First Business Financial Services, Inc. (FBIZ) vs Kearny Financial Corp. (KRNY)
A side-by-side comparison of First Business Financial Services, Inc. and Kearny Financial Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — FBIZ vs KRNY
growth of $100 · dividends reinvested · last 10yFBIZ vs KRNY: by the numbers
- •FBIZ is the larger company ($591M vs $580M market cap).
- •FBIZ trades at the lower trailing earnings multiple (10.67 vs 16.18 P/E), one valuation lens rather than an overall verdict.
- •FBIZ converts more revenue to profit (19.28% vs 10.45% net margin).
- •FBIZ grew revenue faster over the past five years (18.40% vs 6.28% CAGR).
- •KRNY pays the higher dividend yield (4.75% vs 1.85%).
Metrics side by side
Valuation
| Metric | FBIZ | KRNY |
|---|---|---|
| P/E ratio | 10.67 | 16.18 |
| Forward P/E | 10.82 | 11.72 |
| PEG ratio | 0.42 | N/A |
| P/S ratio | 2.05 | 1.67 |
| P/B ratio | 1.54 | 0.76 |
Profitability
| Metric | FBIZ | KRNY |
|---|---|---|
| Operating margin | 22.51% | 13.66% |
| Net margin | 19.28% | 10.45% |
| ROE | 14.04% | 4.73% |
First Business Financial Services, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Kearny Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | FBIZ | KRNY |
|---|---|---|
| Dividend yield | 1.85% | 4.75% |
| Payout ratio | 19.76% | 77.19% |
Growth (annualized)
| Metric | FBIZ | KRNY |
|---|---|---|
| Revenue CAGR (5Y) | 18.40% | 6.28% |
| EPS CAGR (5Y) | 25.20% | -5.51% |
| Total return CAGR (5Y) | 22.36% | -1.00% |
Frequently asked
- Which has the lower trailing P/E, FBIZ or KRNY?
- FBIZ has the lower trailing P/E: FBIZ trades at 10.67 and KRNY at 16.18. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FBIZ or KRNY?
- Over the past five years, FBIZ grew revenue faster — FBIZ at a 18.40% CAGR versus KRNY at 6.28%.
- Does FBIZ or KRNY pay a bigger dividend?
- FBIZ yields 1.85% and KRNY yields 4.75% based on trailing dividends and the latest price.
- Is FBIZ or KRNY more profitable?
- FBIZ runs the higher net margin — FBIZ at 19.28% versus KRNY at 10.45%.
- How have FBIZ and KRNY total returns compared?
- Over the past 10 years, FBIZ delivered 14.83% and KRNY delivered 0.04% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
First Business Financial Services & Kearny Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.