Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 0.05 is 68% below its 5-year average of 0.17, near the low end of its 5-year range (0.05–0.29).
As of the fiscal period ended Thursday, April 30, 2026. 67.87% below its 12-month average of 0.17.
Reported quarterly quick ratio; no daily interpolation.
QUICK RATIO (ACID-TEST)
0.05
QUICK RATIO (ACID-TEST) AVG TTM
0.17
QUICK RATIO (ACID-TEST) AVG 3Y
0.15
QUICK RATIO (ACID-TEST) AVG 5Y
0.17
QUICK RATIO (ACID-TEST) AVG 10Y
0.18
QUICK RATIO (ACID-TEST) AVG 15Y
0.18
QUICK RATIO (ACID-TEST) AVG 20Y
0.15
CURRENT VS TTM AVG
-67.87%
CURRENT VS 3Y AVG
-64.84%
CURRENT VS 5Y AVG
-67.52%
CURRENT VS 10Y AVG
-70.01%
CURRENT VS 15Y AVG
-70.20%
CURRENT VS 20Y AVG
-63.80%
SECTOR MEDIAN · FINANCIAL SERVICES
1.48
median of 9 covered companies
CURRENT VS SECTOR MEDIAN
-96.34%
vs the sector median at left
The Toronto-Dominion Bank
Market Cap
$196.91B
Quick Ratio (Acid-Test)
0.05
TTM Avg
0.17
3Y Avg
0.15
5Y Avg
0.17
Market Cap
$197.65B
Quick Ratio (Acid-Test)
N/A
TTM Avg
0.54
3Y Avg
0.53
5Y Avg
0.67
Market Cap
$181.75B
Quick Ratio (Acid-Test)
N/A
TTM Avg
16.08
3Y Avg
15.47
5Y Avg
17.37
Market Cap
$167.43B
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$227.80B
Quick Ratio (Acid-Test)
N/A
TTM Avg
0.28
3Y Avg
0.30
5Y Avg
0.34
Market Cap
$160.79B
Quick Ratio (Acid-Test)
N/A
TTM Avg
1.15
3Y Avg
1.13
5Y Avg
1.04
Market Cap
$256.22B
Quick Ratio (Acid-Test)
N/A
TTM Avg
0.28
3Y Avg
0.27
5Y Avg
0.28
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The Toronto-Dominion Bank (TD) | $196.91B | 0.05 | 0.17 | 0.15 | 0.17 |
| The Charles Schwab Corporation (SCHW)vs › | $197.65B | N/A | 0.54 | 0.53 | 0.67 |
| BlackRock, Inc. (BLK)vs › | $181.75B | N/A | 16.08 | 15.47 | 17.37 |
| Blackstone Inc. (BX)vs › | $173.49B | N/A | 0.84 | 1.27 | 2.48 |
| Citigroup Inc. (C)vs › | $225.89B | N/A | 0.40 | 0.36 | 0.36 |
| Vanguard FTSE Emerging Markets ETF (VWO)vs › | $167.43B | N/A | N/A | N/A | N/A |
| American Express Company (AXP)vs › | $227.80B | N/A | 0.28 | 0.30 | 0.34 |
| Interactive Brokers Group, Inc. (IBKR)vs › | $160.79B | N/A | 1.15 | 1.13 | 1.04 |
| Wells Fargo & Company (WFC)vs › | $256.22B | N/A | 0.28 | 0.27 | 0.28 |
| Chubb Limited (CB)vs › | $133.42B | N/A | 0.62 | 0.62 | 0.62 |
Quick Ratio
0.05
Excludes inventory
Current Ratio
0.05
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-04-30 | 0.05 |
| 2026-01-31 | 0.29 |
| 2025-10-31 | 0.12 |
| 2025-07-31 | 0.18 |
| 2025-04-30 | 0.20 |
| 2025-01-31 | 0.19 |
| 2024-10-31 | 0.17 |
| 2024-07-31 | 0.15 |
| 2024-04-30 | 0.15 |
| 2024-01-31 | 0.14 |
| 2023-10-31 | 0.11 |
| 2023-07-31 | 0.14 |
| 2023-04-30 | 0.15 |
| 2023-01-31 | 0.18 |
| 2022-10-31 | 0.13 |
| 2022-07-31 | 0.17 |
| 2022-04-30 | 0.17 |
| 2022-01-31 | 0.20 |
| 2021-10-31 | 0.17 |
| 2021-07-31 | 0.21 |
| 2021-04-30 | 0.25 |
| 2021-01-31 | 0.27 |
| 2020-10-31 | 0.18 |
| 2020-07-31 | 0.23 |
| 2020-04-30 | 0.24 |
| 2020-01-31 | 0.16 |
| 2019-10-31 | 0.08 |
| 2019-07-31 | 0.18 |
| 2019-04-30 | 0.18 |
| 2019-01-31 | 0.20 |
| 2018-10-31 | 0.09 |
| 2018-07-31 | 0.18 |
| 2018-04-30 | 0.19 |
| 2018-01-31 | 0.21 |
| 2017-10-31 | 0.25 |
| 2017-07-31 | 0.20 |
| 2017-04-30 | 0.22 |
| 2017-01-31 | 0.21 |
| 2016-10-31 | 0.22 |
| 2016-07-31 | 0.20 |
| 2016-04-30 | 0.20 |
| 2016-01-31 | 0.19 |
| 2015-10-31 | 0.17 |
| 2015-07-31 | 0.18 |
| 2015-04-30 | 0.18 |
| 2015-01-31 | 0.18 |
| 2014-10-31 | 0.13 |
| 2014-07-31 | 0.16 |
| 2014-04-30 | 0.16 |
| 2014-01-31 | 0.17 |
| 2013-10-31 | 0.19 |
| 2013-07-31 | 0.20 |
| 2013-04-30 | 0.19 |
| 2013-01-31 | 0.22 |
| 2012-10-31 | 0.22 |
| 2012-07-31 | 0.05 |
| 2012-04-30 | 0.05 |
| 2012-01-31 | 0.04 |
| 2011-10-31 | 0.24 |
| 2011-07-31 | 0.04 |
| 2011-04-30 | 0.04 |
| 2011-01-31 | 0.04 |
| 2010-10-31 | 0.25 |
| 2010-07-31 | 0.05 |
| 2010-04-30 | 0.05 |
| 2010-01-31 | 0.06 |
| 2009-10-31 | 0.27 |
| 2009-07-31 | 0.04 |
| 2009-04-30 | 0.03 |
| 2009-01-31 | 0.05 |
| 2008-10-31 | 0.26 |
| 2008-07-31 | 0.04 |
| 2008-04-30 | 0.08 |
| 2008-01-31 | 0.05 |
| 2007-10-31 | 0.20 |
| 2007-07-31 | 0.04 |
| 2007-04-30 | 0.04 |
| 2007-01-31 | 0.03 |
| 2006-10-31 | 0.07 |
| 2006-07-31 | 0.04 |
| 2006-04-30 | 0.05 |
| 2006-01-31 | 0.05 |
| 2005-10-31 | 0.09 |
| 2005-07-31 | 0.04 |
| 2005-04-30 | 0.04 |
| 2005-01-31 | 0.04 |
| 2004-10-31 | 0.09 |
| 2004-07-31 | 0.04 |
| 2004-04-30 | 0.04 |
| 2004-01-31 | 0.03 |
| 2003-10-31 | 0.04 |
| 2003-07-31 | 0.03 |
| 2003-04-30 | 0.03 |
| 2003-01-31 | 0.04 |
| 2002-10-31 | 0.03 |
| 2002-07-31 | 0.03 |