Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 35.75% is in line with its 5-year average of 34.53%, around the middle of its 5-year range (9.83%–83.60%).
14.28% above its 12-month average of 31.28%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 46.45%.
OPERATING MARGIN
35.75%
OPERATING MARGIN AVG TTM
31.28%
OPERATING MARGIN AVG 3Y
20.30%
OPERATING MARGIN AVG 5Y
34.53%
OPERATING MARGIN AVG 10Y
43.20%
OPERATING MARGIN AVG 15Y
47.31%
OPERATING MARGIN AVG 20Y
39.62%
CURRENT VS TTM AVG
+14.28%
CURRENT VS 3Y AVG
+76.13%
CURRENT VS 5Y AVG
+3.53%
CURRENT VS 10Y AVG
-17.24%
CURRENT VS 15Y AVG
-24.43%
CURRENT VS 20Y AVG
-9.77%
SECTOR MEDIAN · FINANCIAL SERVICES
17.73%
median of 469 covered companies
CURRENT VS SECTOR MEDIAN
+101.64%
vs the sector median at left
Hingham Institution for Savings
Market Cap
$622.55M
Operating Margin
35.75%
TTM Avg
31.28%
3Y Avg
20.30%
5Y Avg
34.53%
Market Cap
$621.00M
Operating Margin
16.19%
TTM Avg
19.79%
3Y Avg
24.58%
5Y Avg
29.63%
Market Cap
$618.83M
Operating Margin
315.85%
TTM Avg
194.26%
3Y Avg
136.11%
5Y Avg
119.24%
Market Cap
$625.94M
Operating Margin
-123.13%
TTM Avg
276.79%
3Y Avg
108.67%
5Y Avg
38.79%
Market Cap
$604.41M
Operating Margin
-35.00%
TTM Avg
-20.70%
3Y Avg
-9.86%
5Y Avg
-7.36%
Market Cap
$633.49M
Operating Margin
11.35%
TTM Avg
9.60%
3Y Avg
13.49%
5Y Avg
18.93%
Market Cap
$635.68M
Operating Margin
108.91%
TTM Avg
111.19%
3Y Avg
116.54%
5Y Avg
65.65%
Market Cap
$640.45M
Operating Margin
0.00%
TTM Avg
56.62%
3Y Avg
1053.89%
5Y Avg
243.66%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Hingham Institution for Savings (HIFS) | $622.55M | 35.75% | 31.28% | 20.30% | 34.53% |
| Arrow Financial Corporation (AROW)vs › | $621.00M | 16.19% | 19.79% | 24.58% | 29.63% |
| Gladstone Investment Corp. (GAIN)vs › | $618.83M | 315.85% | 194.26% | 136.11% | 119.24% |
| American Bitcoin Corp (ABTC)vs › | $625.94M | -123.13% | 276.79% | 108.67% | 38.79% |
| Hypoport SE (HYPOF)vs › | $630.67M | 4.49% | 3.18% | 3.44% | 5.62% |
| Forward Industries, Inc. (FWDI)vs › | $604.41M | -35.00% | -20.70% | -9.86% | -7.36% |
| Coastal Financial Corporation (CCB)vs › | $633.49M | 11.35% | 9.60% | 13.49% | 18.93% |
| BlackRock Multi-Sector Income Trust (BIT)vs › | $635.68M | 108.91% | 111.19% | 116.54% | 65.65% |
| CoinShares PLC Ordinary Shares (CSHR)vs › | $640.45M | 0.00% | 56.62% | 1053.89% | 243.66% |
