Community West Bancshares (CWBC) vs Donegal Group Inc. (DGICB)

A side-by-side comparison of Community West Bancshares and Donegal Group Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CWBC vs DGICB

growth of $100 · dividends reinvested · last 7y
CWBC +47.8% (+5.7%/yr)DGICB +73.9% (+8.2%/yr)DGICB compounded faster over this window
50100150200250Start $100202120232025$148$174
CWBC DGICB

CWBC vs DGICB: by the numbers

  • •CWBC is the larger company ($560M vs $547M market cap).
  • •DGICB trades at the lower trailing earnings multiple (8.51 vs 14.38 P/E), one valuation lens rather than an overall verdict.
  • •CWBC converts more revenue to profit (18.37% vs 7.38% net margin).
  • •CWBC grew revenue faster over the past five years (20.47% vs 3.86% CAGR).
  • •DGICB pays the higher dividend yield (3.89% vs 1.81%).

Metrics side by side

Valuation

MetricCWBCDGICB
P/E ratio14.388.51
Forward P/E13.679.36
PEG ratio3.342.39
P/S ratio2.840.57
P/B ratio0.920.82

Profitability

MetricCWBCDGICB
Operating margin25.50%9.10%
Net margin18.37%7.38%
ROE5.96%10.67%

Community West Bancshares: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Donegal Group Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCWBCDGICB
Dividend yield1.81%3.89%
Payout ratio25.95%34.34%

Growth (annualized)

MetricCWBCDGICB
Revenue CAGR (5Y)20.47%3.86%
EPS CAGR (5Y)4.41%4.28%
Total return CAGR (5Y)6.94%7.50%

Frequently asked

Which has the lower trailing P/E, CWBC or DGICB?
DGICB has the lower trailing P/E: CWBC trades at 14.38 and DGICB at 8.51. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CWBC or DGICB?
Over the past five years, CWBC grew revenue faster — CWBC at a 20.47% CAGR versus DGICB at 3.86%.
Does CWBC or DGICB pay a bigger dividend?
CWBC yields 1.81% and DGICB yields 3.89% based on trailing dividends and the latest price.
Is CWBC or DGICB more profitable?
CWBC runs the higher net margin — CWBC at 18.37% versus DGICB at 7.38%.
How have CWBC and DGICB total returns compared?
Over the past 5 years, CWBC delivered 6.94% and DGICB delivered 7.50% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.