Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.64% is 85% above its 5-year average of 0.35%, near the high end of its 5-year range (-1.91%–1.28%).
191.43% above its 12-month average of -0.70%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.30%.
RETURN ON ASSETS (ROA)
0.64%
RETURN ON ASSETS (ROA) AVG TTM
-0.70%
RETURN ON ASSETS (ROA) AVG 3Y
0.17%
RETURN ON ASSETS (ROA) AVG 5Y
0.35%
RETURN ON ASSETS (ROA) AVG 10Y
0.53%
RETURN ON ASSETS (ROA) AVG 15Y
0.74%
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+191.43%
CURRENT VS 3Y AVG
+287.88%
CURRENT VS 5Y AVG
+84.62%
CURRENT VS 10Y AVG
+19.73%
CURRENT VS 15Y AVG
-13.12%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.21%
median of 560 covered companies
CURRENT VS SECTOR MEDIAN
-47.11%
vs the sector median at left
Midland States Bancorp, Inc.
Market Cap
$700.46M
Return on Assets (ROA)
0.64%
TTM Avg
-0.70%
3Y Avg
0.17%
5Y Avg
0.35%
Market Cap
$698.62M
Return on Assets (ROA)
1.50%
TTM Avg
0.84%
3Y Avg
0.88%
5Y Avg
0.71%
Market Cap
$703.46M
Return on Assets (ROA)
-1.04%
TTM Avg
2.50%
3Y Avg
2.74%
5Y Avg
3.09%
Market Cap
$697.11M
Return on Assets (ROA)
1.04%
TTM Avg
0.65%
3Y Avg
0.77%
5Y Avg
0.90%
Market Cap
$686.89M
Return on Assets (ROA)
0.64%
TTM Avg
-0.70%
3Y Avg
0.17%
5Y Avg
0.35%
Market Cap
$683.83M
Return on Assets (ROA)
-26.32%
TTM Avg
1.29%
3Y Avg
-1.74%
5Y Avg
-0.08%
Market Cap
$682.08M
Return on Assets (ROA)
0.84%
TTM Avg
0.97%
3Y Avg
1.10%
5Y Avg
1.17%
Market Cap
$678.51M
Return on Assets (ROA)
2.86%
TTM Avg
2.75%
3Y Avg
1.40%
5Y Avg
1.53%
Market Cap
$677.10M
Return on Assets (ROA)
2.68%
TTM Avg
0.59%
3Y Avg
0.72%
5Y Avg
0.42%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Midland States Bancorp, Inc. (MSBIP) | $700.46M | 0.64% | -0.70% | 0.17% | 0.35% |
| California BanCorp (BCAL)vs › | $698.62M | 1.50% | 0.84% | 0.88% | 0.71% |
| MidCap Financial Investment Corporation (MFIC)vs › | $703.46M | -1.04% | 2.50% | 2.74% | 3.09% |
| Peoples Financial Services Corp. (PFIS)vs › | $697.11M | 1.04% | 0.65% | 0.77% | 0.90% |
| Midland States Bancorp, Inc. (MSBI)vs › | $686.89M | 0.64% | -0.70% | 0.17% | 0.35% |
| OFS Credit Company, Inc. (OCCIN)vs › | $683.83M | -26.32% | 1.29% | -1.74% | -0.08% |
| Farmers National Banc Corp. (FMNB)vs › | $682.08M | 0.84% | 0.97% | 1.10% | 1.17% |
| Donegal Group Inc. (DGICA)vs › | $678.51M | 2.86% | 2.75% | 1.40% | 1.53% |
| Carter Bankshares, Inc. (CARE)vs › | $677.10M | 2.68% | 0.59% | 0.72% | 0.42% |
| New Mountain Finance Corporation 8.250% Notes due 2028 (NMFCZ)vs › | $725.42M | -2.00% | 2.03% | 2.64% | 3.10% |
ROA
0.6%
ROE
7.5%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | -1.91% |
| 2024-12-31 | 0.51% |
| 2023-12-31 | 0.78% |
| 2022-12-31 | 1.28% |
| 2021-12-31 | 1.09% |
| 2020-12-31 | 0.33% |
| 2019-12-31 | 0.92% |
| 2018-12-31 | 0.70% |
| 2017-12-31 | 0.36% |
| 2016-12-31 | 0.98% |
| 2015-12-31 | 0.84% |
| 2014-12-31 | 0.40% |
| 2013-12-31 | 0.83% |
| 2012-12-31 | 0.54% |
| 2011-12-31 | 0.75% |
| 2010-12-31 | 0.74% |
| 2009-12-31 | 1.65% |
| 2008-12-31 | 0.00% |
