2025-11-06 | 13.72 |
| 2025-11-05 | 13.82 |
| 2025-11-04 | 13.42 |
| 2025-11-03 | 13.41 |
| 2025-10-31 | 13.30 |
| 2025-10-30 | 14.07 |
| 2025-10-29 | 14.05 |
| 2025-10-28 | 14.35 |
| 2025-10-27 | 14.27 |
| 2025-10-24 | 14.41 |
| 2025-10-23 | 14.07 |
| 2025-10-22 | 14.31 |
| 2025-10-21 | 14.12 |
| 2025-10-20 | 14.08 |
| 2025-10-17 | 13.85 |
| 2025-10-16 | 13.52 |
| 2025-10-15 | 14.10 |
| 2025-10-14 | 14.28 |
| 2025-10-13 | 13.74 |
| 2025-10-10 | 13.62 |
| 2025-10-09 | 13.90 |
| 2025-10-08 | 14.13 |
| 2025-10-07 | 14.08 |
| 2025-10-06 | 14.33 |
| 2025-10-03 | 14.30 |
| 2025-10-02 | 14.21 |
| 2025-10-01 | 14.34 |
| 2025-09-30 | 14.51 |
| 2025-09-29 | 14.56 |
| 2025-09-26 | 14.82 |
| 2025-09-25 | 14.90 |
| 2025-09-24 | 15.10 |
| 2025-09-23 | 15.18 |
Showing the most recent 260 of 4,777 data points. The chart above shows the full history.
