Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 10.71 is 26% above its 5-year average of 8.52, near the high end of its 5-year range (5.29–12.09).
As of 2026-10-06T13:31:34.670Z. 11.75% above its 12-month average of 9.58.
Calculation as of: 2026-10-06T13:31:34.670Z.
Quote observation: 2026-10-06T13:30:05.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 5fefa8d790e0f185ee6340ff7dabd2b78342d7b818e61732d675d65d644b31cc
PE Ratio (10.71) = Close Price ($71.03) / Diluted TTM EPS ($6.63)
PE RATIO
10.71
PE RATIO AVG TTM
9.58
PE RATIO AVG 3Y
9.15
PE RATIO AVG 5Y
8.52
PE RATIO AVG 10Y
9.71
PE RATIO AVG 15Y
10.35
PE RATIO AVG 20Y
10.84
CURRENT VS TTM AVG
+11.75%
CURRENT VS 3Y AVG
+17.10%
CURRENT VS 5Y AVG
+25.75%
CURRENT VS 10Y AVG
+10.27%
CURRENT VS 15Y AVG
+3.50%
CURRENT VS 20Y AVG
-1.24%
SECTOR MEDIAN · FINANCIAL SERVICES
13.27
median of 338 covered companies
CURRENT VS SECTOR MEDIAN
-19.29%
vs the sector median at left
First Business Financial Services, Inc.
Market Cap
$593.96M
PE Ratio
10.71
TTM Avg
9.58
3Y Avg
9.15
5Y Avg
8.52
Market Cap
$586.53M
PE Ratio
14.29
TTM Avg
12.34
3Y Avg
15.74
5Y Avg
15.38
Market Cap
$598.88M
PE Ratio
N/A
TTM Avg
4879.30
3Y Avg
3665.09
5Y Avg
1467.64
Market Cap
$572.18M
PE Ratio
11.15
TTM Avg
12.40
3Y Avg
11.88
5Y Avg
11.11
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Business Financial Services, Inc. (FBIZ) | $593.96M | 10.71 | 9.58 | 9.15 | 8.52 |
| Chaince Digital Holdings Inc. (CD)vs › | $595.03M | N/A | N/A | N/A | N/A |
| Greene County Bancorp, Inc. (GCBC)vs › | $586.53M | 14.29 | 12.34 | 15.74 | 15.38 |
| Kearny Financial Corp. (KRNY)vs › | $585.91M | 16.33 | 15.68 | 15.90 | 14.22 |
| Forward Industries, Inc. (FWDI)vs › | $598.88M | N/A | 4879.30 | 3665.09 | 1467.64 |
| Gemini Space Station, Inc. (GEMI)vs › | $584.02M | N/A | N/A | N/A | N/A |
| Bridgewater Bancshares, Inc. (BWB)vs › | $572.18M | 11.15 | 12.40 | 11.88 | 11.11 |
| Donegal Group Inc. (DGICB)vs › | $569.52M | 8.86 | 8.77 | 28.91 | 146.41 |
| Gladstone Investment Corp. (GAIN)vs › | $615.65M | 3.70 | 4.62 | 6.72 | 7.26 |
| Hingham Institution for Savings (HIFS)vs › | $619.78M | 9.47 | 12.02 | 16.28 | 14.95 |
At 10.7, P/E is near its 20-year median — higher than 49% of readings in its 20-year history.
20-year low
4.9
median
10.9
20-year high
66.3
Trailing P/E
10.7
Forward P/E
10.9
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$71.03
Forward EPS (Est.)
