Which has the lower trailing P/E, BWB or CIVB?

CIVB has the lower trailing P/E: BWB trades at 11.10 and CIVB at 9.93. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, BWB or CIVB?

Over the past five years, BWB grew revenue faster — BWB at a 15.26% CAGR versus CIVB at 11.24%.

Does BWB or CIVB pay a bigger dividend?

CIVB pays a dividend (2.65% yield), while BWB has no payments in the available dividend history.

Is BWB or CIVB more profitable?

CIVB runs the higher net margin — BWB at 22.07% versus CIVB at 24.20%.

How have BWB and CIVB total returns compared?

Over the past 5 years, BWB delivered 2.57% and CIVB delivered 4.69% annualized total return. Past performance doesn't predict future results.

Bridgewater Bancshares, Inc. (BWB) vs Civista Bancshares, Inc. (CIVB)

A side-by-side comparison of Bridgewater Bancshares, Inc. and Civista Bancshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

BWB

Bridgewater Bancshares, Inc.

$570M

$20.43Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

CIVB

Civista Bancshares, Inc.

$557M

$26.82Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

Total return — BWB vs CIVB

growth of $100 · dividends reinvested · last 9y

BWB +61.9% (+5.5%/yr)CIVB +50.6% (+4.7%/yr)BWB compounded faster over this window

BWB CIVB

BWB vs CIVB: by the numbers

•BWB is the larger company ($570M vs $557M market cap).
•CIVB trades at the lower trailing earnings multiple (9.93 vs 11.10 P/E), one valuation lens rather than an overall verdict.
•CIVB converts more revenue to profit (24.20% vs 22.07% net margin).
•BWB grew revenue faster over the past five years (15.26% vs 11.24% CAGR).
•CIVB pays a dividend (2.65% yield), while BWB has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	BWB	CIVB
P/E ratio	11.10	9.93
Forward P/E	11.12	9.44
PEG ratio	1.11	1.74
P/S ratio	2.23	2.48
P/B ratio	1.18	0.98

Profitability

Metric	BWB	CIVB
Operating margin	13.20%	21.66%
Net margin	22.07%	24.20%
ROE	10.28%	9.59%

Bridgewater Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Civista Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	BWB	CIVB
Dividend yield	N/A	2.65%
Payout ratio	N/A	26.30%

Growth (annualized)

Metric	BWB	CIVB
Revenue CAGR (5Y)	15.26%	11.24%
EPS CAGR (5Y)	10.00%	5.71%
Total return CAGR (5Y)	2.57%	4.69%

Frequently asked

Which has the lower trailing P/E, BWB or CIVB?: CIVB has the lower trailing P/E: BWB trades at 11.10 and CIVB at 9.93. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BWB or CIVB?: Over the past five years, BWB grew revenue faster — BWB at a 15.26% CAGR versus CIVB at 11.24%.
Does BWB or CIVB pay a bigger dividend?: CIVB pays a dividend (2.65% yield), while BWB has no payments in the available dividend history.
Is BWB or CIVB more profitable?: CIVB runs the higher net margin — BWB at 22.07% versus CIVB at 24.20%.
How have BWB and CIVB total returns compared?: Over the past 5 years, BWB delivered 2.57% and CIVB delivered 4.69% annualized total return. Past performance doesn't predict future results.

Go deeper

Full BWB analysis Full CIVB analysis Interactive comparison tool

Dig into the metrics

Bridgewater Bancshares P/E ratio Civista Bancshares P/E ratio Civista Bancshares dividend yield Bridgewater Bancshares ROE Civista Bancshares ROE Bridgewater Bancshares operating margin Civista Bancshares operating margin Bridgewater Bancshares revenue growth Civista Bancshares revenue growth

Bridgewater Bancshares & Civista Bancshares appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.