Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 11.35% is 20% below its 5-year average of 14.26%, near the low end of its 5-year range (5.78%–40.46%).
0.19% below its 12-month average of 11.37%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 13.13%.
OPERATING MARGIN
11.35%
OPERATING MARGIN AVG TTM
11.37%
OPERATING MARGIN AVG 3Y
10.97%
OPERATING MARGIN AVG 5Y
14.26%
OPERATING MARGIN AVG 10Y
21.73%
OPERATING MARGIN AVG 15Y
N/A
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-0.19%
CURRENT VS 3Y AVG
+3.44%
CURRENT VS 5Y AVG
-20.42%
CURRENT VS 10Y AVG
-47.77%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
17.91%
median of 411 covered companies
CURRENT VS SECTOR MEDIAN
-36.63%
vs the sector median at left
Coastal Financial Corporation
Market Cap
$624.44M
Operating Margin
11.35%
TTM Avg
11.37%
3Y Avg
10.97%
5Y Avg
14.26%
Market Cap
$618.84M
Operating Margin
35.75%
TTM Avg
23.77%
3Y Avg
27.98%
5Y Avg
41.30%
Market Cap
$618.83M
Operating Margin
315.85%
TTM Avg
194.26%
3Y Avg
136.11%
5Y Avg
119.24%
Market Cap
$617.85M
Operating Margin
16.19%
TTM Avg
19.79%
3Y Avg
24.58%
5Y Avg
29.63%
Market Cap
$633.40M
Operating Margin
108.91%
TTM Avg
111.19%
3Y Avg
116.54%
5Y Avg
65.65%
Market Cap
$635.10M
Operating Margin
-123.13%
TTM Avg
276.79%
3Y Avg
108.67%
5Y Avg
38.79%
Market Cap
$637.82M
Operating Margin
0.00%
TTM Avg
56.62%
3Y Avg
1053.89%
5Y Avg
243.66%
Market Cap
$649.10M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Coastal Financial Corporation (CCB) | $624.44M | 11.35% | 11.37% | 10.97% | 14.26% |
| Hingham Institution for Savings (HIFS)vs › | $618.84M | 35.75% | 23.77% | 27.98% | 41.30% |
| Gladstone Investment Corp. (GAIN)vs › | $618.83M | 315.85% | 194.26% | 136.11% | 119.24% |
| Hypoport SE (HYPOF)vs › | $630.67M | 4.49% | 3.18% | 3.44% | 5.62% |
| Arrow Financial Corporation (AROW)vs › | $617.85M | 16.19% | 19.79% | 24.58% | 29.63% |
| BlackRock Multi-Sector Income Trust (BIT)vs › | $633.40M | 108.91% | 111.19% | 116.54% | 65.65% |
| American Bitcoin Corp (ABTC)vs › | $635.10M | -123.13% | 276.79% | 108.67% | 38.79% |
| CoinShares PLC Ordinary Shares (CSHR)vs › | $637.82M | 0.00% | 56.62% | 1053.89% | 243.66% |
| Drugs Made In America Acquisition II Corp. Ordinary Shares (DMII)vs › | $649.10M | 0.00% | 0.00% | 0.00% | 0.00% |
| Forward Industries, Inc. (FWDI)vs › | $598.14M | -35.00% | -20.70% | -9.86% | -7.36% |
Operating Margin
11.3%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 13.13% |
| 2026-03-31 | 8.20% |
| 2025-12-31 | 10.32% |
| 2025-09-30 | 12.72% |
| 2025-06-30 | 12.49% |
| 2025-03-31 | 8.79% |
| 2024-12-31 | 12.47% |
| 2024-09-30 | 10.89% |
| 2024-06-30 | 11.00% |
| 2024-03-31 | 5.78% |
| 2023-12-31 | 9.28% |
| 2023-09-30 | 13.45% |
| 2023-06-30 | 14.14% |
| 2023-03-31 | 15.46% |
| 2022-12-31 | 18.55% |
| 2022-09-30 | 22.58% |
| 2022-06-30 | 26.98% |
| 2022-03-31 | 20.11% |
| 2021-12-31 | 24.68% |
| 2021-09-30 | 34.18% |
| 2021-06-30 | 40.46% |
| 2021-03-31 | 35.71% |
| 2020-12-31 | 29.25% |
| 2020-09-30 | 28.36% |
| 2020-06-30 | 27.37% |
| 2020-03-31 | 21.77% |
| 2019-12-31 | 30.19% |
| 2019-09-30 | 30.67% |
| 2019-06-30 | 29.62% |
| 2019-03-31 | 26.53% |
| 2018-12-31 | 30.76% |
| 2018-09-30 | 28.64% |
| 2018-06-30 | 26.52% |
| 2018-03-31 | 23.85% |
| 2017-12-31 | 26.89% |
| 2017-09-30 | 30.22% |
| 2017-06-30 | 31.17% |
| 2017-03-31 | 22.58% |
