Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 8.51 is 73% below its 5-year average of 31.18, near the low end of its 5-year range (5.87–2018.00).
As of 2026-10-06T14:56:34.613Z. 2.97% below its 12-month average of 8.77.
Calculation as of: 2026-10-06T14:56:34.613Z.
Quote observation: 2026-10-06T14:55:09.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: ef6ce41cf59164c018e375daf67cb67d5cd993fa944c341d8d6864bd3199e73a
PE Ratio (8.51) = Close Price ($16.84) / Diluted TTM EPS ($1.98)
PE RATIO
8.51
PE RATIO AVG TTM
8.77
PE RATIO AVG 3Y
28.91
PE RATIO AVG 5Y
31.18
PE RATIO AVG 10Y
18.58
PE RATIO AVG 15Y
21.81
PE RATIO AVG 20Y
21.32
CURRENT VS TTM AVG
-2.97%
CURRENT VS 3Y AVG
-70.56%
CURRENT VS 5Y AVG
-72.71%
CURRENT VS 10Y AVG
-54.20%
CURRENT VS 15Y AVG
-60.98%
CURRENT VS 20Y AVG
-60.08%
SECTOR MEDIAN · FINANCIAL SERVICES
13.31
median of 403 covered companies
CURRENT VS SECTOR MEDIAN
-36.06%
vs the sector median at left
Market Cap
$555.34M
PE Ratio
10.42
TTM Avg
13.09
3Y Avg
15.12
5Y Avg
14.78
Market Cap
$557.95M
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$558.39M
PE Ratio
13.87
TTM Avg
13.37
3Y Avg
13.96
5Y Avg
11.66
Market Cap
$562.16M
PE Ratio
14.44
TTM Avg
12.86
3Y Avg
16.58
5Y Avg
13.41
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Donegal Group Inc. (DGICB) | $546.96M | 8.51 | 8.77 | 28.91 | 31.18 |
| Bit Digital, Inc. (BTBT)vs › | $548.23M | N/A | 5.37 | 19.63 | 16.58 |
| Northrim BanCorp, Inc. (NRIM)vs › | $552.89M | 8.18 | 8.89 | 10.65 | 9.71 |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $555.34M | 10.42 | 13.09 | 15.12 | 14.78 |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $557.95M | N/A | N/A | N/A | N/A |
| Bank7 Corp. (BSVN)vs › | $535.46M | 12.87 | 10.02 | 9.56 | 9.22 |
| Civista Bancshares, Inc. (CIVB)vs › | $557.93M | 9.94 | 9.23 | 8.41 | 8.31 |
| Investors Title Company (ITIC)vs › | $558.39M | 13.87 | 13.37 | 13.96 | 11.66 |
| Community West Bancshares (CWBC)vs › | $562.16M | 14.44 | 12.86 | 16.58 | 13.41 |
| Home Bancorp, Inc. (HBCP)vs › | $531.41M | 11.29 | 10.85 | 9.75 | 8.95 |
At 8.5, P/E is below its 20-year median — higher than 12% of readings in its 20-year history.
20-year low
5.9
median
20.8
20-year high
2018.0
Trailing P/E
8.5
Forward P/E
9.4
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$16.84
Forward EPS (Est.)
$1.80
Forward P/E
9.36
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 8.83 |
| 2026-10-02 | 8.41 |
| 2026-10-01 | 8.52 |
| 2026-09-30 | 8.76 |
| 2026-09-29 | 7.84 |
| 2026-09-28 | 8.38 |
| 2026-09-25 | 9.19 |
| 2026-09-24 | 8.79 |
| 2026-09-23 | 9.80 |
| 2026-09-22 | 9.04 |
| 2026-09-21 | 9.38 |
| 2026-09-18 | 10.63 |
| 2026-09-17 | 10.56 |
| 2026-09-16 | 11.39 |
| 2026-09-15 | 12.62 |
| 2026-09-14 | 12.62 |
| 2026-09-11 | 12.62 |
