Which has the lower trailing P/E, FBIZ or GCBC?

FBIZ has the lower trailing P/E: FBIZ trades at 10.75 and GCBC at 14.39. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FBIZ or GCBC?

Over the past five years, FBIZ grew revenue faster — FBIZ at a 18.40% CAGR versus GCBC at 16.48%.

Does FBIZ or GCBC pay a bigger dividend?

FBIZ yields 1.85% and GCBC yields 1.19% based on trailing dividends and the latest price.

Is FBIZ or GCBC more profitable?

GCBC runs the higher net margin — FBIZ at 19.28% versus GCBC at 28.14%.

How have FBIZ and GCBC total returns compared?

Over the past 10 years, FBIZ delivered 14.83% and GCBC delivered 16.87% annualized total return. Past performance doesn't predict future results.

First Business Financial Services, Inc. (FBIZ) vs Greene County Bancorp, Inc. (GCBC)

A side-by-side comparison of First Business Financial Services, Inc. and Greene County Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FBIZ

First Business Financial Services, Inc.

$596M

$71.25Financial ServicesDelayed quote: Oct 6, 2026, 12:24 PM EDT

GCBC

Greene County Bancorp, Inc.

$590M

$34.68Financial ServicesDelayed quote: Oct 6, 2026, 12:18 PM EDT

Total return — FBIZ vs GCBC

growth of $100 · dividends reinvested · last 10y

FBIZ +296.0% (+14.8%/yr)GCBC +377.9% (+16.9%/yr)GCBC compounded faster over this window

FBIZ GCBC

FBIZ vs GCBC: by the numbers

•FBIZ is the larger company ($596M vs $590M market cap).
•FBIZ trades at the lower trailing earnings multiple (10.75 vs 14.39 P/E), one valuation lens rather than an overall verdict.
•GCBC converts more revenue to profit (28.14% vs 19.28% net margin).
•FBIZ grew revenue faster over the past five years (18.40% vs 16.48% CAGR).
•FBIZ pays the higher dividend yield (1.85% vs 1.19%).

Metrics side by side

Valuation

Metric	FBIZ	GCBC
P/E ratio	10.75	14.39
Forward P/E	10.90	N/A
PEG ratio	0.43	1.27
P/S ratio	2.07	4.05
P/B ratio	1.55	2.13

Profitability

Metric	FBIZ	GCBC
Operating margin	22.51%	32.12%
Net margin	19.28%	28.14%
ROE	14.04%	14.77%

First Business Financial Services, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Greene County Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FBIZ	GCBC
Dividend yield	1.85%	1.19%
Payout ratio	19.76%	17.01%

Growth (annualized)

Metric	FBIZ	GCBC
Revenue CAGR (5Y)	18.40%	16.48%
EPS CAGR (5Y)	25.20%	11.32%
Total return CAGR (5Y)	22.36%	15.98%

Frequently asked

Which has the lower trailing P/E, FBIZ or GCBC?: FBIZ has the lower trailing P/E: FBIZ trades at 10.75 and GCBC at 14.39. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FBIZ or GCBC?: Over the past five years, FBIZ grew revenue faster — FBIZ at a 18.40% CAGR versus GCBC at 16.48%.
Does FBIZ or GCBC pay a bigger dividend?: FBIZ yields 1.85% and GCBC yields 1.19% based on trailing dividends and the latest price.
Is FBIZ or GCBC more profitable?: GCBC runs the higher net margin — FBIZ at 19.28% versus GCBC at 28.14%.
How have FBIZ and GCBC total returns compared?: Over the past 10 years, FBIZ delivered 14.83% and GCBC delivered 16.87% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FBIZ analysis Full GCBC analysis Interactive comparison tool

Dig into the metrics

First Business Financial Services P/E ratio Greene County Bancorp P/E ratio First Business Financial Services dividend yield Greene County Bancorp dividend yield First Business Financial Services ROE Greene County Bancorp ROE First Business Financial Services operating margin Greene County Bancorp operating margin First Business Financial Services revenue growth Greene County Bancorp revenue growth

First Business Financial Services & Greene County Bancorp appear in these rankings

Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.