| Chaince Digital Holdings Inc. (CD)vs › | $595.83M | N/A | -317.88% | -805.85% | -866.17% |
Operating Margin
35.8%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 46.45% |
| 2026-03-31 | 9.95% |
| 2025-12-31 | 40.39% |
| 2025-09-30 | 35.85% |
| 2025-06-30 | 23.76% |
| 2025-03-31 | 19.11% |
| 2024-12-31 | 25.62% |
| 2024-09-30 | 14.76% |
| 2024-06-30 | 10.87% |
| 2024-03-31 | 14.90% |
| 2023-12-31 | 15.61% |
| 2023-09-30 | 9.83% |
| 2023-06-30 | 22.92% |
| 2023-03-31 | 26.00% |
| 2022-12-31 | 38.82% |
| 2022-09-30 | 48.37% |
| 2022-06-30 | 31.32% |
| 2022-03-31 | 64.40% |
| 2021-12-31 | 72.44% |
| 2021-09-30 | 70.17% |
| 2021-06-30 | 83.60% |
| 2021-03-31 | 73.00% |
| 2020-12-31 | 72.55% |
| 2020-09-30 | 68.48% |
| 2020-06-30 | 66.20% |
| 2020-03-31 | 19.45% |
| 2019-12-31 | 51.04% |
| 2019-09-30 | 43.72% |
| 2019-06-30 | 42.46% |
| 2019-03-31 | 47.50% |
| 2018-12-31 | 33.70% |
| 2018-09-30 | 48.73% |
| 2018-06-30 | 48.01% |
| 2018-03-31 | 52.78% |
| 2017-12-31 | 52.91% |
| 2017-09-30 | 52.49% |
| 2017-06-30 | 54.78% |
| 2017-03-31 | 53.98% |
| 2016-12-31 | 55.81% |
| 2016-09-30 | 54.35% |
| 2016-06-30 | 53.99% |
| 2016-03-31 | 52.08% |
| 2015-12-31 | 53.22% |
| 2015-09-30 | 51.66% |
| 2015-06-30 | 51.78% |
| 2015-03-31 | 50.21% |
| 2014-12-31 | 50.83% |
| 2014-09-30 | 51.48% |
| 2014-06-30 | 46.25% |
| 2014-03-31 | 57.92% |
| 2013-12-31 | 44.88% |
| 2013-09-30 | 44.72% |
| 2013-06-30 | 43.84% |
| 2013-03-31 | 43.78% |
| 2012-12-31 | 44.11% |
| 2012-09-30 | 44.82% |
| 2012-06-30 | 44.90% |
| 2012-03-31 | 43.62% |
| 2011-12-31 | 41.45% |
| 2011-09-30 | 41.52% |
| 2011-06-30 | 39.83% |
| 2011-03-31 | 39.37% |
| 2010-12-31 | 37.94% |
| 2010-09-30 | 37.29% |
| 2010-06-30 | 33.48% |
| 2010-03-31 | 32.06% |
| 2009-12-31 | 31.76% |
| 2009-09-30 | 29.98% |
| 2009-06-30 | 27.66% |
| 2009-03-31 | 22.56% |
| 2008-12-31 | 25.25% |
| 2008-09-30 | 25.91% |
| 2008-06-30 | 20.50% |
| 2008-03-31 | 17.72% |
| 2007-12-31 | 17.95% |
| 2007-09-30 | 15.31% |
| 2007-06-30 | 15.26% |
| 2007-03-31 | 13.57% |
| 2006-12-31 | 14.47% |
| 2006-09-30 | 18.94% |
| 2006-06-30 | 18.29% |
| 2006-03-31 | 22.75% |
| 2005-12-31 | 28.38% |
| 2005-09-30 | 30.29% |
| 2005-06-30 | 32.31% |
| 2005-03-31 | 32.64% |
| 2004-12-31 | 33.62% |
| 2004-09-30 | 34.46% |
| 2004-06-30 | 33.06% |
| 2004-03-31 | 33.00% |
| 2003-12-31 | 35.41% |
| 2003-09-30 | 36.47% |
| 2003-06-30 | 34.98% |
| 2003-03-31 | 36.19% |
| 2002-12-31 | 36.43% |
| 2002-09-30 | 29.90% |
