Bridgewater Bancshares, Inc. (BWB) vs Greene County Bancorp, Inc. (GCBC)

A side-by-side comparison of Bridgewater Bancshares, Inc. and Greene County Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — BWB vs GCBC

growth of $100 · dividends reinvested · last 9y
BWB +61.9% (+5.5%/yr)GCBC +109.5% (+8.6%/yr)GCBC compounded faster over this window
50100150200Start $1002020202220242026$162$210
BWB GCBC

BWB vs GCBC: by the numbers

  • •GCBC is the larger company ($584M vs $570M market cap).
  • •BWB trades at the lower trailing earnings multiple (11.10 vs 14.24 P/E), one valuation lens rather than an overall verdict.
  • •GCBC converts more revenue to profit (28.14% vs 22.07% net margin).
  • •GCBC grew revenue faster over the past five years (16.48% vs 15.26% CAGR).
  • •GCBC pays a dividend (1.19% yield), while BWB has no payments in the available dividend history.

Metrics side by side

Valuation

MetricBWBGCBC
P/E ratio11.1014.24
Forward P/E11.12N/A
PEG ratio1.111.26
P/S ratio2.234.01
P/B ratio1.182.10

Profitability

MetricBWBGCBC
Operating margin13.20%32.12%
Net margin22.07%28.14%
ROE10.28%14.77%

Bridgewater Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Greene County Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricBWBGCBC
Dividend yieldN/A1.19%
Payout ratioN/A17.01%

Growth (annualized)

MetricBWBGCBC
Revenue CAGR (5Y)15.26%16.48%
EPS CAGR (5Y)10.00%11.32%
Total return CAGR (5Y)2.57%15.98%

Frequently asked

Which has the lower trailing P/E, BWB or GCBC?
BWB has the lower trailing P/E: BWB trades at 11.10 and GCBC at 14.24. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BWB or GCBC?
Over the past five years, GCBC grew revenue faster — BWB at a 15.26% CAGR versus GCBC at 16.48%.
Does BWB or GCBC pay a bigger dividend?
GCBC pays a dividend (1.19% yield), while BWB has no payments in the available dividend history.
Is BWB or GCBC more profitable?
GCBC runs the higher net margin — BWB at 22.07% versus GCBC at 28.14%.
How have BWB and GCBC total returns compared?
Over the past 5 years, BWB delivered 2.57% and GCBC delivered 15.98% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.