California BanCorp (BCAL) vs Gladstone Investment Corporation (GAINI)

A side-by-side comparison of California BanCorp and Gladstone Investment Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — BCAL vs GAINI

growth of $100 · dividends reinvested · last 2y
BCAL +27.0% (+12.7%/yr)GAINI +13.9% (+6.7%/yr)BCAL compounded faster over this window
406080100120Start $10020252026$127$114
BCAL GAINI

BCAL vs GAINI: by the numbers

  • •BCAL is the larger company ($702M vs $671M market cap).
  • •GAINI trades at the lower trailing earnings multiple (6.07 vs 11.87 P/E), one valuation lens rather than an overall verdict.
  • •GAINI converts more revenue to profit (155.95% vs 26.02% net margin).
  • •BCAL grew revenue faster over the past five years (29.76% vs 1.06% CAGR).
  • •GAINI pays the higher dividend yield (7.77% vs 1.38%).

Metrics side by side

Valuation

MetricBCALGAINI
P/E ratio11.876.07
Forward P/E12.5325.33
PEG ratio0.380.20
P/S ratio3.046.33
P/B ratio1.201.04

Profitability

MetricBCALGAINI
Gross marginN/A19.38%
Operating margin35.94%315.85%
Net margin26.02%155.95%
ROE10.26%25.53%

California BanCorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricBCALGAINI
Dividend yield1.38%7.77%
Payout ratio16.30%47.10%

Growth (annualized)

MetricBCALGAINI
Revenue CAGR (5Y)29.76%1.06%
EPS CAGR (5Y)31.29%30.10%
Total return CAGR (5Y)7.09%N/A

Frequently asked

Which has the lower trailing P/E, BCAL or GAINI?
GAINI has the lower trailing P/E: BCAL trades at 11.87 and GAINI at 6.07. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BCAL or GAINI?
Over the past five years, BCAL grew revenue faster — BCAL at a 29.76% CAGR versus GAINI at 1.06%.
Does BCAL or GAINI pay a bigger dividend?
BCAL yields 1.38% and GAINI yields 7.77% based on trailing dividends and the latest price.
Is BCAL or GAINI more profitable?
GAINI runs the higher net margin — BCAL at 26.02% versus GAINI at 155.95%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.