Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.04% is 16% above its 5-year average of 0.90%, near the high end of its 5-year range (0.17%–1.29%).
61.24% above its 12-month average of 0.65%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.27%.
RETURN ON ASSETS (ROA)
1.04%
RETURN ON ASSETS (ROA) AVG TTM
0.65%
RETURN ON ASSETS (ROA) AVG 3Y
0.77%
RETURN ON ASSETS (ROA) AVG 5Y
0.90%
RETURN ON ASSETS (ROA) AVG 10Y
0.94%
RETURN ON ASSETS (ROA) AVG 15Y
1.04%
RETURN ON ASSETS (ROA) AVG 20Y
1.06%
CURRENT VS TTM AVG
+61.24%
CURRENT VS 3Y AVG
+34.63%
CURRENT VS 5Y AVG
+15.56%
CURRENT VS 10Y AVG
+10.75%
CURRENT VS 15Y AVG
+0.30%
CURRENT VS 20Y AVG
-2.00%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
-15.79%
vs the sector median at left
Peoples Financial Services Corp.
Market Cap
$691.91M
Return on Assets (ROA)
1.04%
TTM Avg
0.65%
3Y Avg
0.77%
5Y Avg
0.90%
Market Cap
$688.97M
Return on Assets (ROA)
10.07%
TTM Avg
4.29%
3Y Avg
7.65%
5Y Avg
15.85%
Market Cap
$695.89M
Return on Assets (ROA)
1.50%
TTM Avg
0.84%
3Y Avg
0.88%
5Y Avg
0.71%
Market Cap
$699.77M
Return on Assets (ROA)
0.64%
TTM Avg
-0.70%
3Y Avg
0.17%
5Y Avg
0.35%
Market Cap
$683.83M
Return on Assets (ROA)
-26.32%
TTM Avg
1.29%
3Y Avg
-1.74%
5Y Avg
-0.08%
Market Cap
$701.81M
Return on Assets (ROA)
-1.04%
TTM Avg
2.50%
3Y Avg
2.74%
5Y Avg
3.09%
Market Cap
$681.89M
Return on Assets (ROA)
1.39%
TTM Avg
1.19%
3Y Avg
1.17%
5Y Avg
1.13%
Market Cap
$679.63M
Return on Assets (ROA)
0.64%
TTM Avg
-0.70%
3Y Avg
0.17%
5Y Avg
0.35%
Market Cap
$677.23M
Return on Assets (ROA)
0.84%
TTM Avg
0.97%
3Y Avg
1.10%
5Y Avg
1.17%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Peoples Financial Services Corp. (PFIS) | $691.91M | 1.04% | 0.65% | 0.77% | 0.90% |
| Vinci Compass Investments Ltd. (VINP)vs › | $688.97M | 10.07% | 4.29% | 7.65% | 15.85% |
| California BanCorp (BCAL)vs › | $695.89M | 1.50% | 0.84% | 0.88% | 0.71% |
| Midland States Bancorp, Inc. (MSBIP)vs › | $699.77M | 0.64% | -0.70% | 0.17% | 0.35% |
| OFS Credit Company, Inc. (OCCIN)vs › | $683.83M | -26.32% | 1.29% | -1.74% | -0.08% |
| MidCap Financial Investment Corporation (MFIC)vs › | $701.81M | -1.04% | 2.50% | 2.74% | 3.09% |
| Red River Bancshares, Inc. (RRBI)vs › | $681.89M | 1.39% | 1.19% | 1.17% | 1.13% |
| Midland States Bancorp, Inc. (MSBI)vs › | $679.63M | 0.64% | -0.70% | 0.17% | 0.35% |
| Farmers National Banc Corp. (FMNB)vs › | $677.23M | 0.84% | 0.97% | 1.10% | 1.17% |
| Carter Bankshares, Inc. (CARE)vs › | $674.83M | 2.68% | 0.59% | 0.72% | 0.42% |
ROA
1.0%
ROE
10.6%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.12% |
| 2024-12-31 | 0.17% |
| 2023-12-31 | 0.73% |
| 2022-12-31 | 1.07% |
| 2021-12-31 | 1.29% |
| 2020-12-31 | 1.02% |
| 2019-12-31 | 1.04% |
| 2018-12-31 | 1.09% |
| 2017-12-31 | 0.85% |
| 2016-12-31 | 0.98% |
| 2015-12-31 | 0.97% |
| 2014-12-31 | 1.01% |
| 2013-12-31 | 0.34% |
| 2012-12-31 | 1.15% |
| 2011-12-31 | 1.69% |
| 2010-12-31 | 1.16% |
| 2009-12-31 | 0.98% |
| 2008-12-31 | 0.64% |
| 2007-12-31 | 1.12% |
| 2006-12-31 | 0.99% |
| 2005-12-31 | 1.14% |
| 2004-12-31 | 1.17% |
| 2003-12-31 | 1.50% |
| 2002-12-31 | 1.45% |
| 2001-12-31 | 1.53% |
| 2000-12-31 | 1.36% |
| 1999-12-31 | 1.45% |
| 1998-12-31 | 1.38% |
| 1997-12-31 | 1.32% |
