Which has the lower trailing P/E, AROW or GCBC?

AROW has the lower trailing P/E: AROW trades at 11.94 and GCBC at 14.29. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, AROW or GCBC?

Over the past five years, GCBC grew revenue faster — AROW at a 7.45% CAGR versus GCBC at 16.48%.

Does AROW or GCBC pay a bigger dividend?

AROW yields 3.18% and GCBC yields 1.19% based on trailing dividends and the latest price.

Is AROW or GCBC more profitable?

GCBC runs the higher net margin — AROW at 24.21% versus GCBC at 28.14%.

How have AROW and GCBC total returns compared?

Over the past 10 years, AROW delivered 6.23% and GCBC delivered 16.87% annualized total return. Past performance doesn't predict future results.

Arrow Financial Corporation (AROW) vs Greene County Bancorp, Inc. (GCBC)

A side-by-side comparison of Arrow Financial Corporation and Greene County Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

AROW

Arrow Financial Corporation

$616M

$37.26Financial ServicesDelayed quote: Oct 6, 2026, 3:35 PM EDT

GCBC

Greene County Bancorp, Inc.

$587M

$34.45Financial ServicesDelayed quote: Oct 6, 2026, 3:34 PM EDT

Total return — AROW vs GCBC

growth of $100 · dividends reinvested · last 10y

AROW +85.1% (+6.4%/yr)GCBC +377.9% (+16.9%/yr)GCBC compounded faster over this window

AROW GCBC

AROW vs GCBC: by the numbers

•AROW is the larger company ($616M vs $587M market cap).
•AROW trades at the lower trailing earnings multiple (11.94 vs 14.29 P/E), one valuation lens rather than an overall verdict.
•GCBC converts more revenue to profit (28.14% vs 24.21% net margin).
•GCBC grew revenue faster over the past five years (16.48% vs 7.45% CAGR).
•AROW pays the higher dividend yield (3.18% vs 1.19%).

Metrics side by side

Valuation

Metric	AROW	GCBC
P/E ratio	11.94	14.29
Forward P/E	10.61	N/A
PEG ratio	6.22	1.26
P/S ratio	2.91	4.02
P/B ratio	1.38	2.11

Profitability

Metric	AROW	GCBC
Operating margin	16.19%	32.12%
Net margin	24.21%	28.14%
ROE	11.49%	14.77%

Arrow Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Greene County Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	AROW	GCBC
Dividend yield	3.18%	1.19%
Payout ratio	38.14%	17.01%

Growth (annualized)

Metric	AROW	GCBC
Revenue CAGR (5Y)	7.45%	16.48%
EPS CAGR (5Y)	1.91%	11.32%
Total return CAGR (5Y)	5.90%	15.98%

Frequently asked

Which has the lower trailing P/E, AROW or GCBC?: AROW has the lower trailing P/E: AROW trades at 11.94 and GCBC at 14.29. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AROW or GCBC?: Over the past five years, GCBC grew revenue faster — AROW at a 7.45% CAGR versus GCBC at 16.48%.
Does AROW or GCBC pay a bigger dividend?: AROW yields 3.18% and GCBC yields 1.19% based on trailing dividends and the latest price.
Is AROW or GCBC more profitable?: GCBC runs the higher net margin — AROW at 24.21% versus GCBC at 28.14%.
How have AROW and GCBC total returns compared?: Over the past 10 years, AROW delivered 6.23% and GCBC delivered 16.87% annualized total return. Past performance doesn't predict future results.

Go deeper

Full AROW analysis Full GCBC analysis Interactive comparison tool

Dig into the metrics

Arrow Financial P/E ratio Greene County Bancorp P/E ratio Arrow Financial dividend yield Greene County Bancorp dividend yield Arrow Financial ROE Greene County Bancorp ROE Arrow Financial operating margin Greene County Bancorp operating margin Arrow Financial revenue growth Greene County Bancorp revenue growth

Arrow Financial & Greene County Bancorp appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.