Financial - Credit Services · San Francisco, CA
Delayed quote: Sep 8, 2026, 3:45 PM EDT
Financial - Credit Services · San Francisco, CA
Delayed quote: Sep 8, 2026, 3:45 PM EDT
Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 64.22% is 39% above its 5-year average of 46.07%, near the high end of its 5-year range (28.75%–64.22%).
As of the fiscal period ended Tuesday, June 30, 2026. 12.44% above its 12-month average of 57.11%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation.
RETURN ON EQUITY (ROE)
64.22%
RETURN ON EQUITY (ROE) AVG TTM
57.11%
RETURN ON EQUITY (ROE) AVG 3Y
50.17%
RETURN ON EQUITY (ROE) AVG 5Y
46.07%
RETURN ON EQUITY (ROE) AVG 10Y
36.83%
RETURN ON EQUITY (ROE) AVG 15Y
30.20%
RETURN ON EQUITY (ROE) AVG 20Y
26.70%
CURRENT VS TTM AVG
+12.44%
CURRENT VS 3Y AVG
+28.01%
CURRENT VS 5Y AVG
+39.39%
CURRENT VS 10Y AVG
+74.35%
CURRENT VS 15Y AVG
+112.65%
CURRENT VS 20Y AVG
+140.49%
SECTOR MEDIAN · FINANCIAL SERVICES
13.52%
median of 101 covered companies
CURRENT VS SECTOR MEDIAN
+375.01%
vs the sector median at left
Visa Inc.
Market Cap
$689.67B
Return on Equity (ROE)
64.22%
TTM Avg
57.11%
3Y Avg
50.17%
5Y Avg
46.07%
Market Cap
$499.86B
Return on Equity (ROE)
289.73%
TTM Avg
195.99%
3Y Avg
177.81%
5Y Avg
155.05%
Market Cap
$220.52B
Return on Equity (ROE)
33.39%
TTM Avg
32.91%
3Y Avg
31.52%
5Y Avg
29.34%
Market Cap
$45.58B
Return on Equity (ROE)
24.73%
TTM Avg
23.07%
3Y Avg
19.56%
5Y Avg
19.74%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Visa Inc. (V) | $689.67B | 64.22% | 57.11% | 50.17% | 46.07% |
| Mastercard Incorporated (MA)vs › | $499.86B | 289.73% | 195.99% | 177.81% | 155.05% |
| American Express Company (AXP)vs › | $220.52B | 33.39% | 32.91% | 31.52% | 29.34% |
| PayPal Holdings, Inc. (PYPL)vs › | $45.58B | 24.73% | 23.07% | 19.56% | 19.74% |
| Block, Inc. (SQ)vs › | $51.73B | -4.32% | 6.80% | 2.63% | 3.93% |
| Discover Financial Services (DFS)vs › | $50.34B | 25.29% | 22.47% | 29.21% | 25.38% |
ROE
64.2%
ROA
23.9%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 64.22% |
| 2026-03-31 | 62.35% |
| 2025-12-31 | 53.62% |
| 2025-09-30 | 52.91% |
| 2025-06-30 | 52.47% |
| 2025-03-31 | 52.29% |
| 2024-12-31 | 52.15% |
| 2024-09-30 | 50.45% |
| 2024-06-30 | 48.09% |
| 2024-03-31 | 45.42% |
| 2023-12-31 | 45.26% |
| 2023-09-30 | 44.60% |
| 2023-06-30 | 42.41% |
| 2023-03-31 | 40.94% |
| 2022-12-31 | 41.10% |
| 2022-09-30 | 42.04% |
| 2022-06-30 | 41.15% |
| 2022-03-31 | 38.25% |
| 2021-12-31 | 36.32% |
| 2021-09-30 | 32.75% |
| 2021-06-30 | 28.75% |
| 2021-03-31 | 28.28% |
| 2020-12-31 | 28.45% |
| 2020-09-30 | 30.01% |
| 2020-06-30 | 33.09% |
| 2020-03-31 | 36.09% |
| 2019-12-31 | 35.09% |
| 2019-09-30 | 34.83% |
| 2019-06-30 | 34.00% |
| 2019-03-31 | 32.47% |
| 2018-12-31 | 31.55% |
| 2018-09-30 | 30.29% |
| 2018-06-30 | 28.80% |
| 2018-03-31 | 27.35% |
| 2017-12-31 | 21.41% |
| 2017-09-30 | 20.45% |
| 2017-06-30 | 20.32% |
| 2017-03-31 | 15.73% |
| 2016-12-31 | 19.29% |
| 2016-09-30 | 18.20% |
| 2016-06-30 | 16.97% |
| 2016-03-31 | 23.54% |
| 2015-12-31 | 22.73% |
| 2015-09-30 | 21.21% |
| 2015-06-30 | 20.57% |
| 2015-03-31 | 19.66% |
| 2014-12-31 | 20.04% |
| 2014-09-30 | 19.84% |
| 2014-06-30 | 20.37% |
| 2014-03-31 | 19.86% |
| 2013-12-31 | 18.86% |
| 2013-09-30 | 18.53% |
| 2013-06-30 | 20.18% |
| 2013-03-31 | 8.87% |
| 2012-12-31 | 8.73% |
| 2012-09-30 | 7.76% |
| 2012-06-30 | 5.21% |
| 2012-03-31 | 14.75% |
| 2011-12-31 | 13.90% |
| 2011-09-30 | 13.81% |
| 2011-06-30 | 13.60% |
| 2011-03-31 | 12.45% |
| 2010-12-31 | 12.09% |
| 2010-09-30 | 11.86% |
| 2010-06-30 | 10.97% |
| 2010-03-31 | 11.34% |
| 2009-12-31 | 10.83% |
| 2009-09-30 | 10.15% |
| 2009-06-30 | 6.51% |
| 2009-03-31 | 5.32% |
| 2008-12-31 | 4.41% |
| 2008-09-30 | 3.61% |
| 2008-06-30 | -2.43% |
| 2008-03-31 | -3.24% |
| 2007-12-31 | -5.13% |
| 2007-06-30 | 60.61% |
| 2007-03-31 | 64.72% |