Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.26% is 11% above its 5-year average of 1.14%, near the high end of its 5-year range (0.66%–1.37%).
5.88% above its 12-month average of 1.19%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.35%.
RETURN ON ASSETS (ROA)
1.26%
RETURN ON ASSETS (ROA) AVG TTM
1.19%
RETURN ON ASSETS (ROA) AVG 3Y
1.20%
RETURN ON ASSETS (ROA) AVG 5Y
1.14%
RETURN ON ASSETS (ROA) AVG 10Y
1.02%
RETURN ON ASSETS (ROA) AVG 15Y
0.97%
RETURN ON ASSETS (ROA) AVG 20Y
0.79%
CURRENT VS TTM AVG
+5.88%
CURRENT VS 3Y AVG
+4.78%
CURRENT VS 5Y AVG
+10.85%
CURRENT VS 10Y AVG
+23.86%
CURRENT VS 15Y AVG
+29.54%
CURRENT VS 20Y AVG
+59.21%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
+2.02%
vs the sector median at left
First Business Financial Services, Inc.
Market Cap
$591.29M
Return on Assets (ROA)
1.26%
TTM Avg
1.19%
3Y Avg
1.20%
5Y Avg
1.14%
Market Cap
$585.17M
Return on Assets (ROA)
1.29%
TTM Avg
1.16%
3Y Avg
1.08%
5Y Avg
1.09%
Market Cap
$600.35M
Return on Assets (ROA)
-182.84%
TTM Avg
-12.27%
3Y Avg
-13.15%
5Y Avg
-9.85%
Market Cap
$580.24M
Return on Assets (ROA)
0.47%
TTM Avg
0.41%
3Y Avg
0.05%
5Y Avg
0.32%
Market Cap
$571.47M
Return on Assets (ROA)
0.84%
TTM Avg
0.53%
3Y Avg
0.55%
5Y Avg
0.75%
Market Cap
$570.58M
Return on Assets (ROA)
-34.41%
TTM Avg
-21.15%
3Y Avg
-22.90%
5Y Avg
-22.90%
Market Cap
$613.26M
Return on Assets (ROA)
12.67%
TTM Avg
10.23%
3Y Avg
8.55%
5Y Avg
9.10%
Market Cap
$567.99M
Return on Assets (ROA)
1.05%
TTM Avg
0.75%
3Y Avg
0.90%
5Y Avg
0.97%
Market Cap
$614.88M
Return on Assets (ROA)
1.14%
TTM Avg
0.84%
3Y Avg
0.91%
5Y Avg
1.00%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Business Financial Services, Inc. (FBIZ) | $591.29M | 1.26% | 1.19% | 1.20% | 1.14% |
| Greene County Bancorp, Inc. (GCBC)vs › | $585.17M | 1.29% | 1.16% | 1.08% | 1.09% |
| Forward Industries, Inc. (FWDI)vs › | $600.35M | -182.84% | -12.27% | -13.15% | -9.85% |
| Kearny Financial Corp. (KRNY)vs › | $580.24M | 0.47% | 0.41% | 0.05% | 0.32% |
| Southern First Bancshares, Inc. (SFST)vs › | $571.47M | 0.84% | 0.53% | 0.55% | 0.75% |
| Gemini Space Station, Inc. (GEMI)vs › | $570.58M | -34.41% | -21.15% | -22.90% | -22.90% |
| Gladstone Investment Corp. (GAIN)vs › | $613.26M | 12.67% | 10.23% | 8.55% | 9.10% |
| Bridgewater Bancshares, Inc. (BWB)vs › | $567.99M | 1.05% | 0.75% | 0.90% | 0.97% |
| Arrow Financial Corporation (AROW)vs › | $614.88M | 1.14% | 0.84% | 0.91% | 1.00% |
| American Bitcoin Corp (ABTC)vs › | $616.15M | -14.89% | 13.24% | -74.68% | -62.64% |
ROA
1.3%
ROE
14.0%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.23% |
| 2024-12-31 | 1.15% |
| 2023-12-31 | 1.06% |
| 2022-12-31 | 1.37% |
| 2021-12-31 | 1.35% |
| 2020-12-31 | 0.66% |
| 2019-12-31 | 1.11% |
| 2018-12-31 | 0.83% |
| 2017-12-31 | 0.66% |
| 2016-12-31 | 0.84% |
| 2015-12-31 | 0.93% |
| 2014-12-31 | 0.87% |
| 2013-12-31 | 1.08% |
| 2012-12-31 | 0.73% |
| 2011-12-31 | 0.72% |
| 2010-12-31 | 0.09% |
| 2009-12-31 | 0.09% |
| 2008-12-31 | 0.31% |
| 2007-12-31 | 0.35% |
| 2006-12-31 | 0.48% |
| 2005-12-31 | 0.71% |
| 2004-12-31 | 0.76% |
| 2003-12-31 | 1.09% |
| 2002-12-31 | -0.04% |
| 2001-12-31 | 0.59% |
