Capital Bancorp, Inc. (CBNK) vs Donegal Group Inc. (DGICA)
A side-by-side comparison of Capital Bancorp, Inc. and Donegal Group Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CBNK vs DGICA
growth of $100 · dividends reinvested · last 8yCBNK vs DGICA: by the numbers
- •DGICA is the larger company ($673M vs $656M market cap).
- •DGICA trades at the lower trailing earnings multiple (9.23 vs 11.84 P/E), one valuation lens rather than an overall verdict.
- •CBNK converts more revenue to profit (19.26% vs 7.38% net margin).
- •CBNK grew revenue faster over the past five years (10.99% vs 3.86% CAGR).
- •DGICA pays the higher dividend yield (4.11% vs 1.25%).
Metrics side by side
Valuation
| Metric | CBNK | DGICA |
|---|---|---|
| P/E ratio | 11.84 | 9.23 |
| Forward P/E | 11.58 | 10.15 |
| PEG ratio | 0.93 | 2.59 |
| P/S ratio | 2.24 | 0.70 |
| P/B ratio | 1.55 | 1.01 |
Profitability
| Metric | CBNK | DGICA |
|---|---|---|
| Operating margin | 15.76% | 9.10% |
| Net margin | 19.26% | 7.38% |
| ROE | 13.35% | 10.67% |
Capital Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Donegal Group Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CBNK | DGICA |
|---|---|---|
| Dividend yield | 1.25% | 4.11% |
| Payout ratio | 14.71% | 37.88% |
Growth (annualized)
| Metric | CBNK | DGICA |
|---|---|---|
| Revenue CAGR (5Y) | 10.99% | 3.86% |
| EPS CAGR (5Y) | 13.03% | 4.28% |
| Total return CAGR (5Y) | 11.49% | 9.25% |
Frequently asked
- Which has the lower trailing P/E, CBNK or DGICA?
- DGICA has the lower trailing P/E: CBNK trades at 11.84 and DGICA at 9.23. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CBNK or DGICA?
- Over the past five years, CBNK grew revenue faster — CBNK at a 10.99% CAGR versus DGICA at 3.86%.
- Does CBNK or DGICA pay a bigger dividend?
- CBNK yields 1.25% and DGICA yields 4.11% based on trailing dividends and the latest price.
- Is CBNK or DGICA more profitable?
- CBNK runs the higher net margin — CBNK at 19.26% versus DGICA at 7.38%.
- How have CBNK and DGICA total returns compared?
- Over the past 5 years, CBNK delivered 11.49% and DGICA delivered 9.25% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Capital Bancorp & Donegal appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.