Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 25.50% is 18% below its 5-year average of 30.95%, around the middle of its 5-year range (-17.56%–49.75%).
2.86% above its 12-month average of 24.79%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 8.56%.
OPERATING MARGIN
25.50%
OPERATING MARGIN AVG TTM
24.79%
OPERATING MARGIN AVG 3Y
23.75%
OPERATING MARGIN AVG 5Y
30.95%
OPERATING MARGIN AVG 10Y
33.80%
OPERATING MARGIN AVG 15Y
30.85%
OPERATING MARGIN AVG 20Y
27.22%
CURRENT VS TTM AVG
+2.86%
CURRENT VS 3Y AVG
+7.36%
CURRENT VS 5Y AVG
-17.62%
CURRENT VS 10Y AVG
-24.56%
CURRENT VS 15Y AVG
-17.35%
CURRENT VS 20Y AVG
-6.32%
SECTOR MEDIAN · FINANCIAL SERVICES
16.32%
median of 616 covered companies
CURRENT VS SECTOR MEDIAN
+56.25%
vs the sector median at left
Community West Bancshares
Market Cap
$559.31M
Operating Margin
25.50%
TTM Avg
24.79%
3Y Avg
23.75%
5Y Avg
30.95%
Market Cap
$559.11M
Operating Margin
17.70%
TTM Avg
15.80%
3Y Avg
13.47%
5Y Avg
16.78%
Market Cap
$560.55M
Operating Margin
13.20%
TTM Avg
19.04%
3Y Avg
25.89%
5Y Avg
29.84%
Market Cap
$558.03M
Operating Margin
21.66%
TTM Avg
18.39%
3Y Avg
22.70%
5Y Avg
26.05%
Market Cap
$561.81M
Operating Margin
N/A
TTM Avg
28.93%
3Y Avg
-61.51%
5Y Avg
-43.05%
Market Cap
$549.69M
Operating Margin
36.54%
TTM Avg
29.75%
3Y Avg
27.02%
5Y Avg
28.91%
Market Cap
$569.39M
Operating Margin
13.20%
TTM Avg
19.04%
3Y Avg
25.89%
5Y Avg
29.84%
Market Cap
$546.96M
Operating Margin
9.10%
TTM Avg
8.14%
3Y Avg
4.10%
5Y Avg
4.71%
Market Cap
$572.65M
Operating Margin
24.12%
TTM Avg
13.48%
3Y Avg
16.53%
5Y Avg
23.46%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Community West Bancshares (CWBC) | $559.31M | 25.50% | 24.79% | 23.75% | 30.95% |
| Investors Title Company (ITIC)vs › | $559.11M | 17.70% | 15.80% | 13.47% | 16.78% |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $560.55M | 13.20% | 19.04% | 25.89% | 29.84% |
| Civista Bancshares, Inc. (CIVB)vs › | $558.03M | 21.66% | 18.39% | 22.70% | 26.05% |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $561.81M | N/A | 28.93% | -61.51% | -43.05% |
| Northrim BanCorp, Inc. (NRIM)vs › | $549.69M | 36.54% | 29.75% | 27.02% | 28.91% |
| Bridgewater Bancshares, Inc. (BWB)vs › | $569.39M | 13.20% | 19.04% | 25.89% | 29.84% |
| Donegal Group Inc. (DGICB)vs › | $546.96M | 9.10% | 8.14% | 4.10% | 4.71% |
| Southern First Bancshares, Inc. (SFST)vs › | $572.65M | 24.12% | 13.48% | 16.53% | 23.46% |
