Which has the lower trailing P/E, AROW or HIFS?

HIFS has the lower trailing P/E: AROW trades at 12.09 and HIFS at 9.51. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, AROW or HIFS?

Over the past five years, HIFS grew revenue faster — AROW at a 7.45% CAGR versus HIFS at 14.19%.

Does AROW or HIFS pay a bigger dividend?

AROW yields 3.18% and HIFS yields 1.13% based on trailing dividends and the latest price.

Is AROW or HIFS more profitable?

HIFS runs the higher net margin — AROW at 24.21% versus HIFS at 27.02%.

How have AROW and HIFS total returns compared?

Over the past 10 years, AROW delivered 6.23% and HIFS delivered 8.73% annualized total return. Past performance doesn't predict future results.

Arrow Financial Corporation (AROW) vs Hingham Institution for Savings (HIFS)

A side-by-side comparison of Arrow Financial Corporation and Hingham Institution for Savings across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

AROW

Arrow Financial Corporation

$623M

$37.72Financial ServicesDelayed quote: Oct 6, 2026, 10:10 AM EDT

HIFS

Hingham Institution for Savings

$623M

$285.54Financial ServicesDelayed quote: Oct 6, 2026, 10:04 AM EDT

Total return — AROW vs HIFS

growth of $100 · dividends reinvested · last 10y

AROW +86.4% (+6.4%/yr)HIFS +126.2% (+8.5%/yr)HIFS compounded faster over this window

AROW HIFS

AROW vs HIFS: by the numbers

•AROW is the larger company ($623M vs $623M market cap).
•HIFS trades at the lower trailing earnings multiple (9.51 vs 12.09 P/E), one valuation lens rather than an overall verdict.
•HIFS converts more revenue to profit (27.02% vs 24.21% net margin).
•HIFS grew revenue faster over the past five years (14.19% vs 7.45% CAGR).
•AROW pays the higher dividend yield (3.18% vs 1.13%).

Metrics side by side

Valuation

Metric	AROW	HIFS
P/E ratio	12.09	9.51
Forward P/E	10.74	N/A
PEG ratio	6.30	7.55
P/S ratio	2.94	2.54
P/B ratio	1.40	1.23

Profitability

Metric	AROW	HIFS
Operating margin	16.19%	35.75%
Net margin	24.21%	27.02%
ROE	11.49%	13.07%

Arrow Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Hingham Institution for Savings: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	AROW	HIFS
Dividend yield	3.18%	1.13%
Payout ratio	38.14%	10.73%

Growth (annualized)

Metric	AROW	HIFS
Revenue CAGR (5Y)	7.45%	14.19%
EPS CAGR (5Y)	1.91%	1.03%
Total return CAGR (5Y)	5.90%	-3.11%

Frequently asked

Which has the lower trailing P/E, AROW or HIFS?: HIFS has the lower trailing P/E: AROW trades at 12.09 and HIFS at 9.51. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AROW or HIFS?: Over the past five years, HIFS grew revenue faster — AROW at a 7.45% CAGR versus HIFS at 14.19%.
Does AROW or HIFS pay a bigger dividend?: AROW yields 3.18% and HIFS yields 1.13% based on trailing dividends and the latest price.
Is AROW or HIFS more profitable?: HIFS runs the higher net margin — AROW at 24.21% versus HIFS at 27.02%.
How have AROW and HIFS total returns compared?: Over the past 10 years, AROW delivered 6.23% and HIFS delivered 8.73% annualized total return. Past performance doesn't predict future results.

Go deeper

Full AROW analysis Full HIFS analysis Interactive comparison tool

Dig into the metrics

Arrow Financial P/E ratio Hingham Institution for Savings P/E ratio Arrow Financial dividend yield Hingham Institution for Savings dividend yield Arrow Financial ROE Hingham Institution for Savings ROE Arrow Financial operating margin Hingham Institution for Savings operating margin Arrow Financial revenue growth Hingham Institution for Savings revenue growth

Arrow Financial & Hingham Institution for Savings appear in these rankings

Highest Dividend Yield Stocks Highest Operating Margin Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.