Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 10.64% is in line with its 5-year average of 11.13%, near the low end of its 5-year range (6.56%–20.22%).
11.94% above its 12-month average of 9.50%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 3.85%.
RETURN ON ASSETS (ROA)
10.64%
RETURN ON ASSETS (ROA) AVG TTM
9.50%
RETURN ON ASSETS (ROA) AVG 3Y
8.15%
RETURN ON ASSETS (ROA) AVG 5Y
11.13%
RETURN ON ASSETS (ROA) AVG 10Y
10.22%
RETURN ON ASSETS (ROA) AVG 15Y
8.00%
RETURN ON ASSETS (ROA) AVG 20Y
7.81%
CURRENT VS TTM AVG
+11.94%
CURRENT VS 3Y AVG
+30.51%
CURRENT VS 5Y AVG
-4.37%
CURRENT VS 10Y AVG
+4.12%
CURRENT VS 15Y AVG
+33.02%
CURRENT VS 20Y AVG
+36.20%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 666 covered companies
CURRENT VS SECTOR MEDIAN
+765.04%
vs the sector median at left
Investors Title Company
Market Cap
$556.34M
Return on Assets (ROA)
10.64%
TTM Avg
9.50%
3Y Avg
8.15%
5Y Avg
11.13%
Market Cap
$555.85M
Return on Assets (ROA)
1.27%
TTM Avg
0.92%
3Y Avg
1.01%
5Y Avg
1.09%
Market Cap
$560.09M
Return on Assets (ROA)
N/A
TTM Avg
-0.49%
3Y Avg
-1.60%
5Y Avg
-1.28%
Market Cap
$560.22M
Return on Assets (ROA)
0.72%
TTM Avg
0.63%
3Y Avg
0.85%
5Y Avg
0.93%
Market Cap
$560.55M
Return on Assets (ROA)
1.05%
TTM Avg
0.75%
3Y Avg
0.90%
5Y Avg
0.97%
Market Cap
$548.59M
Return on Assets (ROA)
2.01%
TTM Avg
1.59%
3Y Avg
1.31%
5Y Avg
1.36%
Market Cap
$561.41M
Return on Assets (ROA)
2.86%
TTM Avg
2.75%
3Y Avg
1.40%
5Y Avg
1.53%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Investors Title Company (ITIC) | $556.34M | 10.64% | 9.50% | 8.15% | 11.13% |
| Civista Bancshares, Inc. (CIVB)vs › | $555.85M | 1.27% | 0.92% | 1.01% | 1.09% |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $560.09M | N/A | -0.49% | -1.60% | -1.28% |
| Community West Bancshares (CWBC)vs › | $560.22M | 0.72% | 0.63% | 0.85% | 0.93% |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $560.55M | 1.05% | 0.75% | 0.90% | 0.97% |
| Northrim BanCorp, Inc. (NRIM)vs › | $548.59M | 2.01% | 1.59% | 1.31% | 1.36% |
| Teamshares Inc. (TMS)vs › | $548.17M | N/A | N/A | N/A | N/A |
| Donegal Group Inc. (DGICB)vs › | $561.41M | 2.86% | 2.75% | 1.40% | 1.53% |
| Stewards Inc. (SWRD)vs › | $543.62M | N/A | N/A | N/A | N/A |
| Bridgewater Bancshares, Inc. (BWB)vs › | $568.41M | 1.05% | 0.75% | 0.90% | 0.97% |
ROA
10.6%
ROE
14.1%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 9.69% |
| 2024-12-31 | 9.32% |
| 2023-12-31 | 6.56% |
| 2022-12-31 | 7.04% |
| 2021-12-31 | 20.22% |
| 2020-12-31 | 13.93% |
| 2019-12-31 | 11.92% |
| 2018-12-31 | 8.95% |
| 2017-12-31 | 10.33% |
| 2016-12-31 | 8.52% |
| 2015-12-31 | 5.93% |
| 2014-12-31 | 4.88% |
| 2013-12-31 | 7.86% |
| 2012-12-31 | 6.51% |
| 2011-12-31 | 4.39% |
| 2010-12-31 | 4.15% |
| 2009-12-31 | 3.30% |
| 2008-12-31 | -0.85% |
| 2007-12-31 | 5.61% |
| 2006-12-31 | 9.19% |
| 2005-12-31 | 10.35% |
| 2004-12-31 | 9.47% |
| 2003-12-31 | 10.91% |
| 2002-12-31 | 9.58% |
| 2001-12-31 | 8.56% |
| 2000-12-31 | 0.00% |
| 1999-12-31 | 8.01% |
| 1998-12-31 | 10.58% |
| 1997-12-31 | 10.97% |
| 1996-12-31 | 11.42% |
