Which has grown faster, MSBIP or OCCIN?

Over the past five years, OCCIN grew revenue faster — MSBIP at a 7.02% CAGR versus OCCIN at 18.50%.

Does MSBIP or OCCIN pay a bigger dividend?

MSBIP yields 7.66% and OCCIN yields 5.25% based on trailing dividends and the latest price.

Is MSBIP or OCCIN more profitable?

MSBIP runs the higher net margin — MSBIP at 9.71% versus OCCIN at -169.25%.

Midland States Bancorp, Inc. (MSBIP) vs OFS Credit Company, Inc. (OCCIN)

A side-by-side comparison of Midland States Bancorp, Inc. and OFS Credit Company, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

MSBIP

Midland States Bancorp, Inc.

$704M

$25.45Financial ServicesDelayed quote: Oct 6, 2026, 11:26 AM EDT

OCCIN

OFS Credit Company, Inc.

$684M

$24.93Financial ServicesDelayed quote: Oct 6, 2026, 11:10 AM EDT

Total return — MSBIP vs OCCIN

growth of $100 · dividends reinvested · last 4y

MSBIP +38.6% (+8.5%/yr)OCCIN +34.9% (+7.8%/yr)MSBIP compounded faster over this window

MSBIP OCCIN

MSBIP vs OCCIN: by the numbers

•MSBIP is the larger company ($704M vs $684M market cap).
•MSBIP is profitable (9.71% net margin) while OCCIN runs a net loss (-169.25%).
•OCCIN grew revenue faster over the past five years (18.50% vs 7.02% CAGR).
•MSBIP pays the higher dividend yield (7.66% vs 5.25%).

Metrics side by side

Valuation

Metric	MSBIP	OCCIN
P/E ratio	15.91	N/A
Forward P/E	7.62	27.10
P/S ratio	1.59	23.19
P/B ratio	1.53	6.97

Profitability

Metric	MSBIP	OCCIN
Gross margin	N/A	70.77%
Operating margin	-22.08%	-5.48%
Net margin	9.71%	-169.25%
ROE	7.55%	-50.90%

Midland States Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	MSBIP	OCCIN
Dividend yield	7.66%	5.25%
Payout ratio	121.10%	N/A

Growth (annualized)

Metric	MSBIP	OCCIN
Revenue CAGR (5Y)	7.02%	18.50%

Frequently asked

Which has grown faster, MSBIP or OCCIN?: Over the past five years, OCCIN grew revenue faster — MSBIP at a 7.02% CAGR versus OCCIN at 18.50%.
Does MSBIP or OCCIN pay a bigger dividend?: MSBIP yields 7.66% and OCCIN yields 5.25% based on trailing dividends and the latest price.
Is MSBIP or OCCIN more profitable?: MSBIP runs the higher net margin — MSBIP at 9.71% versus OCCIN at -169.25%.

Go deeper

Full MSBIP analysis Full OCCIN analysis Interactive comparison tool

Dig into the metrics

Midland States Bancorp P/E ratio Midland States Bancorp dividend yield OFS Credit dividend yield Midland States Bancorp ROE OFS Credit ROE Midland States Bancorp operating margin OFS Credit operating margin Midland States Bancorp revenue growth OFS Credit revenue growth

Midland States Bancorp & OFS Credit appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.