Which has the lower trailing P/E, FBIZ or HIFS?

HIFS has the lower trailing P/E: FBIZ trades at 10.78 and HIFS at 9.40. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FBIZ or HIFS?

Over the past five years, FBIZ grew revenue faster — FBIZ at a 18.40% CAGR versus HIFS at 14.19%.

Does FBIZ or HIFS pay a bigger dividend?

FBIZ yields 1.85% and HIFS yields 1.13% based on trailing dividends and the latest price.

Is FBIZ or HIFS more profitable?

HIFS runs the higher net margin — FBIZ at 19.28% versus HIFS at 27.02%.

How have FBIZ and HIFS total returns compared?

Over the past 10 years, FBIZ delivered 14.83% and HIFS delivered 8.73% annualized total return. Past performance doesn't predict future results.

First Business Financial Services, Inc. (FBIZ) vs Hingham Institution for Savings (HIFS)

A side-by-side comparison of First Business Financial Services, Inc. and Hingham Institution for Savings across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FBIZ

First Business Financial Services, Inc.

$598M

$71.46Financial ServicesDelayed quote: Oct 6, 2026, 12:00 PM EDT

HIFS

Hingham Institution for Savings

$615M

$282.07Financial ServicesDelayed quote: Oct 6, 2026, 12:00 PM EDT

Total return — FBIZ vs HIFS

growth of $100 · dividends reinvested · last 10y

FBIZ +297.9% (+14.8%/yr)HIFS +128.7% (+8.6%/yr)FBIZ compounded faster over this window

FBIZ HIFS

FBIZ vs HIFS: by the numbers

•HIFS is the larger company ($615M vs $598M market cap).
•HIFS trades at the lower trailing earnings multiple (9.40 vs 10.78 P/E), one valuation lens rather than an overall verdict.
•HIFS converts more revenue to profit (27.02% vs 19.28% net margin).
•FBIZ grew revenue faster over the past five years (18.40% vs 14.19% CAGR).
•FBIZ pays the higher dividend yield (1.85% vs 1.13%).

Metrics side by side

Valuation

Metric	FBIZ	HIFS
P/E ratio	10.78	9.40
Forward P/E	10.93	N/A
PEG ratio	0.43	7.46
P/S ratio	2.08	2.51
P/B ratio	1.56	1.21

Profitability

Metric	FBIZ	HIFS
Operating margin	22.51%	35.75%
Net margin	19.28%	27.02%
ROE	14.04%	13.07%

First Business Financial Services, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Hingham Institution for Savings: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FBIZ	HIFS
Dividend yield	1.85%	1.13%
Payout ratio	19.76%	10.73%

Growth (annualized)

Metric	FBIZ	HIFS
Revenue CAGR (5Y)	18.40%	14.19%
EPS CAGR (5Y)	25.20%	1.03%
Total return CAGR (5Y)	22.36%	-3.11%

Frequently asked

Which has the lower trailing P/E, FBIZ or HIFS?: HIFS has the lower trailing P/E: FBIZ trades at 10.78 and HIFS at 9.40. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FBIZ or HIFS?: Over the past five years, FBIZ grew revenue faster — FBIZ at a 18.40% CAGR versus HIFS at 14.19%.
Does FBIZ or HIFS pay a bigger dividend?: FBIZ yields 1.85% and HIFS yields 1.13% based on trailing dividends and the latest price.
Is FBIZ or HIFS more profitable?: HIFS runs the higher net margin — FBIZ at 19.28% versus HIFS at 27.02%.
How have FBIZ and HIFS total returns compared?: Over the past 10 years, FBIZ delivered 14.83% and HIFS delivered 8.73% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FBIZ analysis Full HIFS analysis Interactive comparison tool

Dig into the metrics

First Business Financial Services P/E ratio Hingham Institution for Savings P/E ratio First Business Financial Services dividend yield Hingham Institution for Savings dividend yield First Business Financial Services ROE Hingham Institution for Savings ROE First Business Financial Services operating margin Hingham Institution for Savings operating margin First Business Financial Services revenue growth Hingham Institution for Savings revenue growth

First Business Financial Services & Hingham Institution for Savings appear in these rankings

Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.