Greene County Bancorp, Inc. (GCBC) vs Kearny Financial Corp. (KRNY)
A side-by-side comparison of Greene County Bancorp, Inc. and Kearny Financial Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — GCBC vs KRNY
growth of $100 · dividends reinvested · last 10yGCBC vs KRNY: by the numbers
- •GCBC is the larger company ($596M vs $589M market cap).
- •GCBC trades at the lower trailing earnings multiple (14.52 vs 16.41 P/E), one valuation lens rather than an overall verdict.
- •GCBC converts more revenue to profit (28.14% vs 10.45% net margin).
- •GCBC grew revenue faster over the past five years (16.48% vs 6.28% CAGR).
- •KRNY pays the higher dividend yield (4.75% vs 1.19%).
Metrics side by side
Valuation
| Metric | GCBC | KRNY |
|---|---|---|
| P/E ratio | 14.52 | 16.41 |
| Forward P/E | N/A | 11.89 |
| PEG ratio | 1.28 | N/A |
| P/S ratio | 4.09 | 1.70 |
| P/B ratio | 2.14 | 0.77 |
Profitability
| Metric | GCBC | KRNY |
|---|---|---|
| Operating margin | 32.12% | 13.66% |
| Net margin | 28.14% | 10.45% |
| ROE | 14.77% | 4.73% |
Greene County Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Kearny Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | GCBC | KRNY |
|---|---|---|
| Dividend yield | 1.19% | 4.75% |
| Payout ratio | 17.01% | 77.19% |
Growth (annualized)
| Metric | GCBC | KRNY |
|---|---|---|
| Revenue CAGR (5Y) | 16.48% | 6.28% |
| EPS CAGR (5Y) | 11.32% | -5.51% |
| Total return CAGR (5Y) | 15.98% | -1.00% |
Frequently asked
- Which has the lower trailing P/E, GCBC or KRNY?
- GCBC has the lower trailing P/E: GCBC trades at 14.52 and KRNY at 16.41. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, GCBC or KRNY?
- Over the past five years, GCBC grew revenue faster — GCBC at a 16.48% CAGR versus KRNY at 6.28%.
- Does GCBC or KRNY pay a bigger dividend?
- GCBC yields 1.19% and KRNY yields 4.75% based on trailing dividends and the latest price.
- Is GCBC or KRNY more profitable?
- GCBC runs the higher net margin — GCBC at 28.14% versus KRNY at 10.45%.
- How have GCBC and KRNY total returns compared?
- Over the past 10 years, GCBC delivered 16.87% and KRNY delivered 0.04% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Greene County Bancorp & Kearny Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.