Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 9.10% is 109% above its 5-year average of 4.35%, near the high end of its 5-year range (-6.28%–12.71%).
2.05% above its 12-month average of 8.92%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 11.42%.
OPERATING MARGIN
9.10%
OPERATING MARGIN AVG TTM
8.92%
OPERATING MARGIN AVG 3Y
6.29%
OPERATING MARGIN AVG 5Y
4.35%
OPERATING MARGIN AVG 10Y
4.20%
OPERATING MARGIN AVG 15Y
4.32%
OPERATING MARGIN AVG 20Y
5.33%
CURRENT VS TTM AVG
+2.05%
CURRENT VS 3Y AVG
+44.57%
CURRENT VS 5Y AVG
+109.39%
CURRENT VS 10Y AVG
+116.52%
CURRENT VS 15Y AVG
+110.59%
CURRENT VS 20Y AVG
+70.67%
SECTOR MEDIAN · FINANCIAL SERVICES
17.73%
median of 433 covered companies
CURRENT VS SECTOR MEDIAN
-48.67%
vs the sector median at left
Donegal Group Inc.
Market Cap
$567.90M
Operating Margin
9.10%
TTM Avg
8.92%
3Y Avg
6.29%
5Y Avg
4.35%
Market Cap
$569.67M
Operating Margin
13.20%
TTM Avg
19.04%
3Y Avg
25.89%
5Y Avg
29.84%
Market Cap
$560.26M
Operating Margin
13.20%
TTM Avg
19.04%
3Y Avg
25.89%
5Y Avg
29.84%
Market Cap
$559.63M
Operating Margin
25.50%
TTM Avg
16.84%
3Y Avg
26.38%
5Y Avg
31.19%
Market Cap
$557.41M
Operating Margin
21.66%
TTM Avg
18.39%
3Y Avg
22.70%
5Y Avg
26.05%
Market Cap
$556.35M
Operating Margin
N/A
TTM Avg
28.93%
3Y Avg
-61.51%
5Y Avg
-43.05%
Market Cap
$553.92M
Operating Margin
17.70%
TTM Avg
15.80%
3Y Avg
13.47%
5Y Avg
16.78%
Market Cap
$582.80M
Operating Margin
-358.60%
TTM Avg
-237.62%
3Y Avg
-264.25%
5Y Avg
-264.25%
Market Cap
$583.39M
Operating Margin
13.66%
TTM Avg
11.34%
3Y Avg
3.91%
5Y Avg
14.51%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Donegal Group Inc. (DGICB) | $567.90M | 9.10% | 8.92% | 6.29% | 4.35% |
| Bridgewater Bancshares, Inc. (BWB)vs › | $569.67M | 13.20% | 19.04% | 25.89% | 29.84% |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $560.26M | 13.20% | 19.04% | 25.89% | 29.84% |
| Community West Bancshares (CWBC)vs › | $559.63M | 25.50% | 16.84% | 26.38% | 31.19% |
| Civista Bancshares, Inc. (CIVB)vs › | $557.41M | 21.66% | 18.39% | 22.70% | 26.05% |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $556.35M | N/A | 28.93% | -61.51% | -43.05% |
| Investors Title Company (ITIC)vs › | $553.92M | 17.70% | 15.80% | 13.47% | 16.78% |
| Gemini Space Station, Inc. (GEMI)vs › | $582.80M | -358.60% | -237.62% | -264.25% | -264.25% |
| Kearny Financial Corp. (KRNY)vs › | $583.39M | 13.66% | 11.34% | 3.91% | 14.51% |