$6.54
Forward P/E
10.86
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 10.65 |
| 2026-10-02 | 10.70 |
| 2026-10-01 | 10.48 |
| 2026-09-30 | 10.37 |
| 2026-09-29 | 10.40 |
| 2026-09-28 | 10.47 |
| 2026-09-25 | 10.64 |
| 2026-09-24 | 10.59 |
| 2026-09-23 | 10.46 |
| 2026-09-22 | 10.59 |
| 2026-09-21 | 10.72 |
| 2026-09-18 | 10.68 |
| 2026-09-17 | 10.78 |
| 2026-09-16 | 10.81 |
| 2026-09-15 | 10.99 |
| 2026-09-14 | 10.95 |
| 2026-09-11 | 10.97 |
| 2026-09-10 | 10.90 |
| 2026-09-09 | 10.79 |
| 2026-09-08 | 10.90 |
| 2026-09-04 | 10.98 |
| 2026-09-03 | 10.87 |
| 2026-09-02 | 10.84 |
| 2026-09-01 | 10.53 |
| 2026-08-31 | 10.54 |
| 2026-08-28 | 10.69 |
| 2026-08-27 | 10.68 |
| 2026-08-26 | 10.54 |
| 2026-08-25 | 10.56 |
| 2026-08-24 | 10.56 |
| 2026-08-21 | 10.36 |
| 2026-08-20 | 10.38 |
| 2026-08-19 | 10.35 |
| 2026-08-18 | 10.63 |
| 2026-08-17 | 10.70 |
| 2026-08-14 | 10.78 |
| 2026-08-13 | 10.83 |
| 2026-08-12 | 10.68 |
| 2026-08-11 | 10.77 |
| 2026-08-10 | 10.62 |
| 2026-08-07 | 10.73 |
| 2026-08-06 | 10.86 |
| 2026-08-05 | 10.84 |
| 2026-08-04 | 10.85 |
| 2026-08-03 | 10.89 |
| 2026-07-31 | 11.43 |
| 2026-07-30 | 10.95 |
| 2026-07-29 | 11.01 |
| 2026-07-28 | 11.19 |
| 2026-07-27 | 10.99 |
| 2026-07-24 | 10.94 |
| 2026-07-23 | 10.75 |
| 2026-07-22 | 10.77 |
| 2026-07-21 | 10.77 |
| 2026-07-20 | 10.71 |
| 2026-07-17 | 10.70 |
| 2026-07-16 | 10.84 |
| 2026-07-15 | 10.43 |
| 2026-07-14 | 10.31 |
| 2026-07-13 | 10.37 |
| 2026-07-10 | 10.37 |
| 2026-07-09 | 10.27 |
| 2026-07-08 | 10.20 |
| 2026-07-07 | 10.32 |
| 2026-07-06 | 10.48 |
| 2026-07-02 | 10.40 |
| 2026-07-01 | 10.55 |
| 2026-06-30 | 10.29 |
| 2026-06-29 | 10.29 |
| 2026-06-26 | 10.39 |
| 2026-06-25 | 10.25 |
| 2026-06-24 | 10.17 |
| 2026-06-23 | 10.10 |
| 2026-06-22 | 9.84 |
| 2026-06-18 | 9.83 |
| 2026-06-17 | 9.69 |
| 2026-06-16 | 9.77 |
| 2026-06-15 | 9.67 |
| 2026-06-12 | 9.87 |
| 2026-06-11 | 9.73 |
| 2026-06-10 | 9.79 |
| 2026-06-09 | 9.65 |
| 2026-06-08 | 9.51 |
| 2026-06-05 | 9.47 |
| 2026-06-04 | 9.40 |
| 2026-06-03 | 9.09 |
| 2026-06-02 | 9.35 |
| 2026-06-01 | 9.19 |
| 2026-05-29 | 9.37 |
| 2026-05-28 | 9.36 |
| 2026-05-27 | 9.33 |
| 2026-05-26 | 9.39 |
| 2026-05-22 | 9.30 |
| 2026-05-21 | 9.32 |
| 2026-05-20 | 9.18 |
| 2026-05-19 | 9.02 |
| 2026-05-18 | 8.99 |
| 2026-05-15 | 8.76 |
| 2026-05-14 | 8.94 |
| 2026-05-13 | 8.88 |
| 2026-05-12 | 8.96 |
| 2026-05-11 | 9.04 |
| 2026-05-08 | 9.22 |
| 2026-05-07 | 9.24 |
| 2026-05-06 | 9.18 |
| 2026-05-05 | 9.20 |
| 2026-05-04 | 9.05 |
| 2026-05-01 | 9.21 |
| 2026-04-30 | 9.15 |
| 2026-04-29 | 9.20 |
| 2026-04-28 | 9.44 |
| 2026-04-27 | 9.30 |
| 2026-04-24 | 9.39 |
| 2026-04-23 | 9.60 |
| 2026-04-22 | 9.59 |
| 2026-04-21 | 9.60 |
| 2026-04-20 | 9.85 |
| 2026-04-17 | 9.94 |
| 2026-04-16 | 9.71 |
| 2026-04-15 | 9.78 |
| 2026-04-14 | 9.79 |
| 2026-04-13 | 9.84 |
| 2026-04-10 | 9.82 |
| 2026-04-09 | 9.93 |
| 2026-04-08 | 9.69 |
| 2026-04-07 | 9.46 |
| 2026-04-06 | 9.37 |
| 2026-04-02 | 9.24 |
| 2026-04-01 | 9.14 |