| 2026-09-10 | 12.91 |
| 2026-09-09 | 12.50 |
| 2026-09-08 | 12.50 |
| 2026-09-04 | 12.50 |
| 2026-09-03 | 12.40 |
| 2026-09-02 | 12.02 |
| 2026-09-01 | 11.70 |
| 2026-08-31 | 11.70 |
| 2026-08-28 | 11.70 |
| 2026-08-27 | 11.70 |
| 2026-08-26 | 12.44 |
| 2026-08-25 | 11.97 |
| 2026-08-24 | 11.97 |
| 2026-08-21 | 12.47 |
| 2026-08-20 | 11.77 |
| 2026-08-19 | 11.77 |
| 2026-08-18 | 12.49 |
| 2026-08-17 | 12.49 |
| 2026-08-14 | 12.17 |
| 2026-08-13 | 12.37 |
| 2026-08-12 | 11.87 |
| 2026-08-11 | 12.13 |
| 2026-08-10 | 12.13 |
| 2026-08-07 | 12.13 |
| 2026-08-06 | 11.68 |
| 2026-08-05 | 11.94 |
| 2026-08-04 | 12.45 |
| 2026-08-03 | 12.50 |
| 2026-07-31 | 12.17 |
| 2026-07-30 | 11.90 |
| 2026-07-29 | 11.90 |
| 2026-07-28 | 11.88 |
| 2026-07-27 | 11.74 |
| 2026-07-24 | 11.34 |
| 2026-07-23 | 11.03 |
| 2026-07-22 | 12.49 |
| 2026-07-21 | 11.85 |
| 2026-07-20 | 13.42 |
| 2026-07-17 | 12.04 |
| 2026-07-16 | 12.51 |
| 2026-07-15 | 14.18 |
| 2026-07-14 | 14.21 |
| 2026-07-13 | 14.51 |
| 2026-07-10 | 12.45 |
| 2026-07-09 | 12.95 |
| 2026-07-08 | 12.95 |
| 2026-07-07 | 13.02 |
| 2026-07-06 | 13.04 |
| 2026-07-02 | 11.84 |
| 2026-07-01 | 11.84 |
| 2026-06-30 | 11.84 |
| 2026-06-29 | 12.83 |
| 2026-06-26 | 13.04 |
| 2026-06-25 | 13.04 |
| 2026-06-24 | 11.05 |
| 2026-06-23 | 10.88 |
| 2026-06-22 | 11.45 |
| 2026-06-18 | 12.42 |
| 2026-06-17 | 10.22 |
| 2026-06-16 | 12.88 |
| 2026-06-15 | 9.90 |
| 2026-06-12 | 9.90 |
| 2026-06-11 | 9.90 |
| 2026-06-10 | 10.41 |
| 2026-06-09 | 10.41 |
| 2026-06-08 | 10.41 |
| 2026-06-05 | 10.41 |
| 2026-06-04 | 10.41 |
| 2026-06-03 | 10.40 |
| 2026-06-02 | 10.01 |
| 2026-06-01 | 10.01 |
| 2026-05-29 | 10.41 |
| 2026-05-28 | 10.41 |
| 2026-05-27 | 9.94 |
| 2026-05-26 | 9.94 |
| 2026-05-22 | 10.30 |
| 2026-05-21 | 10.30 |
| 2026-05-20 | 10.40 |
| 2026-05-19 | 10.40 |
| 2026-05-18 | 10.07 |
| 2026-05-15 | 10.42 |
| 2026-05-14 | 10.12 |
| 2026-05-13 | 9.56 |
| 2026-05-12 | 10.41 |
| 2026-05-11 | 10.41 |
| 2026-05-08 | 10.72 |
| 2026-05-07 | 8.84 |
| 2026-05-06 | 8.07 |
| 2026-05-05 | 8.13 |
| 2026-05-04 | 8.62 |
| 2026-05-01 | 8.63 |
| 2026-04-30 | 8.63 |
| 2026-04-29 | 8.86 |
| 2026-04-28 | 8.66 |
| 2026-04-27 | 8.86 |
| 2026-04-24 | 8.86 |
| 2026-04-23 | 8.47 |
| 2026-04-22 | 8.47 |
| 2026-04-21 | 8.17 |
| 2026-04-20 | 8.21 |
| 2026-04-17 | 8.45 |
| 2026-04-16 | 8.36 |
| 2026-04-15 | 8.15 |
| 2026-04-14 | 8.11 |
| 2026-04-13 | 7.85 |
| 2026-04-10 | 7.85 |
| 2026-04-09 | 8.47 |
| 2026-04-08 | 8.47 |
| 2026-04-07 | 7.93 |
| 2026-04-06 | 7.93 |
| 2026-04-02 | 7.93 |
| 2026-04-01 | 7.93 |
| 2026-03-31 | 7.93 |
| 2026-03-30 | 7.79 |
| 2026-03-27 | 7.79 |
| 2026-03-26 | 7.85 |
| 2026-03-25 | 7.60 |
| 2026-03-24 | 7.60 |
| 2026-03-23 | 8.15 |
| 2026-03-20 | 8.01 |
| 2026-03-19 | 7.04 |
| 2026-03-18 | 7.04 |
