Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 1.33 is 354% above its 5-year average of 0.29, near the high end of its 5-year range (0.20–1.33).
As of the fiscal period ended Tuesday, March 31, 2026. 183.60% above its 12-month average of 0.47.
Reported quarterly quick ratio; no daily interpolation.
QUICK RATIO (ACID-TEST)
1.33
QUICK RATIO (ACID-TEST) AVG TTM
0.47
QUICK RATIO (ACID-TEST) AVG 3Y
0.24
QUICK RATIO (ACID-TEST) AVG 5Y
0.24
QUICK RATIO (ACID-TEST) AVG 10Y
0.26
QUICK RATIO (ACID-TEST) AVG 15Y
N/A
QUICK RATIO (ACID-TEST) AVG 20Y
N/A
CURRENT VS TTM AVG
+183.60%
CURRENT VS 3Y AVG
+449.22%
CURRENT VS 5Y AVG
+464.22%
CURRENT VS 10Y AVG
+401.80%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.90
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+47.73%
vs the sector median at left
Synchrony Financial
Market Cap
$24.50B
Quick Ratio (Acid-Test)
1.33
TTM Avg
0.47
3Y Avg
0.24
5Y Avg
0.24
Market Cap
$24.39B
Quick Ratio (Acid-Test)
0.48
TTM Avg
0.48
3Y Avg
3.87
5Y Avg
67.30
Market Cap
$24.04B
Quick Ratio (Acid-Test)
3.21
TTM Avg
27.86
3Y Avg
29.64
5Y Avg
189.43
Market Cap
$23.62B
Quick Ratio (Acid-Test)
1.04
TTM Avg
1.07
3Y Avg
1.07
5Y Avg
1.13
Market Cap
$25.54B
Quick Ratio (Acid-Test)
73.08
TTM Avg
40.55
3Y Avg
23.13
5Y Avg
18.11
Market Cap
$26.23B
Quick Ratio (Acid-Test)
0.30
TTM Avg
0.29
3Y Avg
0.29
5Y Avg
0.32
Market Cap
$21.65B
Quick Ratio (Acid-Test)
0.24
TTM Avg
0.21
3Y Avg
0.21
5Y Avg
0.43
Market Cap
$20.87B
Quick Ratio (Acid-Test)
1.69
TTM Avg
1.33
3Y Avg
1.14
5Y Avg
1.11
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Synchrony Financial (SYF) | $24.50B | 1.33 | 0.47 | 0.24 | 0.24 |
| Loews Corporation (L)vs › | $24.39B | 0.48 | 0.48 | 3.87 | 67.30 |
| KeyCorp (KEY)vs › | $24.30B | 0.77 | 0.47 | 0.40 | 0.39 |
| Principal Financial Group, Inc. (PFG)vs › | $24.04B | 3.21 | 27.86 | 29.64 | 189.43 |
| Brown & Brown, Inc. (BRO)vs › | $23.62B | 1.04 | 1.07 | 1.07 | 1.13 |
| T. Rowe Price Group, Inc. (TROW)vs › | $25.54B | 73.08 | 40.55 | 23.13 | 18.11 |
| Regions Financial Corporation (RF)vs › | $26.23B | 0.30 | 0.29 | 0.29 | 0.32 |
| SoFi Technologies, Inc. (SOFI)vs › | $21.65B | 0.24 | 0.21 | 0.21 | 0.43 |
| Global Payments Inc. (GPN)vs › | $20.87B | 1.69 | 1.33 | 1.14 | 1.11 |
| W. R. Berkley Corporation (WRB)vs › | $28.18B | 1.39 | 1.38 | 1.36 | 1.37 |
Quick Ratio
1.33
Excludes inventory
Current Ratio
0.21
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-03-31 | 1.33 |
| 2025-12-31 | 0.21 |
| 2025-09-30 | 0.24 |
| 2025-06-30 | 0.27 |
| 2025-03-31 | 0.29 |
| 2024-12-31 | 0.22 |
| 2024-09-30 | 0.25 |
| 2024-06-30 | 0.26 |
| 2024-03-31 | 0.28 |
| 2023-12-31 | 0.22 |
| 2023-09-30 | 0.22 |
| 2023-06-30 | 0.21 |
| 2023-03-31 | 0.24 |
| 2022-12-31 | 0.20 |
| 2022-09-30 | 0.23 |
| 2022-06-30 | 0.23 |
| 2022-03-31 | 0.22 |
| 2021-12-31 | 0.20 |
| 2021-09-30 | 0.23 |
| 2021-06-30 | 0.26 |
| 2021-03-31 | 0.34 |
| 2020-12-31 | 0.28 |
| 2020-09-30 | 0.32 |
| 2020-06-30 | 0.33 |
| 2020-03-31 | 0.29 |
| 2019-12-31 | 0.26 |
| 2019-09-30 | 0.23 |
| 2019-06-30 | 0.25 |
| 2019-03-31 | 0.27 |
| 2018-12-31 | 0.23 |
| 2018-09-30 | 0.29 |
| 2018-06-30 | 0.36 |
| 2018-03-31 | 0.32 |
| 2017-12-31 | 0.26 |
| 2017-09-30 | 0.30 |
| 2017-06-30 | 0.29 |
| 2017-03-31 | 0.31 |
| 2016-12-31 | 0.26 |
| 2016-09-30 | 0.32 |
| 2016-06-30 | 0.29 |
| 2016-03-31 | 0.32 |
| 2015-12-31 | 0.33 |
| 2015-09-30 | 0.37 |
| 2015-06-30 | 0.35 |
| 2015-03-31 | 0.38 |
| 2014-12-31 | 0.36 |
| 2014-09-30 | 0.42 |
| 2014-06-30 | 0.21 |
| 2014-03-31 | 0.18 |
| 2013-12-31 | 0.09 |
| 2013-09-30 | 0.00 |
| 2013-06-30 | 0.00 |
| 2013-03-31 | 0.00 |
