Civista Bancshares, Inc. (CIVB) vs Community West Bancshares (CWBC)
A side-by-side comparison of Civista Bancshares, Inc. and Community West Bancshares across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CIVB vs CWBC
growth of $100 · dividends reinvested · last 7yCIVB vs CWBC: by the numbers
- •CWBC is the larger company ($560M vs $557M market cap).
- •CIVB trades at the lower trailing earnings multiple (9.93 vs 14.37 P/E), one valuation lens rather than an overall verdict.
- •CIVB converts more revenue to profit (24.20% vs 18.37% net margin).
- •CWBC grew revenue faster over the past five years (20.47% vs 11.24% CAGR).
- •CIVB pays the higher dividend yield (2.65% vs 1.81%).
Metrics side by side
Valuation
| Metric | CIVB | CWBC |
|---|---|---|
| P/E ratio | 9.93 | 14.37 |
| Forward P/E | 9.44 | 13.67 |
| PEG ratio | 1.74 | 3.33 |
| P/S ratio | 2.48 | 2.84 |
| P/B ratio | 0.98 | 0.92 |
Profitability
| Metric | CIVB | CWBC |
|---|---|---|
| Operating margin | 21.66% | 25.50% |
| Net margin | 24.20% | 18.37% |
| ROE | 9.59% | 5.96% |
Civista Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Community West Bancshares: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CIVB | CWBC |
|---|---|---|
| Dividend yield | 2.65% | 1.81% |
| Payout ratio | 26.30% | 25.95% |
Growth (annualized)
| Metric | CIVB | CWBC |
|---|---|---|
| Revenue CAGR (5Y) | 11.24% | 20.47% |
| EPS CAGR (5Y) | 5.71% | 4.41% |
| Total return CAGR (5Y) | 4.69% | 6.94% |
Frequently asked
- Which has the lower trailing P/E, CIVB or CWBC?
- CIVB has the lower trailing P/E: CIVB trades at 9.93 and CWBC at 14.37. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CIVB or CWBC?
- Over the past five years, CWBC grew revenue faster — CIVB at a 11.24% CAGR versus CWBC at 20.47%.
- Does CIVB or CWBC pay a bigger dividend?
- CIVB yields 2.65% and CWBC yields 1.81% based on trailing dividends and the latest price.
- Is CIVB or CWBC more profitable?
- CIVB runs the higher net margin — CIVB at 24.20% versus CWBC at 18.37%.
- How have CIVB and CWBC total returns compared?
- Over the past 5 years, CIVB delivered 4.69% and CWBC delivered 6.94% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Civista Bancshares & Community West Bancshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.