Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.29% is 19% above its 5-year average of 1.09%, near the high end of its 5-year range (0.88%–1.29%).
As of the fiscal period ended Tuesday, June 30, 2026. 11.69% above its 12-month average of 1.16%.
Reported quarterly return on assets; no daily interpolation. Q4 FY2026 (2026-06-30): 0.36%.
RETURN ON ASSETS (ROA)
1.29%
RETURN ON ASSETS (ROA) AVG TTM
1.16%
RETURN ON ASSETS (ROA) AVG 3Y
1.08%
RETURN ON ASSETS (ROA) AVG 5Y
1.09%
RETURN ON ASSETS (ROA) AVG 10Y
1.13%
RETURN ON ASSETS (ROA) AVG 15Y
1.06%
RETURN ON ASSETS (ROA) AVG 20Y
1.05%
CURRENT VS TTM AVG
+11.69%
CURRENT VS 3Y AVG
+19.17%
CURRENT VS 5Y AVG
+18.89%
CURRENT VS 10Y AVG
+14.16%
CURRENT VS 15Y AVG
+21.24%
CURRENT VS 20Y AVG
+22.93%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 688 covered companies
CURRENT VS SECTOR MEDIAN
+4.88%
vs the sector median at left
Greene County Bancorp, Inc.
Market Cap
$589.42M
Return on Assets (ROA)
1.29%
TTM Avg
1.16%
3Y Avg
1.08%
5Y Avg
1.09%
Market Cap
$594.22M
Return on Assets (ROA)
1.26%
TTM Avg
1.19%
3Y Avg
1.20%
5Y Avg
1.14%
Market Cap
$582.48M
Return on Assets (ROA)
-34.41%
TTM Avg
-21.15%
3Y Avg
-22.90%
5Y Avg
-22.90%
Market Cap
$579.93M
Return on Assets (ROA)
0.47%
TTM Avg
0.41%
3Y Avg
0.05%
5Y Avg
0.32%
Market Cap
$573.08M
Return on Assets (ROA)
0.84%
TTM Avg
0.53%
3Y Avg
0.55%
5Y Avg
0.75%
Market Cap
$568.55M
Return on Assets (ROA)
1.05%
TTM Avg
0.75%
3Y Avg
0.90%
5Y Avg
0.97%
Market Cap
$613.26M
Return on Assets (ROA)
-182.84%
TTM Avg
-12.27%
3Y Avg
-13.15%
5Y Avg
-9.85%
Market Cap
$615.05M
Return on Assets (ROA)
12.67%
TTM Avg
10.23%
3Y Avg
8.55%
5Y Avg
9.10%
Market Cap
$615.21M
Return on Assets (ROA)
1.14%
TTM Avg
0.84%
3Y Avg
0.91%
5Y Avg
1.00%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Greene County Bancorp, Inc. (GCBC) | $589.42M | 1.29% | 1.16% | 1.08% | 1.09% |
| First Business Financial Services, Inc. (FBIZ)vs › | $594.22M | 1.26% | 1.19% | 1.20% | 1.14% |
| Gemini Space Station, Inc. (GEMI)vs › | $582.48M | -34.41% | -21.15% | -22.90% | -22.90% |
| Kearny Financial Corp. (KRNY)vs › | $579.93M | 0.47% | 0.41% | 0.05% | 0.32% |
| Southern First Bancshares, Inc. (SFST)vs › | $573.08M | 0.84% | 0.53% | 0.55% | 0.75% |
| Bridgewater Bancshares, Inc. (BWB)vs › | $568.55M | 1.05% | 0.75% | 0.90% | 0.97% |
| Forward Industries, Inc. (FWDI)vs › | $613.26M | -182.84% | -12.27% | -13.15% | -9.85% |
| Gladstone Investment Corp. (GAIN)vs › | $615.05M | 12.67% | 10.23% | 8.55% | 9.10% |
| Arrow Financial Corporation (AROW)vs › | $615.21M | 1.14% | 0.84% | 0.91% | 1.00% |
| Donegal Group Inc. (DGICB)vs › | $563.37M | 2.86% | 2.75% | 1.40% | 1.53% |
ROA
1.3%
ROE
14.8%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2026-06-30 | 1.29% |
| 2025-06-30 | 1.02% |
| 2024-06-30 | 0.88% |
| 2023-06-30 | 1.14% |
| 2022-06-30 | 1.09% |
| 2021-06-30 | 1.09% |
| 2020-06-30 | 1.12% |
| 2019-06-30 | 1.38% |
| 2018-06-30 | 1.25% |
| 2017-06-30 | 1.14% |
| 2016-06-30 | 1.03% |
| 2015-06-30 | 0.97% |
| 2014-06-30 | 0.97% |
| 2013-06-30 | 1.01% |
| 2012-06-30 | 0.99% |
| 2011-06-30 | 0.97% |
| 2010-06-30 | 0.99% |
| 2009-06-30 | 0.89% |
| 2008-06-30 | 0.72% |
| 2007-06-30 | 0.69% |
| 2006-06-30 | 0.73% |
| 2005-06-30 | 1.00% |
| 2004-06-30 | 1.02% |
| 2003-06-30 | 0.86% |
| 2002-06-30 | 0.75% |
| 2001-06-30 | 0.52% |
| 2000-06-30 | 0.57% |
| 1999-06-30 | 0.59% |
| 1998-06-30 | 0.82% |
