Donegal Group Inc. (DGICB) vs Greene County Bancorp, Inc. (GCBC)
A side-by-side comparison of Donegal Group Inc. and Greene County Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — DGICB vs GCBC
growth of $100 · dividends reinvested · last 10yDGICB vs GCBC: by the numbers
- •GCBC is the larger company ($587M vs $547M market cap).
- •DGICB trades at the lower trailing earnings multiple (8.51 vs 14.29 P/E), one valuation lens rather than an overall verdict.
- •GCBC converts more revenue to profit (28.14% vs 7.38% net margin).
- •GCBC grew revenue faster over the past five years (16.48% vs 3.86% CAGR).
- •DGICB pays the higher dividend yield (3.89% vs 1.19%).
Metrics side by side
Valuation
| Metric | DGICB | GCBC |
|---|---|---|
| P/E ratio | 8.51 | 14.29 |
| Forward P/E | 9.36 | N/A |
| PEG ratio | 2.39 | 1.26 |
| P/S ratio | 0.57 | 4.02 |
| P/B ratio | 0.82 | 2.11 |
Profitability
| Metric | DGICB | GCBC |
|---|---|---|
| Operating margin | 9.10% | 32.12% |
| Net margin | 7.38% | 28.14% |
| ROE | 10.67% | 14.77% |
Donegal Group Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Greene County Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | DGICB | GCBC |
|---|---|---|
| Dividend yield | 3.89% | 1.19% |
| Payout ratio | 34.34% | 17.01% |
Growth (annualized)
| Metric | DGICB | GCBC |
|---|---|---|
| Revenue CAGR (5Y) | 3.86% | 16.48% |
| EPS CAGR (5Y) | 4.28% | 11.32% |
| Total return CAGR (5Y) | 7.50% | 15.98% |
Frequently asked
- Which has the lower trailing P/E, DGICB or GCBC?
- DGICB has the lower trailing P/E: DGICB trades at 8.51 and GCBC at 14.29. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, DGICB or GCBC?
- Over the past five years, GCBC grew revenue faster — DGICB at a 3.86% CAGR versus GCBC at 16.48%.
- Does DGICB or GCBC pay a bigger dividend?
- DGICB yields 3.89% and GCBC yields 1.19% based on trailing dividends and the latest price.
- Is DGICB or GCBC more profitable?
- GCBC runs the higher net margin — DGICB at 7.38% versus GCBC at 28.14%.
- How have DGICB and GCBC total returns compared?
- Over the past 10 years, DGICB delivered 2.95% and GCBC delivered 16.87% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Donegal & Greene County Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.