Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 0.42 is 50% below its 5-year average of 0.84, near the low end of its 5-year range (0.30–0.97).
As of the fiscal period ended Tuesday, June 30, 2026. 26.56% below its 12-month average of 0.57.
Reported quarterly quick ratio; no daily interpolation.
QUICK RATIO (ACID-TEST)
0.42
QUICK RATIO (ACID-TEST) AVG TTM
0.57
QUICK RATIO (ACID-TEST) AVG 3Y
0.90
QUICK RATIO (ACID-TEST) AVG 5Y
0.92
QUICK RATIO (ACID-TEST) AVG 10Y
0.83
QUICK RATIO (ACID-TEST) AVG 15Y
0.76
QUICK RATIO (ACID-TEST) AVG 20Y
0.71
CURRENT VS TTM AVG
-26.56%
CURRENT VS 3Y AVG
-53.56%
CURRENT VS 5Y AVG
-54.82%
CURRENT VS 10Y AVG
-49.44%
CURRENT VS 15Y AVG
-44.83%
CURRENT VS 20Y AVG
-41.30%
SECTOR MEDIAN · FINANCIAL SERVICES
0.90
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-53.62%
vs the sector median at left
The Goldman Sachs Group, Inc.
Market Cap
$300.43B
Quick Ratio (Acid-Test)
0.42
TTM Avg
0.57
3Y Avg
0.90
5Y Avg
0.92
Market Cap
$264.55B
Quick Ratio (Acid-Test)
0.29
TTM Avg
0.28
3Y Avg
0.27
5Y Avg
0.28
Market Cap
$227.07B
Quick Ratio (Acid-Test)
0.28
TTM Avg
0.28
3Y Avg
0.30
5Y Avg
0.34
Market Cap
$183.03B
Quick Ratio (Acid-Test)
0.53
TTM Avg
0.54
3Y Avg
0.53
5Y Avg
0.67
Market Cap
$169.00B
Quick Ratio (Acid-Test)
15.76
TTM Avg
16.08
3Y Avg
15.47
5Y Avg
17.37
Market Cap
$168.90B
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$439.63B
Quick Ratio (Acid-Test)
0.42
TTM Avg
0.36
3Y Avg
0.31
5Y Avg
0.31
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The Goldman Sachs Group, Inc. (GS) | $300.43B | 0.42 | 0.57 | 0.90 | 0.92 |
| Morgan Stanley (MS)vs › | $332.03B | 1.17 | 0.92 | 0.82 | 0.81 |
| Wells Fargo & Company (WFC)vs › | $264.55B | 0.29 | 0.28 | 0.27 | 0.28 |
| Citigroup Inc. (C)vs › | $227.12B | 0.48 | 0.40 | 0.36 | 0.36 |
| American Express Company (AXP)vs › | $227.07B | 0.28 | 0.28 | 0.30 | 0.34 |
| The Charles Schwab Corporation (SCHW)vs › | $183.03B | 0.53 | 0.54 | 0.53 | 0.67 |
| BlackRock, Inc. (BLK)vs › | $169.00B | 15.76 | 16.08 | 15.47 | 17.37 |
| Vanguard FTSE Emerging Markets ETF (VWO)vs › | $168.90B | N/A | N/A | N/A | N/A |
| Bank of America Corporation (BAC)vs › | $439.63B | 0.42 | 0.36 | 0.31 | 0.31 |
| Blackstone Inc. (BX)vs › | $154.30B | 0.91 | 0.84 | 1.27 | 2.48 |
Quick Ratio
0.42
Excludes inventory
Current Ratio
0.83
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-06-30 | 0.42 |
| 2026-03-31 | 0.79 |
| 2025-12-31 | 0.83 |
| 2025-09-30 | 0.50 |
| 2025-06-30 | 0.30 |
| 2025-03-31 | 0.90 |
| 2024-12-31 | 0.93 |
| 2024-09-30 | 0.92 |
| 2024-06-30 | 0.92 |
| 2024-03-31 | 0.92 |
| 2023-12-31 | 0.94 |
| 2023-09-30 | 0.93 |
| 2023-06-30 | 0.92 |
| 2023-03-31 | 0.91 |
| 2022-12-31 | 0.89 |
| 2022-09-30 | 0.90 |
| 2022-06-30 | 0.90 |
| 2022-03-31 | 0.95 |
| 2021-12-31 | 0.97 |
| 2021-09-30 | 0.96 |
| 2021-06-30 | 0.94 |
| 2021-03-31 | 0.93 |
| 2020-12-31 | 0.96 |
| 2020-09-30 | 0.99 |
| 2020-06-30 | 0.97 |
| 2020-03-31 | 0.99 |
| 2019-12-31 | 1.00 |
| 2019-09-30 | 0.59 |
| 2019-06-30 | 0.66 |
| 2019-03-31 | 0.63 |
| 2018-12-31 | 1.08 |
| 2018-09-30 | 0.72 |
| 2018-06-30 | 0.72 |
| 2018-03-31 | 0.73 |
| 2017-12-31 | 0.69 |
| 2017-09-30 | 0.68 |
| 2017-06-30 | 0.70 |
| 2017-03-31 | 0.71 |
| 2016-12-31 | 0.71 |
| 2016-09-30 | 0.61 |
| 2016-06-30 | 0.62 |
| 2016-03-31 | 0.63 |
| 2015-12-31 | 0.68 |
| 2015-09-30 | 0.65 |
| 2015-06-30 | 0.64 |
| 2015-03-31 | 0.62 |
| 2014-12-31 | 0.64 |
| 2014-09-30 | 0.67 |
| 2014-06-30 | 0.64 |
| 2014-03-31 | 0.63 |
| 2013-12-31 | 0.65 |
| 2013-09-30 | 0.70 |
| 2013-06-30 | 0.67 |
| 2013-03-31 | 0.70 |
| 2012-12-31 | 0.63 |
| 2012-09-30 | 0.47 |
| 2012-06-30 | 0.51 |
| 2012-03-31 | 0.52 |
| 2011-12-31 | 0.66 |
| 2011-09-30 | 1.02 |
| 2011-06-30 | 0.51 |
| 2011-03-31 | 0.50 |
| 2010-12-31 | 0.68 |
| 2010-09-30 | 1.63 |
| 2010-06-30 | 1.61 |
| 2010-03-31 | 1.61 |
| 2009-12-31 | 1.12 |
| 2009-09-25 | 1.60 |
| 2009-06-26 | 2.87 |
| 2009-03-27 | 1.69 |
| 2008-11-28 | 0.97 |
| 2008-08-29 | 0.37 |
| 2008-05-30 | 0.35 |
| 2008-02-29 | 0.27 |
| 2007-11-30 | 0.42 |
| 2007-08-31 | 0.14 |
| 2007-05-25 | 0.13 |
| 2007-02-23 | 0.24 |
| 2006-11-24 | 0.42 |
| 2006-08-25 | 0.28 |
| 2006-05-26 | 0.29 |
| 2006-02-24 | 0.31 |
| 2005-11-25 | 0.44 |
| 2005-08-26 | 0.33 |
| 2005-05-27 | 0.32 |
| 2005-02-25 | 0.29 |
| 2004-11-26 | 0.25 |
| 2004-08-27 | 0.27 |
| 2004-05-28 | 0.21 |
| 2004-02-27 | 0.22 |
| 2003-11-28 | 0.21 |
| 2003-08-29 | 0.79 |
| 2003-05-30 | 0.20 |
| 2003-02-28 | 0.21 |
| 2002-11-29 | 0.29 |
| 2002-08-30 | 0.22 |
