Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.45% is in line with its 5-year average of 1.58%, around the middle of its 5-year range (0.97%–1.97%).
13.28% above its 12-month average of 1.28%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.37%.
RETURN ON ASSETS (ROA)
1.45%
RETURN ON ASSETS (ROA) AVG TTM
1.28%
RETURN ON ASSETS (ROA) AVG 3Y
1.53%
RETURN ON ASSETS (ROA) AVG 5Y
1.58%
RETURN ON ASSETS (ROA) AVG 10Y
1.32%
RETURN ON ASSETS (ROA) AVG 15Y
1.32%
RETURN ON ASSETS (ROA) AVG 20Y
1.23%
CURRENT VS TTM AVG
+13.28%
CURRENT VS 3Y AVG
-5.54%
CURRENT VS 5Y AVG
-8.13%
CURRENT VS 10Y AVG
+9.62%
CURRENT VS 15Y AVG
+9.62%
CURRENT VS 20Y AVG
+18.03%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 410 covered companies
CURRENT VS SECTOR MEDIAN
+17.89%
vs the sector median at left
Capital Bancorp, Inc.
Market Cap
$651.85M
Return on Assets (ROA)
1.45%
TTM Avg
1.28%
3Y Avg
1.53%
5Y Avg
1.58%
Market Cap
$651.32M
Return on Assets (ROA)
1.64%
TTM Avg
1.24%
3Y Avg
1.30%
5Y Avg
1.16%
Market Cap
$649.10M
Return on Assets (ROA)
2.53%
TTM Avg
-54.53%
3Y Avg
-54.53%
5Y Avg
-54.53%
Market Cap
$637.82M
Return on Assets (ROA)
1.64%
TTM Avg
2.27%
3Y Avg
14.29%
5Y Avg
-0.62%
Market Cap
$635.10M
Return on Assets (ROA)
-14.89%
TTM Avg
13.24%
3Y Avg
-74.68%
5Y Avg
-62.64%
Market Cap
$669.58M
Return on Assets (ROA)
12.67%
TTM Avg
10.23%
3Y Avg
8.55%
5Y Avg
9.10%
Market Cap
$633.40M
Return on Assets (ROA)
4.83%
TTM Avg
4.90%
3Y Avg
4.13%
5Y Avg
2.17%
Market Cap
$672.06M
Return on Assets (ROA)
2.86%
TTM Avg
2.75%
3Y Avg
1.40%
5Y Avg
1.53%
Market Cap
$630.67M
Return on Assets (ROA)
4.33%
TTM Avg
2.77%
3Y Avg
2.91%
5Y Avg
3.61%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Capital Bancorp, Inc. (CBNK) | $651.85M | 1.45% | 1.28% | 1.53% | 1.58% |
| ACNB Corporation (ACNB)vs › | $651.32M | 1.64% | 1.24% | 1.30% | 1.16% |
| Drugs Made In America Acquisition II Corp. Ordinary Shares (DMII)vs › | $649.10M | 2.53% | -54.53% | -54.53% | -54.53% |
| CoinShares PLC Ordinary Shares (CSHR)vs › | $637.82M | 1.64% | 2.27% | 14.29% | -0.62% |
| American Bitcoin Corp (ABTC)vs › | $635.10M | -14.89% | 13.24% | -74.68% | -62.64% |
| Gladstone Investment Corporation (GAINI)vs › | $669.58M | 12.67% | 10.23% | 8.55% | 9.10% |
| BlackRock Multi-Sector Income Trust (BIT)vs › | $633.40M | 4.83% | 4.90% | 4.13% | 2.17% |
| Donegal Group Inc. (DGICA)vs › | $672.06M | 2.86% | 2.75% | 1.40% | 1.53% |
| Hypoport SE (HYPOF)vs › | $630.67M | 4.33% | 2.77% | 2.91% | 3.61% |
| Carter Bankshares, Inc. (CARE)vs › | $677.06M | 2.68% | 0.59% | 0.72% | 0.42% |
ROA
1.4%
ROE
13.3%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.59% |
| 2024-12-31 | 0.97% |
| 2023-12-31 | 1.61% |
| 2022-12-31 | 1.97% |
| 2021-12-31 | 1.95% |
| 2020-12-31 | 1.38% |
| 2019-12-31 | 1.18% |
| 2018-12-31 | 1.16% |
| 2017-12-31 | 0.69% |
| 2016-12-31 | 1.04% |
| 2015-12-31 | 1.01% |
| 2006-12-31 | 0.74% |
| 2005-12-31 | 0.68% |
| 2004-12-31 | 0.90% |
| 2003-12-31 | 0.00% |