| 2026-03-17 | 7.19 |
| 2026-03-16 | 7.19 |
| 2026-03-13 | 6.77 |
| 2026-03-12 | 6.86 |
| 2026-03-11 | 6.86 |
| 2026-03-10 | 7.13 |
| 2026-03-09 | 6.92 |
| 2026-03-06 | 6.20 |
| 2026-03-05 | 6.35 |
| 2026-03-04 | 6.35 |
| 2026-03-03 | 6.70 |
| 2026-03-02 | 6.70 |
| 2026-02-27 | 6.70 |
| 2026-02-26 | 6.70 |
| 2026-02-25 | 6.27 |
| 2026-02-24 | 6.27 |
| 2026-02-23 | 6.27 |
| 2026-02-20 | 6.43 |
| 2026-02-19 | 6.45 |
| 2026-02-18 | 6.47 |
| 2026-02-17 | 6.45 |
| 2026-02-13 | 6.45 |
| 2026-02-12 | 6.45 |
| 2026-02-11 | 6.47 |
| 2026-02-10 | 6.93 |
| 2026-02-09 | 7.23 |
| 2026-02-06 | 7.91 |
| 2026-02-05 | 6.74 |
| 2026-02-04 | 6.74 |
| 2026-02-03 | 6.75 |
| 2026-02-02 | 6.75 |
| 2026-01-30 | 6.66 |
| 2026-01-29 | 6.49 |
| 2026-01-28 | 6.49 |
| 2026-01-27 | 6.26 |
| 2026-01-26 | 6.17 |
| 2026-01-23 | 6.13 |
| 2026-01-22 | 6.36 |
| 2026-01-21 | 6.36 |
| 2026-01-20 | 6.98 |
| 2026-01-16 | 6.68 |
| 2026-01-15 | 6.72 |
| 2026-01-14 | 6.83 |
| 2026-01-13 | 6.85 |
| 2026-01-12 | 6.85 |
| 2026-01-09 | 7.11 |
| 2026-01-08 | 7.11 |
| 2026-01-07 | 7.13 |
| 2026-01-06 | 7.03 |
| 2026-01-05 | 6.95 |
| 2026-01-02 | 7.05 |
| 2025-12-31 | 7.10 |
| 2025-12-30 | 6.73 |
| 2025-12-29 | 6.49 |
| 2025-12-26 | 6.41 |
| 2025-12-24 | 6.55 |
| 2025-12-23 | 6.55 |
| 2025-12-22 | 6.75 |
| 2025-12-19 | 6.88 |
| 2025-12-18 | 6.81 |
| 2025-12-17 | 6.45 |
| 2025-12-16 | 6.45 |
| 2025-12-15 | 6.38 |
| 2025-12-12 | 6.31 |
| 2025-12-11 | 6.50 |
| 2025-12-10 | 6.61 |
| 2025-12-09 | 6.73 |
| 2025-12-08 | 6.76 |
| 2025-12-05 | 6.76 |
| 2025-12-04 | 6.76 |
| 2025-12-03 | 6.86 |
| 2025-12-02 | 6.86 |
| 2025-12-01 | 6.86 |
| 2025-11-28 | 6.53 |
| 2025-11-26 | 7.03 |
| 2025-11-25 | 6.63 |
| 2025-11-24 | 6.50 |
| 2025-11-21 | 6.50 |
| 2025-11-20 | 6.50 |
| 2025-11-19 | 6.45 |
| 2025-11-18 | 6.45 |
| 2025-11-17 | 6.45 |
| 2025-11-14 | 6.45 |
| 2025-11-13 | 6.45 |
| 2025-11-12 | 6.13 |
| 2025-11-11 | 6.45 |
| 2025-11-10 | 6.45 |
| 2025-11-07 | 6.16 |
| 2025-11-06 | 6.16 |
| 2025-11-05 | 6.16 |
| 2025-11-04 | 6.16 |
| 2025-11-03 | 6.41 |
| 2025-10-31 | 6.41 |
| 2025-10-30 | 6.49 |
| 2025-10-29 | 6.49 |
| 2025-10-28 | 6.49 |
| 2025-10-27 | 6.41 |
| 2025-10-24 | 6.57 |
| 2025-10-23 | 6.49 |
| 2025-10-22 | 6.49 |
| 2025-10-21 | 6.45 |
| 2025-10-20 | 6.22 |
| 2025-10-17 | 6.22 |
| 2025-10-16 | 6.22 |
| 2025-10-15 | 6.22 |
| 2025-10-14 | 6.49 |
| 2025-10-13 | 6.32 |
| 2025-10-10 | 6.38 |
| 2025-10-09 | 6.38 |
| 2025-10-08 | 6.38 |
| 2025-10-07 | 6.44 |
| 2025-10-06 | 7.05 |
| 2025-10-03 | 7.05 |
| 2025-10-02 | 6.59 |
| 2025-10-01 | 6.59 |
| 2025-09-30 | 6.70 |
| 2025-09-29 | 6.70 |
| 2025-09-26 | 6.91 |
| 2025-09-25 | 6.91 |
| 2025-09-24 | 6.91 |
| 2025-09-23 | 6.91 |
Showing the most recent 260 of 4,571 data points. The chart above shows the full history.
