Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.72% is 23% below its 5-year average of 0.93%, around the middle of its 5-year range (0.22%–1.16%).
15.20% above its 12-month average of 0.63%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.05%.
RETURN ON ASSETS (ROA)
0.72%
RETURN ON ASSETS (ROA) AVG TTM
0.63%
RETURN ON ASSETS (ROA) AVG 3Y
0.85%
RETURN ON ASSETS (ROA) AVG 5Y
0.93%
RETURN ON ASSETS (ROA) AVG 10Y
1.00%
RETURN ON ASSETS (ROA) AVG 15Y
0.93%
RETURN ON ASSETS (ROA) AVG 20Y
0.91%
CURRENT VS TTM AVG
+15.20%
CURRENT VS 3Y AVG
-15.29%
CURRENT VS 5Y AVG
-22.58%
CURRENT VS 10Y AVG
-28.33%
CURRENT VS 15Y AVG
-22.91%
CURRENT VS 20Y AVG
-21.17%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
-41.70%
vs the sector median at left
Community West Bancshares
Market Cap
$554.79M
Return on Assets (ROA)
0.72%
TTM Avg
0.63%
3Y Avg
0.85%
5Y Avg
0.93%
Market Cap
$554.56M
Return on Assets (ROA)
1.84%
TTM Avg
1.75%
3Y Avg
1.66%
5Y Avg
1.60%
Market Cap
$555.12M
Return on Assets (ROA)
1.27%
TTM Avg
0.92%
3Y Avg
1.01%
5Y Avg
1.09%
Market Cap
$553.62M
Return on Assets (ROA)
10.64%
TTM Avg
9.50%
3Y Avg
8.15%
5Y Avg
11.13%
Market Cap
$560.55M
Return on Assets (ROA)
1.05%
TTM Avg
0.75%
3Y Avg
0.90%
5Y Avg
0.97%
Market Cap
$548.33M
Return on Assets (ROA)
2.01%
TTM Avg
1.59%
3Y Avg
1.31%
5Y Avg
1.36%
Market Cap
$564.90M
Return on Assets (ROA)
N/A
TTM Avg
-0.49%
3Y Avg
-1.60%
5Y Avg
-1.28%
Market Cap
$544.56M
Return on Assets (ROA)
2.86%
TTM Avg
2.75%
3Y Avg
1.40%
5Y Avg
1.53%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Community West Bancshares (CWBC) | $554.79M | 0.72% | 0.63% | 0.85% | 0.93% |
| Unity Bancorp, Inc. (UNTY)vs › | $554.56M | 1.84% | 1.75% | 1.66% | 1.60% |
| Civista Bancshares, Inc. (CIVB)vs › | $555.12M | 1.27% | 0.92% | 1.01% | 1.09% |
| Stewards Inc. (SWRD)vs › | $554.12M | N/A | N/A | N/A | N/A |
| Investors Title Company (ITIC)vs › | $553.62M | 10.64% | 9.50% | 8.15% | 11.13% |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $560.55M | 1.05% | 0.75% | 0.90% | 0.97% |
| Northrim BanCorp, Inc. (NRIM)vs › | $548.33M | 2.01% | 1.59% | 1.31% | 1.36% |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $564.90M | N/A | -0.49% | -1.60% | -1.28% |
| Donegal Group Inc. (DGICB)vs › | $544.56M | 2.86% | 2.75% | 1.40% | 1.53% |
| Bridgewater Bancshares, Inc. (BWB)vs › | $567.99M | 1.05% | 0.75% | 0.90% | 0.97% |
ROA
0.7%
ROE
6.0%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.03% |
| 2024-12-31 | 0.22% |
| 2023-12-31 | 1.05% |
| 2022-12-31 | 1.10% |
| 2021-12-31 | 1.16% |
| 2020-12-31 | 1.02% |
| 2019-12-31 | 1.34% |
| 2018-12-31 | 1.38% |
| 2017-12-31 | 0.84% |
| 2016-12-31 | 1.05% |
| 2015-12-31 | 0.86% |
| 2014-12-31 | 0.44% |
| 2013-12-31 | 0.72% |
| 2012-12-31 | 0.84% |
| 2011-12-31 | 0.76% |
| 2010-12-31 | 0.42% |
| 2009-12-31 | 0.34% |
| 2008-12-31 | 0.68% |
| 2007-12-31 | 1.30% |
| 2006-12-31 | 1.38% |
| 2005-12-31 | 1.25% |
| 2004-12-31 | 1.01% |
| 2003-12-31 | 1.03% |
| 2002-12-31 | 0.98% |
| 2001-12-31 | 1.09% |
| 2000-12-31 | 0.86% |
| 1999-12-31 | 0.43% |
| 1998-12-31 | 1.15% |
| 1997-12-31 | 1.68% |
| 1996-12-31 | 1.36% |
