Carter Bankshares, Inc. (CARE) vs OFS Credit Company, Inc. (OCCIN)

A side-by-side comparison of Carter Bankshares, Inc. and OFS Credit Company, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CARE vs OCCIN

growth of $100 · dividends reinvested · last 5y
CARE +112.0% (+16.2%/yr)OCCIN +31.7% (+5.7%/yr)CARE compounded faster over this window
100150200250Start $10020222023202420252026$212$132
CARE OCCIN

CARE vs OCCIN: by the numbers

  • •OCCIN is the larger company ($684M vs $674M market cap).
  • •CARE is profitable (36.89% net margin) while OCCIN runs a net loss (-169.25%).
  • •OCCIN grew revenue faster over the past five years (18.50% vs 17.25% CAGR).
  • •OCCIN pays the higher dividend yield (5.25% vs 0.65%).

Metrics side by side

Valuation

MetricCAREOCCIN
P/E ratio5.17N/A
Forward P/E5.0327.10
P/S ratio1.9323.19
P/B ratio1.256.97

Profitability

MetricCAREOCCIN
Gross marginN/A70.77%
Operating margin15.71%-5.48%
Net margin36.89%-169.25%
ROE23.85%-50.90%

Carter Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCAREOCCIN
Dividend yield0.65%5.25%
Payout ratio3.40%N/A

Growth (annualized)

MetricCAREOCCIN
Revenue CAGR (5Y)17.25%18.50%
Total return CAGR (5Y)15.68%N/A

Frequently asked

Which has grown faster, CARE or OCCIN?
Over the past five years, OCCIN grew revenue faster — CARE at a 17.25% CAGR versus OCCIN at 18.50%.
Does CARE or OCCIN pay a bigger dividend?
CARE yields 0.65% and OCCIN yields 5.25% based on trailing dividends and the latest price.
Is CARE or OCCIN more profitable?
CARE runs the higher net margin — CARE at 36.89% versus OCCIN at -169.25%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.