OFS Credit Company, Inc. (OCCIN) vs Peoples Financial Services Corp. (PFIS)

A side-by-side comparison of OFS Credit Company, Inc. and Peoples Financial Services Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — OCCIN vs PFIS

growth of $100 · dividends reinvested · last 5y
OCCIN +31.7% (+5.7%/yr)PFIS +76.9% (+12.1%/yr)PFIS compounded faster over this window
80100120140160180Start $10020222023202420252026$132$177
OCCIN PFIS

OCCIN vs PFIS: by the numbers

  • •PFIS is the larger company ($696M vs $684M market cap).
  • •PFIS is profitable (19.74% net margin) while OCCIN runs a net loss (-169.25%).
  • •PFIS grew revenue faster over the past five years (21.36% vs 18.50% CAGR).
  • •OCCIN pays the higher dividend yield (5.25% vs 3.57%).

Metrics side by side

Valuation

MetricOCCINPFIS
P/E ratioN/A12.31
Forward P/E27.1011.03
PEG ratioN/A1.54
P/S ratio23.192.42
P/B ratio6.971.30

Profitability

MetricOCCINPFIS
Gross margin70.77%N/A
Operating margin-5.48%24.51%
Net margin-169.25%19.74%
ROE-50.90%10.59%

Peoples Financial Services Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricOCCINPFIS
Dividend yield5.25%3.57%
Payout ratioN/A44.12%

Growth (annualized)

MetricOCCINPFIS
Revenue CAGR (5Y)18.50%21.36%
EPS CAGR (5Y)N/A8.05%
Total return CAGR (5Y)N/A12.72%

Frequently asked

Which has grown faster, OCCIN or PFIS?
Over the past five years, PFIS grew revenue faster — OCCIN at a 18.50% CAGR versus PFIS at 21.36%.
Does OCCIN or PFIS pay a bigger dividend?
OCCIN yields 5.25% and PFIS yields 3.57% based on trailing dividends and the latest price.
Is OCCIN or PFIS more profitable?
PFIS runs the higher net margin — OCCIN at -169.25% versus PFIS at 19.74%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.