Donegal Group Inc. (DGICB) vs Northrim BanCorp, Inc. (NRIM)
A side-by-side comparison of Donegal Group Inc. and Northrim BanCorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — DGICB vs NRIM
growth of $100 · dividends reinvested · last 10yDGICB vs NRIM: by the numbers
- •NRIM is the larger company ($549M vs $547M market cap).
- •NRIM trades at the lower trailing earnings multiple (8.12 vs 8.51 P/E), one valuation lens rather than an overall verdict.
- •NRIM converts more revenue to profit (27.52% vs 7.38% net margin).
- •NRIM grew revenue faster over the past five years (10.58% vs 3.86% CAGR).
- •DGICB pays the higher dividend yield (3.89% vs 2.61%).
Metrics side by side
Valuation
| Metric | DGICB | NRIM |
|---|---|---|
| P/E ratio | 8.51 | 8.12 |
| Forward P/E | 9.36 | 9.32 |
| PEG ratio | 2.39 | 0.46 |
| P/S ratio | 0.57 | 2.21 |
| P/B ratio | 0.82 | 1.58 |
Profitability
| Metric | DGICB | NRIM |
|---|---|---|
| Operating margin | 9.10% | 36.54% |
| Net margin | 7.38% | 27.52% |
| ROE | 10.67% | 19.71% |
Donegal Group Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Northrim BanCorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | DGICB | NRIM |
|---|---|---|
| Dividend yield | 3.89% | 2.61% |
| Payout ratio | 34.34% | 21.38% |
Growth (annualized)
| Metric | DGICB | NRIM |
|---|---|---|
| Revenue CAGR (5Y) | 3.86% | 10.58% |
| EPS CAGR (5Y) | 4.28% | 17.66% |
| Total return CAGR (5Y) | 7.50% | 21.72% |
Frequently asked
- Which has the lower trailing P/E, DGICB or NRIM?
- NRIM has the lower trailing P/E: DGICB trades at 8.51 and NRIM at 8.12. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, DGICB or NRIM?
- Over the past five years, NRIM grew revenue faster — DGICB at a 3.86% CAGR versus NRIM at 10.58%.
- Does DGICB or NRIM pay a bigger dividend?
- DGICB yields 3.89% and NRIM yields 2.61% based on trailing dividends and the latest price.
- Is DGICB or NRIM more profitable?
- NRIM runs the higher net margin — DGICB at 7.38% versus NRIM at 27.52%.
- How have DGICB and NRIM total returns compared?
- Over the past 10 years, DGICB delivered 2.95% and NRIM delivered 18.61% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Donegal & Northrim BanCorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.