| Greene County Bancorp, Inc. (GCBC)vs › | $584.49M | 32.12% | 29.10% | 29.51% | 33.70% |
Operating Margin
9.1%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 11.42% |
| 2026-03-31 | 5.98% |
| 2025-12-31 | 8.73% |
| 2025-09-30 | 10.19% |
| 2025-06-30 | 8.26% |
| 2025-03-31 | 12.71% |
| 2024-12-31 | 11.87% |
| 2024-09-30 | 8.11% |
| 2024-06-30 | 2.03% |
| 2024-03-31 | 3.01% |
| 2023-12-31 | -1.04% |
| 2023-09-30 | -0.43% |
| 2023-06-30 | 0.98% |
| 2023-03-31 | 2.80% |
| 2022-12-31 | 1.83% |
| 2022-09-30 | -6.28% |
| 2022-06-30 | -5.18% |
| 2022-03-31 | 7.82% |
| 2021-12-31 | 3.10% |
| 2021-09-30 | -4.25% |
| 2021-06-30 | 9.60% |
| 2021-03-31 | 6.44% |
| 2020-12-31 | 9.34% |
| 2020-09-30 | 7.29% |
| 2020-06-30 | 14.07% |
| 2020-03-31 | 1.35% |
| 2019-12-31 | 9.15% |
| 2019-09-30 | 3.18% |
| 2019-06-30 | 2.79% |
| 2019-03-31 | 12.52% |
| 2018-12-31 | -10.55% |
| 2018-09-30 | 0.64% |
| 2018-06-30 | -0.68% |
| 2018-03-31 | -15.12% |
| 2017-12-31 | 0.14% |
| 2017-09-30 | 4.59% |
| 2017-06-30 | -1.85% |
| 2017-03-31 | 3.76% |
| 2016-12-31 | 3.87% |
| 2016-09-30 | 3.67% |
| 2016-06-30 | 7.10% |
| 2016-03-31 | 9.65% |
| 2015-12-31 | 1.94% |
| 2015-09-30 | 4.39% |
| 2015-06-30 | 5.32% |
| 2015-03-31 | 5.84% |
| 2014-12-31 | 2.73% |
| 2014-09-30 | 7.14% |
| 2014-06-30 | 1.60% |
| 2014-03-31 | -0.57% |
| 2013-12-31 | 8.81% |
| 2013-09-30 | 6.91% |
| 2013-06-30 | 2.12% |
| 2013-03-31 | 6.09% |
| 2012-12-31 | 5.51% |
| 2012-09-30 | 6.87% |
| 2012-06-30 | 1.68% |
| 2012-03-31 | 7.93% |
| 2011-12-31 | -2.52% |
| 2011-09-30 | -3.41% |
| 2011-06-30 | -1.77% |
| 2011-03-31 | 2.33% |
| 2010-12-31 | 2.52% |
| 2010-09-30 | 4.85% |
| 2010-06-30 | 1.84% |
| 2010-03-31 | 0.28% |
| 2009-12-31 | 7.84% |
| 2009-09-30 | 7.76% |
| 2009-06-30 | 5.41% |
| 2009-03-31 | 0.22% |
| 2008-12-31 | 5.60% |
| 2008-09-30 | 8.41% |
| 2008-06-30 | 8.32% |
| 2008-03-31 | 9.47% |
| 2007-12-31 | 17.29% |
| 2007-09-30 | 18.37% |
| 2007-06-30 | 17.85% |
| 2007-03-31 | 8.41% |
| 2006-12-31 | 18.68% |
| 2006-09-30 | 16.49% |
| 2006-06-30 | 17.67% |
| 2006-03-31 | 15.75% |
| 2005-12-31 | 16.91% |
| 2005-09-30 | 17.01% |
| 2005-06-30 | 15.97% |
| 2005-03-31 | 15.52% |
| 2004-12-31 | 13.45% |
| 2004-09-30 | 11.17% |
| 2004-06-30 | 13.78% |
| 2004-03-31 | 13.15% |
| 2003-12-31 | 13.24% |
| 2003-09-30 | 10.14% |
| 2003-06-30 | 14.15% |
| 2003-03-31 | 9.74% |
| 2002-12-31 | 9.62% |
| 2002-09-30 | 8.02% |