| 2026-03-31 | 9.03 |
| 2026-03-30 | 9.06 |
| 2026-03-27 | 8.88 |
| 2026-03-26 | 8.95 |
| 2026-03-25 | 8.93 |
| 2026-03-24 | 8.99 |
| 2026-03-23 | 8.92 |
| 2026-03-20 | 8.66 |
| 2026-03-19 | 8.74 |
| 2026-03-18 | 8.65 |
| 2026-03-17 | 8.76 |
| 2026-03-16 | 8.83 |
| 2026-03-13 | 8.71 |
| 2026-03-12 | 8.79 |
| 2026-03-11 | 8.78 |
| 2026-03-10 | 8.81 |
| 2026-03-09 | 8.85 |
| 2026-03-06 | 8.92 |
| 2026-03-05 | 9.05 |
| 2026-03-04 | 9.19 |
| 2026-03-03 | 9.16 |
| 2026-03-02 | 9.20 |
| 2026-02-27 | 9.15 |
| 2026-02-26 | 9.41 |
| 2026-02-25 | 9.31 |
| 2026-02-24 | 9.08 |
| 2026-02-23 | 9.07 |
| 2026-02-20 | 9.52 |
| 2026-02-19 | 9.38 |
| 2026-02-18 | 9.44 |
| 2026-02-17 | 9.66 |
| 2026-02-13 | 9.60 |
| 2026-02-12 | 9.66 |
| 2026-02-11 | 9.61 |
| 2026-02-10 | 9.75 |
| 2026-02-09 | 9.81 |
| 2026-02-06 | 9.84 |
| 2026-02-05 | 9.79 |
| 2026-02-04 | 9.78 |
| 2026-02-03 | 9.76 |
| 2026-02-02 | 9.68 |
| 2026-01-30 | 9.43 |
| 2026-01-29 | 9.39 |
| 2026-01-28 | 9.12 |
| 2026-01-27 | 9.31 |
| 2026-01-26 | 9.31 |
| 2026-01-23 | 9.32 |
| 2026-01-22 | 9.66 |
| 2026-01-21 | 9.67 |
| 2026-01-20 | 9.22 |
| 2026-01-16 | 9.28 |
| 2026-01-15 | 9.42 |
| 2026-01-14 | 9.19 |
| 2026-01-13 | 9.06 |
| 2026-01-12 | 9.05 |
| 2026-01-09 | 9.06 |
| 2026-01-08 | 9.13 |
| 2026-01-07 | 8.91 |
| 2026-01-06 | 8.97 |
| 2026-01-05 | 8.99 |
| 2026-01-02 | 8.81 |
| 2025-12-31 | 8.93 |
| 2025-12-30 | 9.00 |
| 2025-12-29 | 9.03 |
| 2025-12-26 | 9.12 |
| 2025-12-24 | 9.13 |
| 2025-12-23 | 9.17 |
| 2025-12-22 | 9.21 |
| 2025-12-19 | 9.35 |
| 2025-12-18 | 9.53 |
| 2025-12-17 | 9.47 |
| 2025-12-16 | 9.46 |
| 2025-12-15 | 9.52 |
| 2025-12-12 | 9.41 |
| 2025-12-11 | 9.45 |
| 2025-12-10 | 9.30 |
| 2025-12-09 | 8.95 |
| 2025-12-08 | 8.92 |
| 2025-12-05 | 8.87 |
| 2025-12-04 | 8.94 |
| 2025-12-03 | 8.96 |
| 2025-12-02 | 8.66 |
| 2025-12-01 | 8.71 |
| 2025-11-28 | 8.59 |
| 2025-11-26 | 8.64 |
| 2025-11-25 | 8.65 |
| 2025-11-24 | 8.40 |
| 2025-11-21 | 8.48 |
| 2025-11-20 | 8.20 |
| 2025-11-19 | 8.19 |
| 2025-11-18 | 8.27 |
| 2025-11-17 | 8.28 |
| 2025-11-14 | 8.60 |
| 2025-11-13 | 8.67 |
| 2025-11-12 | 8.65 |
| 2025-11-11 | 8.62 |
| 2025-11-10 | 8.56 |
| 2025-11-07 | 8.46 |
| 2025-11-06 | 8.45 |
| 2025-11-05 | 8.54 |
| 2025-11-04 | 8.32 |
| 2025-11-03 | 8.36 |
| 2025-10-31 | 9.01 |
| 2025-10-30 | 8.74 |
| 2025-10-29 | 8.82 |
| 2025-10-28 | 8.91 |
| 2025-10-27 | 8.94 |
| 2025-10-24 | 9.01 |
| 2025-10-23 | 8.85 |
| 2025-10-22 | 8.87 |
| 2025-10-21 | 8.86 |
| 2025-10-20 | 8.87 |
| 2025-10-17 | 8.64 |
| 2025-10-16 | 8.48 |
| 2025-10-15 | 8.90 |
| 2025-10-14 | 9.02 |
| 2025-10-13 | 8.73 |
| 2025-10-10 | 8.67 |
| 2025-10-09 | 8.96 |
| 2025-10-08 | 8.95 |
| 2025-10-07 | 8.92 |
| 2025-10-06 | 9.07 |
| 2025-10-03 | 8.94 |
| 2025-10-02 | 8.84 |
| 2025-10-01 | 8.90 |
| 2025-09-30 | 9.12 |
| 2025-09-29 | 9.08 |
| 2025-09-26 | 9.24 |
| 2025-09-25 | 9.15 |
| 2025-09-24 | 9.15 |
| 2025-09-23 | 9.20 |
Showing the most recent 260 of 4,966 data points. The chart above shows the full history.