Mastercard Incorporated (MA) Quick Ratio (Acid-Test): 1.03
Is Mastercard Incorporated’s quick ratio (acid-test) high or low?
Mastercard Incorporated's quick ratio (acid-test) of 1.03 is 15% below its 5-year average of 1.22, near the low end of its 5-year range (1.03–1.61).
As of Thursday, June 11, 2026. In line with its 12-month average of 1.03.
MA Quick Ratio (Acid-Test) Chart
MA Average Quick Ratio (Acid-Test) Chart
MA Current vs Average Quick Ratio (Acid-Test) Chart
MA Quick Ratio (Acid-Test) Metrics
QUICK RATIO (ACID-TEST)
1.03
QUICK RATIO (ACID-TEST) AVG TTM
1.03
QUICK RATIO (ACID-TEST) AVG 3Y
1.10
QUICK RATIO (ACID-TEST) AVG 5Y
1.22
QUICK RATIO (ACID-TEST) AVG 10Y
1.39
QUICK RATIO (ACID-TEST) AVG 15Y
1.54
QUICK RATIO (ACID-TEST) AVG 20Y
1.57
CURRENT VS TTM AVG
+0.00%
CURRENT VS 3Y AVG
-6.36%
CURRENT VS 5Y AVG
-15.34%
CURRENT VS 10Y AVG
-25.80%
CURRENT VS 15Y AVG
-33.17%
CURRENT VS 20Y AVG
-34.49%
MA Competitors' Quick Ratio (Acid-Test)
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Mastercard Incorporated (MA) | $429.50B | 1.03 | 1.03 | 1.10 | 1.22 |
| Bank of America Corporation (BAC) | $388.43B | 0.42 | 0.36 | 0.31 | 0.31 |
| Invesco QQQ Trust, Series 1 (QQQ) | $493.31B | N/A | N/A | N/A | N/A |
| Morgan Stanley (MS) | $328.52B | 1.17 | 0.92 | 0.82 | 0.81 |
| The Goldman Sachs Group, Inc. (GS) | $298.19B | 0.83 | 0.88 | 0.90 | 0.92 |
| Wells Fargo & Company (WFC) | $248.89B | 0.29 | 0.28 | 0.27 | 0.28 |
| Visa Inc. (V) | $612.52B | 1.08 | 1.18 | 1.31 | 1.49 |
| Vanguard Total Stock Market ETF (VTI) | $617.68B | N/A | N/A | N/A | N/A |
| Citigroup Inc. (C) | $230.27B | 0.48 | 0.40 | 0.36 | 0.36 |
| American Express Company (AXP) | $212.33B | 0.28 | 0.28 | 0.30 | 0.34 |
Liquidity Comparison
Quick Ratio
1.03
Excludes inventory
Current Ratio
1.03
Includes inventory
Mastercard Incorporated Quick Ratio (Acid-Test) Formula & Definition
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Mastercard Incorporated Quick Ratio (Acid-Test) FAQ
- What is the quick ratio (acid-test) for Mastercard Incorporated (MA)?
- The quick ratio (acid-test) for MA stock is 1.03.
- Is Mastercard Incorporated's quick ratio (acid-test) high or low?
- Mastercard Incorporated's quick ratio (acid-test) of 1.03 is 15% below its 5-year average of 1.22, near the low end of its 5-year range (1.03–1.61).
- What is the TTM average quick ratio (acid-test) for Mastercard Incorporated (MA)?
- The TTM average quick ratio (acid-test) for MA stock is 1.03.
- What is the 3Y average quick ratio (acid-test) for Mastercard Incorporated (MA)?
- The 3Y average quick ratio (acid-test) for MA stock is 1.10.
- What is the 5Y average quick ratio (acid-test) for Mastercard Incorporated (MA)?
- The 5Y average quick ratio (acid-test) for MA stock is 1.22.
- What is the 10Y average quick ratio (acid-test) for Mastercard Incorporated (MA)?
- The 10Y average quick ratio (acid-test) for MA stock is 1.39.
- What is the 15Y average quick ratio (acid-test) for Mastercard Incorporated (MA)?
- The 15Y average quick ratio (acid-test) for MA stock is 1.54.
- What is the 20Y average quick ratio (acid-test) for Mastercard Incorporated (MA)?
- The 20Y average quick ratio (acid-test) for MA stock is 1.57.
Mastercard Incorporated Quick Ratio (Acid-Test) History
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2025-12-31 | 1.03 |
| 2024-12-31 | 1.03 |
| 2023-12-31 | 1.17 |
| 2022-12-31 | 1.17 |
| 2021-12-31 | 1.29 |
| 2020-12-31 | 1.61 |
| 2019-12-31 | 1.42 |
| 2018-12-31 | 1.39 |
| 2017-12-31 | 1.57 |
| 2016-12-31 | 1.84 |
| 2015-12-31 | 1.75 |
| 2014-12-31 | 1.77 |
| 2013-12-31 | 1.82 |
| 2012-12-31 | 1.91 |
| 2011-12-31 | 1.84 |
| 2010-12-31 | 2.05 |
| 2009-12-31 | 1.58 |
| 2008-12-31 | 1.44 |
| 2007-12-31 | 1.94 |
| 2006-12-31 | 1.97 |
| 2005-12-31 | 1.43 |
| 2004-12-31 | 1.46 |
| 2003-12-31 | 1.35 |
| 2002-12-31 | 1.57 |
| 2001-12-31 | 1.72 |
Related Metrics
About Mastercard Incorporated
Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental "test and learn" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Michael Miebach