| Bank7 Corp. (BSVN)vs › | $535.75M | 41.46% | 41.81% | 40.04% | 43.34% |
Operating Margin
25.5%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 8.56% |
| 2026-03-31 | 31.36% |
| 2025-12-31 | 31.18% |
| 2025-09-30 | 30.62% |
| 2025-06-30 | 22.23% |
| 2025-03-31 | 24.10% |
| 2024-12-31 | 21.18% |
| 2024-09-30 | 9.13% |
| 2024-06-30 | -17.56% |
| 2024-03-31 | 17.81% |
| 2023-12-31 | 27.77% |
| 2023-09-30 | 30.59% |
| 2023-06-30 | 30.50% |
| 2023-03-31 | 36.70% |
| 2022-12-31 | 42.95% |
| 2022-09-30 | 37.70% |
| 2022-06-30 | 40.65% |
| 2022-03-31 | 40.44% |
| 2021-12-31 | 42.74% |
| 2021-09-30 | 43.13% |
| 2021-06-30 | 49.75% |
| 2021-03-31 | 51.29% |
| 2020-12-31 | 46.35% |
| 2020-09-30 | 31.81% |
| 2020-06-30 | 17.67% |
| 2020-03-31 | 40.44% |
| 2019-12-31 | 34.55% |
| 2019-09-30 | 40.38% |
| 2019-06-30 | 40.36% |
| 2019-03-31 | 38.27% |
| 2018-12-31 | 37.86% |
| 2018-09-30 | 41.21% |
| 2018-06-30 | 36.04% |
| 2018-03-31 | 37.90% |
| 2017-12-31 | 25.30% |
| 2017-09-30 | 41.53% |
| 2017-06-30 | 40.64% |
| 2017-03-31 | 35.91% |
| 2016-12-31 | 27.45% |
| 2016-09-30 | 34.24% |
| 2016-06-30 | 65.65% |
| 2016-03-31 | 34.59% |
| 2015-12-31 | 28.18% |
| 2015-09-30 | 24.48% |
| 2015-06-30 | 30.20% |
| 2015-03-31 | 25.42% |
| 2014-12-31 | -42.46% |
| 2014-09-30 | 24.23% |
| 2014-06-30 | 30.17% |
| 2014-03-31 | 27.56% |
| 2013-12-31 | 23.04% |
| 2013-09-30 | 27.00% |
| 2013-06-30 | 16.73% |
| 2013-03-31 | 23.18% |
| 2012-12-31 | 20.31% |
| 2012-09-30 | 31.11% |
| 2012-06-30 | 22.77% |
| 2012-03-31 | 20.50% |
| 2011-12-31 | 22.56% |
| 2011-09-30 | 18.75% |
| 2011-06-30 | 20.41% |
| 2011-03-31 | 20.54% |
| 2010-12-31 | 1.23% |
| 2010-09-30 | 7.21% |
| 2010-06-30 | 5.10% |
| 2010-03-31 | 14.41% |
| 2009-12-31 | -1.47% |
| 2009-09-30 | 0.70% |
| 2009-06-30 | 4.39% |
| 2009-03-31 | 12.01% |
| 2008-12-31 | 17.77% |
| 2008-09-30 | 19.72% |
| 2008-06-30 | 21.65% |
| 2008-03-31 | 22.18% |
| 2007-12-31 | 26.70% |
| 2007-09-30 | 24.34% |
| 2007-06-30 | 25.33% |
| 2007-03-31 | 25.54% |
| 2006-12-31 | 27.13% |
| 2006-09-30 | 29.04% |
| 2006-06-30 | 30.29% |
| 2006-03-31 | 26.65% |
| 2005-12-31 | 31.57% |
| 2005-09-30 | 33.48% |
| 2005-06-30 | 32.65% |
| 2005-03-31 | 27.42% |
| 2004-12-31 | 25.37% |
| 2004-09-30 | 29.38% |
| 2004-06-30 | 26.15% |
| 2004-03-31 | 27.94% |
| 2003-12-31 | 25.44% |
| 2003-09-30 | 28.59% |
| 2003-06-30 | 22.92% |
| 2003-03-31 | 22.78% |
| 2002-12-31 | 20.92% |
| 2002-09-30 | 23.14% |
