Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 17.70% is 15% above its 5-year average of 15.46%, around the middle of its 5-year range (3.04%–29.76%).
2.18% below its 12-month average of 18.09%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 22.48%.
OPERATING MARGIN
17.70%
OPERATING MARGIN AVG TTM
18.09%
OPERATING MARGIN AVG 3Y
15.41%
OPERATING MARGIN AVG 5Y
15.46%
OPERATING MARGIN AVG 10Y
17.06%
OPERATING MARGIN AVG 15Y
15.60%
OPERATING MARGIN AVG 20Y
14.59%
CURRENT VS TTM AVG
-2.18%
CURRENT VS 3Y AVG
+14.86%
CURRENT VS 5Y AVG
+14.52%
CURRENT VS 10Y AVG
+3.75%
CURRENT VS 15Y AVG
+13.49%
CURRENT VS 20Y AVG
+21.29%
SECTOR MEDIAN · FINANCIAL SERVICES
16.07%
median of 693 covered companies
CURRENT VS SECTOR MEDIAN
+10.14%
vs the sector median at left
Investors Title Company
Market Cap
$555.98M
Operating Margin
17.70%
TTM Avg
18.09%
3Y Avg
15.41%
5Y Avg
15.46%
Market Cap
$555.94M
Operating Margin
21.66%
TTM Avg
18.39%
3Y Avg
22.70%
5Y Avg
26.05%
Market Cap
$553.69M
Operating Margin
37.00%
TTM Avg
36.72%
3Y Avg
39.02%
5Y Avg
40.09%
Market Cap
$559.29M
Operating Margin
N/A
TTM Avg
28.93%
3Y Avg
-61.51%
5Y Avg
-43.05%
Market Cap
$560.68M
Operating Margin
25.50%
TTM Avg
16.84%
3Y Avg
26.38%
5Y Avg
31.19%
Market Cap
$560.55M
Operating Margin
13.20%
TTM Avg
19.04%
3Y Avg
25.89%
5Y Avg
29.84%
Market Cap
$563.37M
Operating Margin
9.10%
TTM Avg
8.14%
3Y Avg
4.10%
5Y Avg
4.71%
Market Cap
$548.33M
Operating Margin
36.54%
TTM Avg
29.75%
3Y Avg
27.02%
5Y Avg
28.91%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Investors Title Company (ITIC) | $555.98M | 17.70% | 18.09% | 15.41% | 15.46% |
| Civista Bancshares, Inc. (CIVB)vs › | $555.94M | 21.66% | 18.39% | 22.70% | 26.05% |
| Unity Bancorp, Inc. (UNTY)vs › | $553.69M | 37.00% | 36.72% | 39.02% | 40.09% |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $559.29M | N/A | 28.93% | -61.51% | -43.05% |
| Community West Bancshares (CWBC)vs › | $560.68M | 25.50% | 16.84% | 26.38% | 31.19% |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $560.55M | 13.20% | 19.04% | 25.89% | 29.84% |
| Stewards Inc. (SWRD)vs › | $550.98M | N/A | N/A | N/A | N/A |
| Donegal Group Inc. (DGICB)vs › | $563.37M | 9.10% | 8.14% | 4.10% | 4.71% |
| Northrim BanCorp, Inc. (NRIM)vs › | $548.33M | 36.54% | 29.75% | 27.02% | 28.91% |
| Teamshares Inc. (TMS)vs › | $545.29M | N/A | N/A | N/A | N/A |
Operating Margin
17.7%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 22.48% |
| 2026-03-31 | 12.05% |
| 2025-12-31 | 13.82% |
| 2025-09-30 | 20.67% |
| 2025-06-30 | 21.45% |
| 2025-03-31 | 7.17% |
| 2024-12-31 | 15.31% |
| 2024-09-30 | 16.84% |
| 2024-06-30 | 17.23% |
| 2024-03-31 | 10.84% |
| 2023-12-31 | 11.57% |
| 2023-09-30 | 14.02% |
| 2023-06-30 | 16.88% |
| 2023-03-31 | 3.04% |
| 2022-12-31 | 14.16% |
| 2022-09-30 | 12.93% |
| 2022-06-30 | 4.16% |
| 2022-03-31 | 11.29% |
| 2021-12-31 | 26.24% |
| 2021-09-30 | 22.65% |
| 2021-06-30 | 29.76% |
| 2021-03-31 | 24.02% |
| 2020-12-31 | 27.76% |
| 2020-09-30 | 27.88% |
| 2020-06-30 | 29.02% |
| 2020-03-31 | -28.52% |
| 2019-12-31 | 27.55% |
| 2019-09-30 | 0.00% |
| 2019-06-30 | 16.19% |
| 2019-03-31 | 0.00% |
| 2018-12-31 | 1.46% |
| 2018-09-30 | 26.03% |
| 2018-06-30 | 21.02% |
| 2018-03-31 | 15.47% |
| 2017-12-31 | 16.16% |
| 2017-09-30 | 20.67% |
| 2017-06-30 | 20.80% |
| 2017-03-31 | 17.07% |
| 2016-12-31 | 19.66% |
| 2016-09-30 | 27.75% |
| 2016-06-30 | 19.34% |
| 2016-03-31 | 10.39% |
| 2015-12-31 | 11.03% |
| 2015-09-30 | 18.63% |
| 2015-06-30 | 16.31% |
| 2015-03-31 | 8.37% |
| 2014-12-31 | 0.00% |
| 2014-09-30 | 12.19% |
| 2014-06-30 | 14.08% |
| 2014-03-31 | 4.77% |
| 2013-12-31 | 8.24% |
| 2013-09-30 | 24.63% |
| 2013-06-30 | 17.42% |
| 2013-03-31 | 17.70% |
| 2012-12-31 | 13.98% |
| 2012-09-30 | 14.62% |
| 2012-06-30 | 17.71% |
| 2012-03-31 | 8.68% |
| 2011-12-31 | 12.74% |
| 2011-09-30 | 13.25% |
| 2011-06-30 | 8.60% |
| 2011-03-31 | 6.72% |
| 2010-12-31 | 16.15% |
| 2010-09-30 | 10.48% |
| 2010-06-30 | 18.51% |
| 2010-03-31 | 0.11% |
| 2009-12-31 | 1.20% |
| 2009-09-30 | 6.67% |
| 2009-06-30 | 13.27% |
| 2009-03-31 | 9.52% |
| 2008-12-31 | -53.17% |
| 2008-09-30 | 5.71% |
| 2008-06-30 | -2.46% |
| 2008-03-31 | 13.54% |
| 2007-12-31 | 13.45% |
| 2007-09-30 | 21.44% |
| 2007-06-30 | 5.86% |
| 2007-03-31 | 14.61% |
| 2006-12-31 | 15.00% |
| 2006-09-30 | 22.90% |
| 2006-06-30 | 24.41% |
| 2006-03-31 | 18.65% |
| 2005-12-31 | 21.48% |
| 2005-09-30 | 25.96% |
| 2005-06-30 | 23.60% |
| 2005-03-31 | 11.91% |
| 2004-12-31 | 17.64% |
| 2004-09-30 | 21.53% |
| 2004-06-30 | 20.05% |
| 2004-03-31 | 18.19% |
| 2003-12-31 | 17.34% |
| 2003-09-30 | 17.62% |
| 2003-06-30 | 18.15% |
| 2003-03-31 | 18.04% |
| 2002-12-31 | 17.73% |
| 2002-09-30 | 16.12% |
