Bridgewater Bancshares, Inc. (BWBBP) vs Donegal Group Inc. (DGICB)
A side-by-side comparison of Bridgewater Bancshares, Inc. and Donegal Group Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BWBBP vs DGICB
growth of $100 · dividends reinvested · last 5yBWBBP vs DGICB: by the numbers
- •DGICB is the larger company ($570M vs $559M market cap).
- •DGICB trades at the lower trailing earnings multiple (8.86 vs 10.49 P/E), one valuation lens rather than an overall verdict.
- •BWBBP converts more revenue to profit (22.07% vs 7.38% net margin).
- •BWBBP grew revenue faster over the past five years (15.26% vs 3.86% CAGR).
- •BWBBP pays the higher dividend yield (7.59% vs 3.89%).
Metrics side by side
Valuation
| Metric | BWBBP | DGICB |
|---|---|---|
| P/E ratio | 10.49 | 8.86 |
| Forward P/E | 10.50 | 9.74 |
| PEG ratio | 1.05 | 2.49 |
| P/S ratio | 2.19 | 0.59 |
| P/B ratio | 1.16 | 0.86 |
Profitability
| Metric | BWBBP | DGICB |
|---|---|---|
| Operating margin | 13.20% | 9.10% |
| Net margin | 22.07% | 7.38% |
| ROE | 10.28% | 10.67% |
Bridgewater Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Donegal Group Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BWBBP | DGICB |
|---|---|---|
| Dividend yield | 7.59% | 3.89% |
| Payout ratio | 79.83% | 34.34% |
Growth (annualized)
| Metric | BWBBP | DGICB |
|---|---|---|
| Revenue CAGR (5Y) | 15.26% | 3.86% |
| EPS CAGR (5Y) | 10.00% | 4.28% |
| Total return CAGR (5Y) | 0.96% | 7.50% |
Frequently asked
- Which has the lower trailing P/E, BWBBP or DGICB?
- DGICB has the lower trailing P/E: BWBBP trades at 10.49 and DGICB at 8.86. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BWBBP or DGICB?
- Over the past five years, BWBBP grew revenue faster — BWBBP at a 15.26% CAGR versus DGICB at 3.86%.
- Does BWBBP or DGICB pay a bigger dividend?
- BWBBP yields 7.59% and DGICB yields 3.89% based on trailing dividends and the latest price.
- Is BWBBP or DGICB more profitable?
- BWBBP runs the higher net margin — BWBBP at 22.07% versus DGICB at 7.38%.
- How have BWBBP and DGICB total returns compared?
- Over the past 5 years, BWBBP delivered 0.96% and DGICB delivered 7.50% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bridgewater Bancshares & Donegal appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.