Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 2.86% is 87% above its 5-year average of 1.53%, near the high end of its 5-year range (-0.09%–3.32%).
4.00% above its 12-month average of 2.75%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.90%.
RETURN ON ASSETS (ROA)
2.86%
RETURN ON ASSETS (ROA) AVG TTM
2.75%
RETURN ON ASSETS (ROA) AVG 3Y
1.40%
RETURN ON ASSETS (ROA) AVG 5Y
1.53%
RETURN ON ASSETS (ROA) AVG 10Y
1.23%
RETURN ON ASSETS (ROA) AVG 15Y
1.20%
RETURN ON ASSETS (ROA) AVG 20Y
1.69%
CURRENT VS TTM AVG
+4.00%
CURRENT VS 3Y AVG
+103.92%
CURRENT VS 5Y AVG
+87.13%
CURRENT VS 10Y AVG
+133.04%
CURRENT VS 15Y AVG
+138.96%
CURRENT VS 20Y AVG
+69.12%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 432 covered companies
CURRENT VS SECTOR MEDIAN
+132.52%
vs the sector median at left
Donegal Group Inc.
Market Cap
$569.52M
Return on Assets (ROA)
2.86%
TTM Avg
2.75%
3Y Avg
1.40%
5Y Avg
1.53%
Market Cap
$572.18M
Return on Assets (ROA)
1.05%
TTM Avg
0.75%
3Y Avg
0.90%
5Y Avg
0.97%
Market Cap
$561.73M
Return on Assets (ROA)
0.72%
TTM Avg
0.63%
3Y Avg
0.85%
5Y Avg
0.93%
Market Cap
$559.49M
Return on Assets (ROA)
1.27%
TTM Avg
0.92%
3Y Avg
1.01%
5Y Avg
1.09%
Market Cap
$558.82M
Return on Assets (ROA)
1.05%
TTM Avg
0.75%
3Y Avg
0.90%
5Y Avg
0.97%
Market Cap
$555.82M
Return on Assets (ROA)
N/A
TTM Avg
-0.49%
3Y Avg
-1.60%
5Y Avg
-1.28%
Market Cap
$584.02M
Return on Assets (ROA)
-34.41%
TTM Avg
-21.15%
3Y Avg
-22.90%
5Y Avg
-22.90%
Market Cap
$585.91M
Return on Assets (ROA)
0.47%
TTM Avg
0.41%
3Y Avg
0.05%
5Y Avg
0.32%
Market Cap
$586.53M
Return on Assets (ROA)
1.29%
TTM Avg
1.16%
3Y Avg
1.08%
5Y Avg
1.09%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Donegal Group Inc. (DGICB) | $569.52M | 2.86% | 2.75% | 1.40% | 1.53% |
| Bridgewater Bancshares, Inc. (BWB)vs › | $572.18M | 1.05% | 0.75% | 0.90% | 0.97% |
| Community West Bancshares (CWBC)vs › | $561.73M | 0.72% | 0.63% | 0.85% | 0.93% |
| Civista Bancshares, Inc. (CIVB)vs › | $559.49M | 1.27% | 0.92% | 1.01% | 1.09% |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $558.82M | 1.05% | 0.75% | 0.90% | 0.97% |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $555.82M | N/A | -0.49% | -1.60% | -1.28% |
| Gemini Space Station, Inc. (GEMI)vs › | $584.02M | -34.41% | -21.15% | -22.90% | -22.90% |
| Kearny Financial Corp. (KRNY)vs › | $585.91M | 0.47% | 0.41% | 0.05% | 0.32% |
| Greene County Bancorp, Inc. (GCBC)vs › | $586.53M | 1.29% | 1.16% | 1.08% | 1.09% |
| Investors Title Company (ITIC)vs › | $557.79M | 10.64% | 9.50% | 8.15% | 11.13% |
ROA
2.9%
ROE
10.7%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 3.32% |
| 2024-12-31 | 2.18% |
| 2023-12-31 | 0.20% |
| 2022-12-31 | -0.09% |
| 2021-12-31 | 1.12% |
| 2020-12-31 | 2.44% |
| 2019-12-31 | 2.45% |
| 2018-12-31 | -1.79% |
| 2017-12-31 | 0.41% |
| 2016-12-31 | 1.90% |
| 2015-12-31 | 1.36% |
| 2014-12-31 | 1.00% |
| 2013-12-31 | 1.90% |
| 2012-12-31 | 1.73% |
| 2011-12-31 | 0.04% |
| 2010-12-31 | 0.98% |
| 2009-12-31 | 2.01% |
| 2008-12-31 | 2.90% |
| 2007-12-31 | 4.59% |
| 2006-12-31 | 4.84% |
| 2005-12-31 | 4.73% |
| 2004-12-31 | 4.30% |
| 2003-12-31 | 3.04% |
| 2002-12-31 | 2.39% |
| 2001-12-31 | 1.27% |
| 2000-12-31 | 2.01% |
| 1999-12-31 | 1.67% |
| 1998-12-31 | 2.34% |
| 1997-12-31 | 3.50% |
| 1996-12-31 | 3.15% |
