Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.50% is 111% above its 5-year average of 0.71%, near the high end of its 5-year range (0.13%–1.56%).
77.51% above its 12-month average of 0.84%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.36%.
RETURN ON ASSETS (ROA)
1.50%
RETURN ON ASSETS (ROA) AVG TTM
0.84%
RETURN ON ASSETS (ROA) AVG 3Y
0.88%
RETURN ON ASSETS (ROA) AVG 5Y
0.71%
RETURN ON ASSETS (ROA) AVG 10Y
0.71%
RETURN ON ASSETS (ROA) AVG 15Y
0.62%
RETURN ON ASSETS (ROA) AVG 20Y
0.43%
CURRENT VS TTM AVG
+77.51%
CURRENT VS 3Y AVG
+71.43%
CURRENT VS 5Y AVG
+110.77%
CURRENT VS 10Y AVG
+109.92%
CURRENT VS 15Y AVG
+141.64%
CURRENT VS 20Y AVG
+246.72%
SECTOR MEDIAN · FINANCIAL SERVICES
1.26%
median of 361 covered companies
CURRENT VS SECTOR MEDIAN
+19.05%
vs the sector median at left
California BanCorp
Market Cap
$697.98M
Return on Assets (ROA)
1.50%
TTM Avg
0.84%
3Y Avg
0.88%
5Y Avg
0.71%
Market Cap
$679.47M
Return on Assets (ROA)
0.84%
TTM Avg
0.97%
3Y Avg
1.10%
5Y Avg
1.17%
Market Cap
$677.06M
Return on Assets (ROA)
2.68%
TTM Avg
0.59%
3Y Avg
0.72%
5Y Avg
0.42%
Market Cap
$722.62M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$672.06M
Return on Assets (ROA)
2.86%
TTM Avg
2.75%
3Y Avg
1.40%
5Y Avg
1.53%
Market Cap
$726.07M
Return on Assets (ROA)
5.15%
TTM Avg
6.26%
3Y Avg
5.85%
5Y Avg
6.65%
Market Cap
$669.58M
Return on Assets (ROA)
12.67%
TTM Avg
10.23%
3Y Avg
8.55%
5Y Avg
9.10%
Market Cap
$726.78M
Return on Assets (ROA)
0.85%
TTM Avg
0.20%
3Y Avg
0.54%
5Y Avg
0.78%
Market Cap
$733.89M
Return on Assets (ROA)
1.51%
TTM Avg
3.56%
3Y Avg
4.02%
5Y Avg
4.05%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| California BanCorp (BCAL) | $697.98M | 1.50% | 0.84% | 0.88% | 0.71% |
| Farmers National Banc Corp. (FMNB)vs › | $679.47M | 0.84% | 0.97% | 1.10% | 1.17% |
| Carter Bankshares, Inc. (CARE)vs › | $677.06M | 2.68% | 0.59% | 0.72% | 0.42% |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs › | $722.62M | N/A | N/A | N/A | N/A |
| Donegal Group Inc. (DGICA)vs › | $672.06M | 2.86% | 2.75% | 1.40% | 1.53% |
| Fidus Investment Corporation (FDUS)vs › | $726.07M | 5.15% | 6.26% | 5.85% | 6.65% |
| Gladstone Investment Corporation (GAINI)vs › | $669.58M | 12.67% | 10.23% | 8.55% | 9.10% |
| Washington Trust Bancorp, Inc. (WASH)vs › | $726.78M | 0.85% | 0.20% | 0.54% | 0.78% |
| Carlyle Secured Lending, Inc. (CGBD)vs › | $733.89M | 1.51% | 3.56% | 4.02% | 4.05% |
| Capital Bancorp, Inc. (CBNK)vs › | $651.85M | 1.45% | 1.28% | 1.53% | 1.58% |
ROA
1.5%
ROE
10.3%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.56% |
| 2024-12-31 | 0.13% |
| 2023-12-31 | 1.10% |
| 2022-12-31 | 0.71% |
| 2021-12-31 | 0.47% |
| 2020-12-31 | 0.30% |
| 2019-12-31 | 0.81% |
| 2018-12-31 | 0.68% |
| 2017-12-31 | 0.83% |
| 2016-12-31 | 0.71% |
| 2015-12-31 | 0.56% |
| 2014-12-31 | 1.28% |
| 2013-12-31 | 0.61% |
| 2012-12-31 | 0.60% |
| 2011-12-31 | 0.56% |
| 2010-12-31 | -0.38% |
| 2009-12-31 | -0.87% |
| 2008-12-31 | -5.83% |
| 2007-12-31 | -0.37% |
| 2006-12-31 | -2.44% |
| 2005-12-31 | -1.07% |
| 2004-12-31 | 0.15% |
| 2003-12-31 | -1.47% |
| 2002-12-31 | -4.24% |
