Donegal Group Inc. (DGICB) vs Kearny Financial Corp. (KRNY)
A side-by-side comparison of Donegal Group Inc. and Kearny Financial Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — DGICB vs KRNY
growth of $100 · dividends reinvested · last 10yDGICB vs KRNY: by the numbers
- •KRNY is the larger company ($580M vs $547M market cap).
- •DGICB trades at the lower trailing earnings multiple (8.51 vs 16.17 P/E), one valuation lens rather than an overall verdict.
- •KRNY converts more revenue to profit (10.45% vs 7.38% net margin).
- •KRNY grew revenue faster over the past five years (6.28% vs 3.86% CAGR).
- •KRNY pays the higher dividend yield (4.75% vs 3.89%).
Metrics side by side
Valuation
| Metric | DGICB | KRNY |
|---|---|---|
| P/E ratio | 8.51 | 16.17 |
| Forward P/E | 9.36 | 11.72 |
| PEG ratio | 2.39 | N/A |
| P/S ratio | 0.57 | 1.67 |
| P/B ratio | 0.82 | 0.76 |
Profitability
| Metric | DGICB | KRNY |
|---|---|---|
| Operating margin | 9.10% | 13.66% |
| Net margin | 7.38% | 10.45% |
| ROE | 10.67% | 4.73% |
Donegal Group Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Kearny Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | DGICB | KRNY |
|---|---|---|
| Dividend yield | 3.89% | 4.75% |
| Payout ratio | 34.34% | 77.19% |
Growth (annualized)
| Metric | DGICB | KRNY |
|---|---|---|
| Revenue CAGR (5Y) | 3.86% | 6.28% |
| EPS CAGR (5Y) | 4.28% | -5.51% |
| Total return CAGR (5Y) | 7.50% | -1.00% |
Frequently asked
- Which has the lower trailing P/E, DGICB or KRNY?
- DGICB has the lower trailing P/E: DGICB trades at 8.51 and KRNY at 16.17. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, DGICB or KRNY?
- Over the past five years, KRNY grew revenue faster — DGICB at a 3.86% CAGR versus KRNY at 6.28%.
- Does DGICB or KRNY pay a bigger dividend?
- DGICB yields 3.89% and KRNY yields 4.75% based on trailing dividends and the latest price.
- Is DGICB or KRNY more profitable?
- KRNY runs the higher net margin — DGICB at 7.38% versus KRNY at 10.45%.
- How have DGICB and KRNY total returns compared?
- Over the past 10 years, DGICB delivered 2.95% and KRNY delivered 0.04% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Donegal & Kearny Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.