Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.05% is in line with its 5-year average of 0.97%, around the middle of its 5-year range (0.65%–1.31%).
40.00% above its 12-month average of 0.75%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.26%.
RETURN ON ASSETS (ROA)
1.05%
RETURN ON ASSETS (ROA) AVG TTM
0.75%
RETURN ON ASSETS (ROA) AVG 3Y
0.90%
RETURN ON ASSETS (ROA) AVG 5Y
0.97%
RETURN ON ASSETS (ROA) AVG 10Y
N/A
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+40.00%
CURRENT VS 3Y AVG
+16.67%
CURRENT VS 5Y AVG
+7.88%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 430 covered companies
CURRENT VS SECTOR MEDIAN
-14.63%
vs the sector median at left
Bridgewater Bancshares, Inc.
Market Cap
$569.67M
Return on Assets (ROA)
1.05%
TTM Avg
0.75%
3Y Avg
0.90%
5Y Avg
0.97%
Market Cap
$567.90M
Return on Assets (ROA)
2.86%
TTM Avg
2.75%
3Y Avg
1.40%
5Y Avg
1.53%
Market Cap
$560.26M
Return on Assets (ROA)
1.05%
TTM Avg
0.75%
3Y Avg
0.90%
5Y Avg
0.97%
Market Cap
$559.63M
Return on Assets (ROA)
0.72%
TTM Avg
0.63%
3Y Avg
0.85%
5Y Avg
0.93%
Market Cap
$557.41M
Return on Assets (ROA)
1.27%
TTM Avg
0.92%
3Y Avg
1.01%
5Y Avg
1.09%
Market Cap
$582.80M
Return on Assets (ROA)
-34.41%
TTM Avg
-21.15%
3Y Avg
-22.90%
5Y Avg
-22.90%
Market Cap
$556.35M
Return on Assets (ROA)
N/A
TTM Avg
-0.49%
3Y Avg
-1.60%
5Y Avg
-1.28%
Market Cap
$583.39M
Return on Assets (ROA)
0.47%
TTM Avg
0.41%
3Y Avg
0.05%
5Y Avg
0.32%
Market Cap
$584.49M
Return on Assets (ROA)
1.29%
TTM Avg
1.16%
3Y Avg
1.08%
5Y Avg
1.09%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Bridgewater Bancshares, Inc. (BWB) | $569.67M | 1.05% | 0.75% | 0.90% | 0.97% |
| Donegal Group Inc. (DGICB)vs › | $567.90M | 2.86% | 2.75% | 1.40% | 1.53% |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $560.26M | 1.05% | 0.75% | 0.90% | 0.97% |
| Community West Bancshares (CWBC)vs › | $559.63M | 0.72% | 0.63% | 0.85% | 0.93% |
| Civista Bancshares, Inc. (CIVB)vs › | $557.41M | 1.27% | 0.92% | 1.01% | 1.09% |
| Gemini Space Station, Inc. (GEMI)vs › | $582.80M | -34.41% | -21.15% | -22.90% | -22.90% |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $556.35M | N/A | -0.49% | -1.60% | -1.28% |
| Kearny Financial Corp. (KRNY)vs › | $583.39M | 0.47% | 0.41% | 0.05% | 0.32% |
| Greene County Bancorp, Inc. (GCBC)vs › | $584.49M | 1.29% | 1.16% | 1.08% | 1.09% |
| Investors Title Company (ITIC)vs › | $553.92M | 10.64% | 9.50% | 8.15% | 11.13% |
ROA
1.1%
ROE
10.3%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.85% |
| 2024-12-31 | 0.65% |
| 2023-12-31 | 0.87% |
| 2022-12-31 | 1.23% |
| 2021-12-31 | 1.31% |
| 2020-12-31 | 0.93% |
| 2019-12-31 | 1.38% |
| 2018-12-31 | 1.36% |
| 2017-12-31 | 1.04% |
| 2016-12-31 | 1.05% |
