Bridgewater Bancshares, Inc. (BWB) vs Donegal Group Inc. (DGICB)
A side-by-side comparison of Bridgewater Bancshares, Inc. and Donegal Group Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BWB vs DGICB
growth of $100 · dividends reinvested · last 9yBWB vs DGICB: by the numbers
- •BWB is the larger company ($570M vs $568M market cap).
- •DGICB trades at the lower trailing earnings multiple (8.83 vs 11.10 P/E), one valuation lens rather than an overall verdict.
- •BWB converts more revenue to profit (22.07% vs 7.38% net margin).
- •BWB grew revenue faster over the past five years (15.26% vs 3.86% CAGR).
- •DGICB pays a dividend (3.89% yield), while BWB has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | BWB | DGICB |
|---|---|---|
| P/E ratio | 11.10 | 8.83 |
| Forward P/E | 11.12 | 9.72 |
| PEG ratio | 1.11 | 2.48 |
| P/S ratio | 2.23 | 0.59 |
| P/B ratio | 1.18 | 0.85 |
Profitability
| Metric | BWB | DGICB |
|---|---|---|
| Operating margin | 13.20% | 9.10% |
| Net margin | 22.07% | 7.38% |
| ROE | 10.28% | 10.67% |
Bridgewater Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Donegal Group Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BWB | DGICB |
|---|---|---|
| Dividend yield | N/A | 3.89% |
| Payout ratio | N/A | 34.34% |
Growth (annualized)
| Metric | BWB | DGICB |
|---|---|---|
| Revenue CAGR (5Y) | 15.26% | 3.86% |
| EPS CAGR (5Y) | 10.00% | 4.28% |
| Total return CAGR (5Y) | 2.57% | 7.50% |
Frequently asked
- Which has the lower trailing P/E, BWB or DGICB?
- DGICB has the lower trailing P/E: BWB trades at 11.10 and DGICB at 8.83. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BWB or DGICB?
- Over the past five years, BWB grew revenue faster — BWB at a 15.26% CAGR versus DGICB at 3.86%.
- Does BWB or DGICB pay a bigger dividend?
- DGICB pays a dividend (3.89% yield), while BWB has no payments in the available dividend history.
- Is BWB or DGICB more profitable?
- BWB runs the higher net margin — BWB at 22.07% versus DGICB at 7.38%.
- How have BWB and DGICB total returns compared?
- Over the past 5 years, BWB delivered 2.57% and DGICB delivered 7.50% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bridgewater Bancshares & Donegal appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.